Tresmond Murphy

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Tresmond Murphy Branch NMLS # 1697215. American Financial Network, Inc. Refer to www.nmlsconsumeraccess.org and input NMLS #237341 to see where American Financial Network, Inc.

The Mortgage Professor

Tresmond Murphy - Producing Branch Manager NMLS # 1020507 American Pacific Mortgage NMLS # 1850 Equal Housing Lender Equal Opportunity Employer is licensed by the Virginia State Corporation Commission (Lender and/or Broker License # MC-5704), NMLS #237341 (www.nmlsconsumeraccess.org), Florida Mortgage Lender Servicer Branch License (MLDB6902), Tennessee Mortgage Branch Authorization (114928-177), Texas –SML Mortgage Banker Branch Registration under Nationwide Mortgage Licensing System (NMLS), unique identifier of 1697215. is a licensed lender. In all states, the principal licensed office of American Financial Network, Inc. is 10 Pointe Drive, Suite 330, Brea, CA 92821; Phone: (714) 831-4000 (NMLS ID #237341). This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Products not available in all areas.

10/28/2026

HELOC (Home Equity Line of Credit) and cash-out refi get mixed up all the time, and it's easy to see why.

Both are ways to make use of the equity you've built, they just work very differently. Knowing how they compare puts you in a better spot to decide what fits when your goals shift. No need to have it all figured out today.

Save this for when the time feels right, and reach out whenever you'd like to talk it through.

School's in session! Rate is here to help you check off your essentials before house hunting. 🏡✏️Applicant subject to cr...
09/01/2026

School's in session! Rate is here to help you check off your essentials before house hunting. 🏡✏️

Applicant subject to credit and underwriting approval. Restrictions apply.
Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit nmlsconsumeraccess.org. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

08/13/2026

Pattern recognition is the first step. Now it's time to break it.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6182a1zqj. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

08/06/2026

The best way to stop paying rent? Owning a home. We can help with that.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6183aEcoZ. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Applicant subject to credit and underwriting approval. Restrictions apply.

08/03/2026

Our choices shape our days, and our days shape our lives. Start living yours in the Rate App.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6188a8x04. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/25/2026

Car guy? No. House guy.

Applicant subject to credit and underwriting approval. Restrictions apply.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6181v7DIb. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/22/2026

All the tools to live a longer, happier life - all in one place

Closing day: 🥳🔑🏡 Moving day: 📦😵‍💫🍕🛏️Guaranteed Rate Inc. D/B/A Rate; NMLS  #2611. For licensing information visit http:/...
07/21/2026

Closing day: 🥳🔑🏡 Moving day: 📦😵‍💫🍕🛏️

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6180vfO4Y. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Applicant subject to credit and underwriting approval. Restrictions apply.

07/20/2026

Consider this a stress-free sample of all the Rate App app has to offer.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6187v2bBc. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/14/2026

The couch situation is between you and the doorway. The utilities do not have to be.

Rate Concierge gives you one point of contact to transfer and set up your utilities and internet at your new home, at no additional cost. Less time calling providers. Fewer moving-day surprises. One less horror story. Rate Concierge, powered by OneSource.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6189vFO99. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Show off your indoor jungle and share your best tips for keeping houseplants happy and thriving. 🌿https://myoc.io/dFwXbV...
10/25/2024

Show off your indoor jungle and share your best tips for keeping houseplants happy and thriving. 🌿
https://myoc.io/dFwXbV4hPVI

Use jars to hold screws and other small things!
10/24/2024

Use jars to hold screws and other small things!

Pure joy watching your pet go wild with the zoomies! 🐾 What's the first thing your pet does when moving?https://myoc.io/...
10/23/2024

Pure joy watching your pet go wild with the zoomies! 🐾 What's the first thing your pet does when moving?
https://myoc.io/dFwXbV4hPVI

Use plastic packages to grow plants!
10/17/2024

Use plastic packages to grow plants!

It's all about breaking down barriers and fostering social interaction! 🏠 Do you prefer open floor plans or more traditi...
10/16/2024

It's all about breaking down barriers and fostering social interaction! 🏠 Do you prefer open floor plans or more traditional, separated spaces? Share your thoughts!
https://myoc.io/dFwXbV4hPVI

Consider buying during off-peak seasons for these amazing benefits. Whenever you're ready to move forward with your home...
10/15/2024

Consider buying during off-peak seasons for these amazing benefits. Whenever you're ready to move forward with your homeownership goals, we're here! 🏠
https://myoc.io/dFwXbV4hPVI

Going on vacation and worried about whether you locked the doors? Here's a handy tip to ensure peace of mind!https://myo...
10/10/2024

Going on vacation and worried about whether you locked the doors? Here's a handy tip to ensure peace of mind!
https://myoc.io/dFwXbV4hPVI

✨ Light up your walkway this fall! 🌙 Use glow-in-the-dark or LED lights to create a magical path for trick-or-treaters.h...
10/10/2024

✨ Light up your walkway this fall! 🌙 Use glow-in-the-dark or LED lights to create a magical path for trick-or-treaters.
https://myoc.io/dFwXbV4hPVI

Address

3000 Lava Ridge Court, Ste 200
Roseville, CA
95661

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