Jason Mata - American Pacific Mortgage

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Jason Mata - American Pacific Mortgage Connect with our team today to get started on your personalized homebuyer game plan! www.nmlsconsumeraccess.org

Licensed in AZ, CA, DC, GA, VA

NMLS 273080/APMC 1850, Equal Housing Opportunity
Licensed by the Dept of Financial Protection and Innovation under the CRMLA
AZ BK 0906702
Georgia Residential Mortgage Licensee
https://texreg.sos.state.tx.us/fids/201504377-1.pdf to your profile.

10/31/2026

Are high interest rates scaring you away from buying a home? 👻 Don’t get spooked.

Here’s what’s really happening in the housing market right now: it’s slowing down, and that puts homebuyers back in control. Sellers are negotiating again. We’re seeing buyers get tens of thousands off the price, plus seller help with closing costs. That’s real money back in your pocket. 💰

Don’t let fear haunt your home buying plans.

10/29/2026

⏳ Dream For All vouchers expire in mid-November — about 2 weeks left.

If you have a CalHFA Dream For All voucher, it's NOT too late. Here's the process:
1️⃣ Get under contract with a seller
2️⃣ We register your voucher with CalHFA
3️⃣ You use that voucher toward your new home 🏡

Don't let your voucher expire unused. DM me "DREAM" and I'll walk you through your next steps.

10/15/2026

Rates dropped 0.25% overnight! The market continues to move quickly as economic data shifts.

Buying your first home in California? Comment PLAN and I’ll send you my game plan for buying in today’s market.

Sellers now outnumber buyers by 63% nationally, per Redfin. 🏡 If you’ve been waiting on the sidelines, this is what that...
10/14/2026

Sellers now outnumber buyers by 63% nationally, per Redfin. 🏡 If you’ve been waiting on the sidelines, this is what that means for you 👇

For the past few years, buyers faced bidding wars, waived inspections, and offers well over asking. That script has flipped.

When there are more homes for sale than buyers, you may have:
✅ More homes to choose from
✅ Less competition and fewer bidding wars
✅ More room to negotiate on price, repairs, and seller concessions
✅ The ability to keep your inspection and appraisal contingencies

A buyer’s market doesn’t mean every home is a bargain. Local markets vary, and your monthly payment still matters most. The best advantage you can have right now is knowing your numbers before you start touring homes.

If you’re a first-time homebuyer wondering whether this is your window, let’s talk through your budget, your loan options, and what a strong offer looks like in today’s market.

💬 Comment “BUYER” and I’ll reach out to walk you through your next steps.

🔗 Or get started at jasonmata.com

09/29/2026

Turn home equity into cash. Spend it however you want. 🏡 With a HELOC (Home Equity Line of Credit), you can:
✅ Fund home improvement projects
✅ Pay off high interest debt
✅ Keep your existing mortgage interest rate
✅ Only pay interest on the money you use Your home has been building value. Now let it work for you.
💪 Tap the link in bio to see what you qualify for. 👆

09/24/2026

1 in 5 home listings now has a price cut.

As of mid-September, 20.8% of U.S. listings had a price drop, up from 19.8% a year ago. The biggest cuts are out West: Denver (31.4%), Portland (30.5%) and Salt Lake City (30.3%). In Buffalo, New York and Hartford, it's closer to 1 in 10.

More than half of the 50 biggest metros are seeing more price cuts than last year.

For buyers, that means more room to negotiate. For sellers, pricing right from day one matters more than ever.

Buying or selling this fall? Drop your questions below

Sources: Redfin (4 weeks ending Sept. 13), Realtor.com August report

🏡UC Riverside First-Time Homebuyer Workshop!🏡 Thinking about buying your first home? Join us for a FREE First-Time Homeb...
09/24/2026

🏡UC Riverside First-Time Homebuyer Workshop!🏡 Thinking about buying your first home?
Join us for a FREE First-Time Homebuyer Workshop designed specifically for the UC Riverside community!
💙💛📅Wednesday, September 30⏰6:00 PM📍Virtual Workshop We’ll cover everything you need to know to get started, including: ✨ How much you need for a down payment ✨ Credit & income requirements ✨ First-time homebuyer programs ✨ CalHFA & down payment assistance ✨ The homebuying process from start to finish Whether you’re just starting to think about homeownership or ready to make a plan, this workshop is a great place to begin! 🎓UC Riverside alumni, faculty, staff & students — don’t miss out!👉Register today and take the first step toward homeownership!🏠

Huge congratulations to Sean Curby on his brand new home! 🎉🏡It was an honor helping you get here, Sean — from the first ...
09/21/2026

Huge congratulations to Sean Curby on his brand new home! 🎉🏡

It was an honor helping you get here, Sean — from the first conversation to the final signature, you trusted the process and it paid off. Watching clients turn the key on their own front door never gets old.

Here's to new beginnings, new memories, and many more years in your new home! 🥂

If you're ready to write your own "sold" story, send me a DM — let's make it happen.

09/17/2026

The Fed just raised interest rates for the first time since 2023. 📈

What does that mean? The Fed rate doesn't move mortgage rates 1:1 — so yesterday's 0.25% hike did NOT push mortgage rates up by the same amount. In fact, the hike was widely expected, so it was already priced into mortgage rates beforehand. We're actually seeing the opposite today: markets are moving in a direction that could push mortgage rates slightly LOWER.

Don't guess where you stand. Comment "RATES" and I'll break down what this means for your numbers.

About a week ago, the River City Food Bank hosted their annual Empty Bowls fundraiser. This is my first time attending a...
09/16/2026

About a week ago, the River City Food Bank hosted their annual Empty Bowls fundraiser. This is my first time attending as board president and so excited to support our wonderful board.

Thanks to the generosity of our attendees, sponsors, and this incredible community, we didn’t just hit our goal — we exceeded it by raising over $500,000. That’s a huge win for RCFB, and I’m proud to have been part of it.

There was a whole team working behind the scenes — planning, serving, coordinating, volunteering long before the guests arrived and long after everyone departed. To every single one of you: thank you. This success belongs to every helping hand in our community.

I’m also deeply grateful to American Pacific Mortgage and APM Cares for showing up and supporting our cause.

As anyone in this work knows, the need doesn’t stop. If you’re interested in volunteering or donating, please visit rivercityfoodbank.org.

Address

980 9th Street, Ste 340
Sacramento, CA
95814

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

Telephone

+18004550986

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