Jason Mata - Branch Manager, American Pacific Mortgage NMLS #273080,

Jason Mata - Branch Manager, American Pacific Mortgage NMLS #273080, Connect with our team today to get started on your personalized homebuyer game plan! www.nmlsconsumeraccess.org

Licensed in AZ, CA, DC, GA, VA

NMLS 273080/APMC 1850, Equal Housing Opportunity
Licensed by the Dept of Financial Protection and Innovation under the CRMLA
AZ BK 0906702
Georgia Residential Mortgage Licensee
https://texreg.sos.state.tx.us/fids/201504377-1.pdf to your profile.

06/11/2026

One of the biggest misconceptions about interest rates is that the advertised rate online automatically applies to everyone.
The truth is, your mortgage rate can be impacted by factors like:
🏡 Loan type
đź’ł Credit profile
đź’° Down payment
đź“Ť Property type
đź“Š Loan structure
That’s why it helps to work with a local mortgage expert who can look at your full scenario, explain the options available to you, and help you understand what makes the most sense for your goals.
Because the best mortgage decision isn’t always about chasing the lowest number you see online. It’s about knowing your options, understanding the full picture, and making a smart plan for your future.

Let's Talk!
https://myoc.io/



NMLS # 273080

“Should I wait?” It’s one of the biggest questions buyers are asking right now. The truth? The right time to buy depends...
06/09/2026

“Should I wait?” It’s one of the biggest questions buyers are asking right now. The truth? The right time to buy depends on your goals, finances, and strategy, not just the headlines. Watch for a few things to consider before making your move.
https://myoc.io/



NMLS # 273080

06/04/2026

One of the reasons I love what I do is seeing the long-term impact homeownership can have for families and future generations.

Homeownership creates stability.
It helps people build for the future.
It strengthens communities.

Whether you’re a first-time homebuyer, a move-up buyer with a growing family, an investor, or someone starting a new chapter in life, it’s an honor to play a role in those important life moments.

Because, to me, my job is about more than loans. It’s about helping people build brighter futures.
https://myoc.io/



NMLS # 273080

Some of the best memories happen in the passenger seat... or around the grill.What reminds you most of Dad:Road trips or...
06/02/2026

Some of the best memories happen in the passenger seat... or around the grill.

What reminds you most of Dad:
Road trips or BBQs?
https://myoc.io/



NMLS # 273080

The smartest buyers aren’t waiting.They’re preparing.Want to be one of them? Let’s talk.https://myoc.io/ ...
05/26/2026

The smartest buyers aren’t waiting.
They’re preparing.

Want to be one of them? Let’s talk.
https://myoc.io/



NMLS # 273080

05/14/2026

Did you know there are ways to lower your interest rate upfront when buying a home?
A seller-paid buydown allows the seller to contribute toward reducing your interest rate, helping to lower your monthly payment (especially in the early years of your loan).
This can be a powerful strategy in today’s market, giving buyers more flexibility and affordability.
It’s not one-size-fits-all, but it’s an option worth exploring if you’re planning to purchase.
https://myoc.io/



NMLS # 273080

The opportunity isn’t just lower rates.It’s being ready when they happen.Let’s make sure you’re in position.https://myoc...
05/12/2026

The opportunity isn’t just lower rates.
It’s being ready when they happen.

Let’s make sure you’re in position.
https://myoc.io/



NMLS # 273080

Most buyers assume they have fewer options right now.In reality, they often have more.You just need to know what to look...
05/05/2026

Most buyers assume they have fewer options right now.
In reality, they often have more.

You just need to know what to look for.
https://myoc.io/



NMLS # 273080

💡 Did you know your home equity could be the key to reaching your next big goal?Whether it’s renovating your space, cons...
04/29/2026

đź’ˇ Did you know your home equity could be the key to reaching your next big goal?
Whether it’s renovating your space, consolidating debt, or funding your future—your equity can help make it happen.

đź“ž Call today to explore your options and take the next step toward a better future!
https://myoc.io/



NMLS # 273080

04/21/2026

You don’t need to have it all figured out.
Financial Literacy Month is about learning, asking questions, and taking the next step when you’re ready.
https://myoc.io/



NMLS # 273080

Address

980 9th Street, Ste 340
Sacramento, CA
95814

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

Telephone

+18004550986

Website

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