Chan The Mortgage Man NMLS #354805

Chan The Mortgage Man NMLS #354805 Licensed in CA, NV, OR, WA, OR, CO, UT, TX, FL

We can originate VA and FHA loans down to 500 a FICO score!
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VP of Residential Lending with GFL Capital Mortgage NMLS #354805

09/01/2026

Manufactured homes are worth a second look.

We recently helped a client close on a manufactured home, and it offered many of the same features you’d expect from a traditional stick-built home—but at a more affordable price point.

And contrary to what many buyers think, if the property meets the guidelines, financing can be very similar to a stick-built home.

More options can mean more opportunities to become a homeowner.

Thinking about a manufactured home? DM me or comment “HOME” and I’ll walk you through your financing options.



[email protected]
NMLS 354805
916-277-0737

08/27/2026

"Would you rather buy the bigger house or keep the lower payment? Comment below."

[email protected]
NMLS 354805
916-277-0737

08/26/2026

Most buyers focus on the home price. That's actually the wrong place to start.

[email protected]
NMLS 354805
916-277-0737

08/25/2026

Let's talk about one part of your mortgage payment that surprises a lot of buyers.

[email protected]
NMLS #354805
916-277-0737

08/20/2026

This is why I encourage buyers to compare both options.

The monthly payment only tells part of the story.

What matters is where the money goes over time.

If you're curious what buying looks like for you, let's run the numbers.

[email protected]
NMLS #354805
916-277-0737

08/19/2026

Should you rent or buy?

The answer depends on your goals, timeline, savings, and monthly budget.

Before making a decision, compare the actual numbers. You may be surprised by the results.

DM me "RENT" if you'd like a personalized comparison.

[email protected]
NMLS #354805
916-277-0737

08/18/2026

Before looking at homes online, understand your budget.

The goal isn't buying the most expensive house you qualify for.

The goal is finding a payment that fits your lifestyle.

DM me "AFFORD" to get started.

[email protected]
NMLS #354805
916-277-0737

08/13/2026

A lot of buyers expect closing day to feel confusing, but most of the time it’s actually pretty straightforward when everyone is prepared.

[email protected]
NMLS #35805
916-277-0737

08/12/2026

Closing paperwork looks intimidating until someone walks you through it step by step. Most documents are just confirming information you’ve already seen during the loan process.

[email protected]
NMLS #354805
916-277-0737

08/11/2026

Escrow sounds complicated until you realize it’s really there to protect everyone involved. It keeps the transaction organized and makes sure nothing changes hands until all conditions are met.

[email protected]
NMLS #354805
916-277-0737

Address

1100 Corporate Way Suite 210
Sacramento, CA
95831

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