Art Ramirez - Military and First Time Homebuyer Specialist

Art Ramirez - Military and First Time Homebuyer Specialist Art Ramirez
Residential Mortgage Loan Originator
NMLSR # 232181
Certainty Home Loans NMLSR 2146
(f/k Want more information? Please feel free to contact me today!

NMLS # 232181
Certainty Home Loans NMLSR # 2146
• Mortgage Licenses & Disclaimers:
www.certaintyhomeloans.com/licensing
www.certaintyhomeloans.com/privacy-statement
www.nmlsconsumeraccess.org

TX Complaint Notice: https://www.starkeymtg.com/texas-complaint-notice

Equal Housing Lender

Texas has so much to offer today's homebuyers.... especially if you are a First Time Homebuyer or a Veteran. There

are many, many programs from just as many agencies that offer Down Payment Assistance via both grants and loans. Some programs are eligible for any residential home in Texas, while others are more community-specific. Additionally, Texas is very blessed to have the Texas Veterans Land Board. The TVLB offers low interest rate products for land purchase and work in conjunction with participating lenders to offer below market interest rates with their Texas Vet Home Loan Program. This page is dedicated to provide timely information on these programs as well as others that benefit Texas Homebuyers. We will also cover many homebuying and financing tips that are designed to help educate future homeowners. I may be reached via Facebook Messenger, or the following:
Email: [email protected]
Ofc: 210-545-9300

I look forward to helping you and your family. Art


Certainty Home Loans NMLSR # 2146
Equal Housing Lender

We build our business on:
• Compassionate and caring service....
• A variety of products. (because every homeowner is different)
• State of the art technology. (to streamline the entire process)
• A commitment to the communities we serve. Texas First Time Homebuyer Programs page is managed and posted by Art Ramirez, Sr. Loan Officer NMLSR # 232181 with Certainty Home Loans, NMLSR #2146

Disclaimer: The posts contained herein are the sole commentary of the poster and not that of Certainty Home Loans NMLSR #2146 13750 San Pedro Ste 530 San Antonio TX 78232

4th spinal surgery done… hopefully my last spinal surgery. T13 -Pelvis fusion with 3 rods, screws, and 2 intervertebral ...
04/11/2025

4th spinal surgery done… hopefully my last spinal surgery. T13 -Pelvis fusion with 3 rods, screws, and 2 intervertebral fusion devices. Doing surprisingly well considering it was a very big 16 hour surgery. Rehab went well. I’m still in PT and doing well. Looking forward to the last part of the incision to heal…. It’s been resisting closure.

Sometimes life is messy…. But it’s good.

🤘

Our VA renovation home loan options can help make a house your dream home. Ask me for details - https://www.ArtRamire...
12/13/2022

Our VA renovation home loan options can help make a house your dream home. Ask me for details

- https://www.ArtRamirez.com

The Federal Housing Finance Authority (FHFA) increased the conforming loan limits for 2023 to $726,200. The increase sho...
12/12/2022

The Federal Housing Finance Authority (FHFA) increased the conforming loan limits for 2023 to $726,200. The increase should help buyers with affordability of homes at the higher end of the spectrum, or those living in high-cost areas.

- https://www.ArtRamirez.com

Buying power just got a boost! Check out the new FHA loan limits. Let me know if you have any questions about your count...
12/12/2022

Buying power just got a boost! Check out the new FHA loan limits. Let me know if you have any questions about your county

- https://www.ArtRamirez.com

Get out and vote! Your vote matters! Early voting ends Nov 4th.
10/26/2022

Get out and vote! Your vote matters! Early voting ends Nov 4th.

If you’re in the Corpus Christi area please share.
10/13/2022

If you’re in the Corpus Christi area please share.

Join us in honoring the life and service of Unaccompanied U.S. Army Veteran Terrance C. Agpawa on Tuesday, October 18, at 11 a.m. SHARP at Coastal Bend State Veterans Cemetery in Corpus Christi. If you have the opportunity, please come out and attend. We do NOT leave Texas Veterans behind!

Today we honor and celebrate the 247th Birthday of the . Thank you all for your service! - https://www.ArtRamirez...
10/13/2022

Today we honor and celebrate the 247th Birthday of the . Thank you all for your service!


- https://www.ArtRamirez.com

Happy Birthday to the today! Thank you for your service. “Aim High … Fly-Fight-Win” - https://www.ArtRamirez.co...
09/18/2022

Happy Birthday to the today! Thank you for your service. “Aim High … Fly-Fight-Win”

- https://www.ArtRamirez.com

Purchasing a home will likely be one of the biggest decisions you will ever make. Here are 5 reasons you should consider...
08/31/2022

Purchasing a home will likely be one of the biggest decisions you will ever make. Here are 5 reasons you should consider a local lender instead of one of the big internet companies. I'll be here with you every step of the way

- https://www.ArtRamirez.com

Address

San Antonio, TX
78240

Telephone

+12104476591

Website

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