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Green Haven Capital Inc.

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United States
Sacramento, CA
Green Haven Capital Inc.

Mortgage Professionals that are dedicated to saving our clients both time and money with their home-buying and refinancing journey! Green Haven Capital Inc.

CA DRE Lic #0184‌2493 • CA DFPI CFL Lic -174459 • NMLS #173‌062 was established in March 2008 in Sacramento, CA. Our company works with some of the top mortgage and real estate professionals and our staff has over 40 years of combined experience. is a Mortgage Company that works with the top lenders in the country. As a brokerage that’s approved with several lenders, we have access to hundreds of loan programs and can provide more options to our clients. We also shop for the best possible loan for our clients and ensure they are getting a tailored loan with best terms. Green Haven Capital prides itself on its commitment to provide exceptional customer service and competitive financing solutions from experienced mortgage professionals. Our goal is to make sure that every client receives a thorough evaluation and finds a tailored loan that best serves every specific need. We offer Conventional, VA, FHA, USDA, Jumbo, Non-QM, and Down Payment Assistance loans. We are currently licensed to conduct business in CA, CO, UT, and MD. We also have an A+ rating with the Better Business Bureau. We put our clients first and strive to make the mortgage process quick, easy, and stress-free!

11/02/2026

If a home has been sitting on the market for 60 days, there may be more to the story than buyers simply not being interested. 🏡
Pricing plays a major role in how quickly a property attracts attention. An overpriced home can sit while competing properties get offers, even when the home itself has plenty of potential.
For buyers, that can create an opportunity to negotiate. For sellers, it is a reminder that the right pricing strategy matters from day one.
🏡 Green Haven Capital
📲 916-476-6507
📧 [email protected]
CA DRE Lic #01842493 • CA DFPI CFL Lic -174459 • NMLS #173062

10/30/2026

Waiting for the perfect mortgage rate sounds simple, but what if the perfect rate never arrives? 🤔

While rates matter, so do home prices, inventory, your financial situation, and your long-term goals. Trying to predict exactly when everything will line up can keep you waiting indefinitely.

Instead of focusing on one number, focus on whether the overall opportunity makes sense for you.

The best mortgage strategy is one built around your financial goals, not a prediction about tomorrow's rate.

🏡 Green Haven Capital
📲 916-476-6507
📧 [email protected]
CA DRE Lic #01842493 • CA DFPI CFL Lic -174459 • NMLS #173062

10/29/2026

A buyer can be fully qualified on paper and still have doubts. That does not mean they need more pressure. They need more clarity. 🏡

In his latest feature with Mortgage Professional, Kevin Oto of Green Haven Capital shares why hesitation often comes down to one specific concern, whether it is the payment, cash reserves, the home itself, or uncertainty about rates and the market. Mortgage Professional

Sometimes the solution is restructuring the loan. Sometimes it is negotiating a seller credit. Sometimes it means adjusting the price range or simply deciding to wait.

The goal should never be to push someone into a purchase. It should be to give buyers the information and options they need to make a decision they feel confident about.

Read Kevin’s full article to learn more about why buyers need options, not pressure. 👇
https://mpamag.pulse.ly/cxnrqzfvlx
🏡 Green Haven Capital
📲 916-476-6507
📧 [email protected]

CA DRE Lic #01842493 • CA DFPI CFL Lic -174459 • NMLS #173062

10/28/2026

Planning a 1031 exchange? Choosing a qualified intermediary is an important part of the process. 🏢

A 1031 exchange involves specific timelines, documentation, and rules, so the intermediary you choose can play a critical role in keeping the transaction organized and compliant.

Do your research, understand the services being provided, and work with qualified professionals who understand your specific situation.
When it comes to a 1031 exchange, planning ahead matters.

🏡 Green Haven Capital
📲 916-476-6507
📧 [email protected]
CA DRE Lic #01842493 • CA DFPI CFL Lic -174459 • NMLS #173062

10/26/2026

Just because one lender says no does not always mean you are out of options. 🏡

Different lenders can have different guidelines, loan programs, and approaches to qualifying borrowers. That is one reason working with a mortgage broker can be valuable when your situation does not fit neatly into a standard box.

If you have been turned down or told you do not qualify, it may be worth understanding whether other options are available before giving up.

🏡 Green Haven Capital
📲 916-476-6507
📧 [email protected]
CA DRE Lic #01842493 • CA DFPI CFL Lic -174459 • NMLS #173062

10/23/2026

Ready for a bigger or different home? Don't forget that your current property can play a major role in your next purchase. 🔑

Your equity, existing mortgage, potential sale proceeds, income, and financing options all need to be considered when planning a move.
Whether you sell first or explore ways to purchase before selling, understanding the numbers ahead of time can help you make a much more informed decision.

Your next home starts with a plan for the home you have now.

🏡 Green Haven Capital
📲 916-476-6507
📧 [email protected]
CA DRE Lic #01842493 • CA DFPI CFL Lic -174459 • NMLS #173062

10/21/2026

Changing how you own a property can involve more than just updating paperwork. Your homeowners insurance may also need to be reviewed. 🏠
Changes involving ownership, occupancy, or how a property is used can affect your insurance needs and potentially your coverage.
If you are buying, transferring ownership, turning a property into a rental, or making another major change, talk with your insurance professional to make sure your coverage still fits your situation.
🏡 Green Haven Capital
📲 916-476-6507
📧 [email protected]
CA DRE Lic #01842493 • CA DFPI CFL Lic -174459 • NMLS #173062

10/19/2026

Getting pre-approved is a major step, but it does not mean you can completely stop paying attention to your finances. 🏡

Once you are pre-approved, avoid making major financial changes without talking to your lender first. New debt, large purchases, changing jobs, or moving money around can potentially affect your loan approval.
When you are getting ready to buy, consistency matters.

If you are unsure about a financial decision, ask your lender before making the move.

🏡 Green Haven Capital
📲 916-476-6507
📧 [email protected]
CA DRE Lic #01842493 • CA DFPI CFL Lic -174459 • NMLS #173062

10/16/2026

A mortgage rate is important, but it does not tell you everything you need to know about a loan.
Closing costs, points, lender credits, loan terms, monthly payment, and how long you plan to keep the mortgage can all affect the overall cost.
The lowest rate is not automatically the best fit.
Look at the entire mortgage strategy, not just the headline number.

🏡 Green Haven Capital
📲 916-476-6507
📧 [email protected]

CA DRE Lic #01842493 • CA DFPI CFL Lic -174459 • NMLS #173062

10/14/2026

A mortgage is one of the biggest financial decisions you will make, so who you work with matters.
The right lender should do more than provide a rate. They should help you understand your options, communicate clearly, identify potential challenges, and structure financing around your goals.
A good mortgage experience starts with good guidance.

🏡 Green Haven Capital
📲 916-476-6507
📧 [email protected]

CA DRE Lic #01842493 • CA DFPI CFL Lic -174459 • NMLS #173062

Address

5890 South Land Park Drive
Sacramento, CA
95822

Opening Hours

Monday	9am - 6pm
Tuesday	9am - 6pm
Wednesday	9am - 6pm
Thursday	9am - 6pm
Friday	9am - 6pm

Website

https://www.greenhavencap.com/

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