Malcolm Means

Malcolm Means As a lending professional and home loan adviser, I am dedicated to helping you with all of your home needs from your 1st purchase to your last refinance.

🔥 BIG NEWS! 🔥Get ready, foodies! Banger & Bite Sausage Brand is coming soon! 🚀🌭✅ Bold flavors that hit different✅ Perfec...
02/25/2025

🔥 BIG NEWS! 🔥

Get ready, foodies! Banger & Bite Sausage Brand is coming soon! 🚀🌭

âś… Bold flavors that hit different
✅ Perfect snap on the casing – every bite is a banger!
✅ Bang’in Good taste you won’t forget

Mark your calendars – we’re launching during March Madness! 🏀🔥 Stay tuned for the official drop!

Follow on IG for updates!

Dissolve it

Hosting a wonderful event to help our community become homeowners. May 25 & 26th 6-7PM
05/06/2022

Hosting a wonderful event to help our community become homeowners. May 25 & 26th 6-7PM

Thinking about buying a house for the 1st time. Reentering the housing market after some past financial difficulties? THIS CLASS IS FOR YOU!

PMI is a type of insurance required on conventional loans where the loan amount is greater than 80% of the purchase pric...
04/15/2021

PMI is a type of insurance required on conventional loans where the loan amount is greater than 80% of the purchase price or property value. Once a minimum of 20% equity has been established, PMI may be eliminated.

Do you really need that high ticket item that caught your eye in the window? When buying a house, remember that credit m...
04/14/2021

Do you really need that high ticket item that caught your eye in the window? When buying a house, remember that credit matters. Ask yourself if big purchases can wait until you’re in your new home so you don’t compromise getting approved.

We can help! We know condos offer a lot of convenience and flexibility. We also know they have different requirements th...
04/13/2021

We can help! We know condos offer a lot of convenience and flexibility. We also know they have different requirements than traditional homes. If you’re ready to find the condo loan that’s right for you, give us a call today.

You may be able to purchase a home with as little as 3.5% down and close in as quickly as 20 days with an FHA loan. If y...
04/12/2021

You may be able to purchase a home with as little as 3.5% down and close in as quickly as 20 days with an FHA loan. If you have a 620 FICO or higher and are looking for a lower down payment, we may be able to help. Call today to see if you qualify.

Think a refinance means starting over or extending your term? Flex term refinancing can help you lower your rate (potent...
04/11/2021

Think a refinance means starting over or extending your term? Flex term refinancing can help you lower your rate (potentially saving you hundreds) without resetting your payoff date. Let’s see what we can do for you. Call us today.

Thinking about buying a house? There are some large purchases you should consider putting on hold if you can – one being...
04/10/2021

Thinking about buying a house? There are some large purchases you should consider putting on hold if you can – one being a new vehicle – as it could temporarily hurt your credit. For more expert mortgage knowledge, give us a call.

Have an FHA loan? Now could be a great time to refinance into a conventional loan with no monthly PMI payment! With quic...
04/09/2021

Have an FHA loan? Now could be a great time to refinance into a conventional loan with no monthly PMI payment! With quick turnarounds, you could close in as little as 15 days and potentially save hundreds of dollars each month. Call today to learn more!

Real Estate Agents – your clients could become homeowners with a low-interest FHA loan. Minimum 640 FICO and borrowers w...
04/08/2021

Real Estate Agents – your clients could become homeowners with a low-interest FHA loan. Minimum 640 FICO and borrowers with W-2 income may be eligible for an extra money-saving incentive. Call us today to learn more.

April is Lawn and Garden Month! If you’re planning on planting a tree in your yard, be sure to do your research! Size an...
04/07/2021

April is Lawn and Garden Month! If you’re planning on planting a tree in your yard, be sure to do your research! Size and shade pattern will make a difference once your sapling has grown!

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Sacramento, CA

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