10/09/2026
A lower mortgage payment doesn’t always require waiting for rates to fall. A rate buydown can lower your mortgage rate using funds paid upfront, and in some cases the seller may contribute toward the cost. Potential savings depend on the loan amount, rate, and how long you keep the mortgage.
Want to see if a buydown could make sense for you? Send me a message 💌
I’m happy to help you compare the upfront cost with the potential monthly savings.