Scott The Home Loan Guy - NMLS #352721

Scott The Home Loan Guy - NMLS #352721 NMLS # 352721
DRE # 01877456
NMLS Consumer Access page (nmlsconsumeraccess.org)

02/07/2026

Wondering what home loans are out there? Tap through and see which options fit your dreams—send a message if you want to chat more!

02/06/2026

When you’re watching the Super Bowl and someone mentions “mortgage” in the crowd, you know it’s my time to shine. I may not have an ad on the big screen, but I’m always ready with real home buying advice. Curious about your options? Let’s talk local market trends, pre-approvals, or any questions you have. Drop a 🏡 if homeownership is on your mind—and tell me who you’ve got winning!

01/30/2026

Myth: You need 20% down to buy a house. Fact: I have access to programs that require just 3% down for qualified buyers! Send me a DM with your city to explore 3% down options near you!

01/28/2026

Stop waiting days for an answer! Get your initial mortgage approval in as little as 15 minutes with our secure online application. Start your quick application now!

The top trend of 2026: Working with a mortgage broker like me. Message me to get started!
01/27/2026

The top trend of 2026: Working with a mortgage broker like me. Message me to get started!

Throwing it back to 2016 but with 2026 expertise and savings! Ready to get pre-approved? Call me today!
01/24/2026

Throwing it back to 2016 but with 2026 expertise and savings! Ready to get pre-approved? Call me today!

With the economy on the rise and 30-year fixed mortgage rates nearly a full point lower than last year, more buyers are ...
01/22/2026

With the economy on the rise and 30-year fixed mortgage rates nearly a full point lower than last year, more buyers are jumping into the market. Comparing multiple mortgage quotes can save you thousands—shop smart and secure your best rate. Source: Freddie Mac Primary Mortgage Market Survey® as of 1/22/26

Mortgage rates just hit their lowest in a month, fueling a 4% jump in refinance activity last week—up 81% from last year...
01/20/2026

Mortgage rates just hit their lowest in a month, fueling a 4% jump in refinance activity last week—up 81% from last year! Conventional refis surged 6% and FHA refis soared 12% as homeowners seize the chance to lower payments.

Found your dream home? You might need to act fast! I could get you an initial loan approval in as little as 15 minutes. ...
01/16/2026

Found your dream home? You might need to act fast! I could get you an initial loan approval in as little as 15 minutes. Now, that's speedy! Call me today for more information!

An appraisal waiver allows qualified homebuyers to skip the in-person appraisal process and save on the appraisal fee. I...
01/15/2026

An appraisal waiver allows qualified homebuyers to skip the in-person appraisal process and save on the appraisal fee. Instead, the home’s value is determined by other data, like recent home sales in the neighborhood. Want to learn if your property qualifies? DM me!

Unlock more mortgage options than your local bank can offer. Specializing in mortgages with access to exclusive programs...
01/11/2026

Unlock more mortgage options than your local bank can offer. Specializing in mortgages with access to exclusive programs and services. Ready to help you find the perfect solution.

Wondering if you can lower your monthly mortgage payment? With rates always changing and new home loan options available...
01/09/2026

Wondering if you can lower your monthly mortgage payment? With rates always changing and new home loan options available, you could be missing out on real savings. Get a free mortgage checkup—no obligation, just straightforward advice on refinancing and potential savings. If you've owned your home for a while or your finances have improved, now is the time to see what’s possible. Comment, message, or call to schedule your complimentary review.

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San Diego, CA

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Our Story

Home loan officer with the SD loan group of C2 Financial. I specialize in helping people purchase and refinance their home using the newest technology. Fast and easy closings are what i strive for. Less stress in your loan means more time to enjoy the great things in life. As an independent mortgage broker, I am able to compare different lender and find the absolute best option for the family that I work with. The homeowners love the rates that I am able to offer and the real estate agents love the speed that I can complete the loan. On average, most loans are closed in 15 to 20 days. Most of my rate are lower than the any of the big bank.

I have been in the mortgage industry for over 15 years. I have seen every scenario imaginable. I have helped hundred of people buy homes and refinance their current mortgage. I love to run the numbers and find the best loan option for my clients. I work with an honest approach to loans. There are many times a person wants to buy a home but needs some guidance first. I help educate them and get them on the right path to home ownership.

Give me a call or shoot me an email and let have a chat sometime soon!