Kendall Hernandez Mortgage Advisor

Kendall Hernandez Mortgage Advisor 🏡 Helping first responders & first-time buyers make home happen
❤️ Fire wife
đź“Ť Serving CA
👇 Apply for your home loan today!

Kendall Hernandez NMLS #2726809 Mortgage Advisor Big Valley Mortgage NMLS #1850 Equal Housing Opportunity Licensed by the Dept of Financial Protection and Innovation under the CRMLA
www.nmlsconsumeraccess.org

09/10/2026

Your equity isn't just a number. It's cash you can put to work, on your terms.
Want to see what yours could do? Let's talk about your options.
https://myoc.io/ClosingWithKendall



NMLS # 2726809

09/08/2026

Your dream home doesn’t exist? Maybe it just hasn’t been built yet. 🏡
With construction financing from APM, you can build the home you’ve been dreaming of.
Let's connect to explore your options!
https://myoc.io/ClosingWithKendall



NMLS # 2726809

Today we celebrate the strength, resilience, and dedication of the American worker. đź’Ľ Happy Labor Day!https://myoc.io/Cl...
09/07/2026

Today we celebrate the strength, resilience, and dedication of the American worker.
đź’Ľ Happy Labor Day!
https://myoc.io/ClosingWithKendall

NMLS # 2726809

09/01/2026

Drowning in high-interest credit card or personal loan debt?
Your home equity might be the solution.

By tapping into the equity you’ve built, you could combine that debt into one manageable monthly payment—often at a much lower interest rate. That means less stress and more savings over time.

Whether it’s a cash-out refinance, HELOC, or home equity loan, we’ll help you find the right fit.

đź“© Contact me today to get started!
https://myoc.io/ClosingWithKendall

NMLS # 2726809

Self-employed doesn't mean no mortgage. Your tax returns aren't the only way lenders can look at your income. There are ...
08/27/2026

Self-employed doesn't mean no mortgage. Your tax returns aren't the only way lenders can look at your income. There are more paths to qualifying than most people realize. Let's talk through your situation.
https://myoc.io/ClosingWithKendall



NMLS # 2726809

08/06/2026

The rules of mortgage lending have changed.

We believe home financing should fit your life, not the other way around.

If you’ve been told your credit score isn’t good enough to buy a home, it may be time for a second look. With a broad range of mortgage solutions, including programs designed for first-time homebuyers, borrowers with new or rebuilding credit, and those with unique financial situations, we’ve helped more people find a path to homeownership.
Don’t assume you don’t qualify. Let's Talk.
https://myoc.io/ClosingWithKendall



NMLS # 2726809

Old thinking says home financing has one set of rules. New reality? There's more flexibility than most people realize, w...
08/04/2026

Old thinking says home financing has one set of rules. New reality? There's more flexibility than most people realize, whether that's down payment, income documentation, or the type of program that fits your situation. The best way to know what applies to you is a conversation, not a guess. Let's talk through your options.
https://myoc.io/ClosingWithKendall



NMLS # 2726809

Thinking about moving but not sure where to start?Most homeowners think the first step is browsing listings.It's not.The...
07/16/2026

Thinking about moving but not sure where to start?

Most homeowners think the first step is browsing listings.

It's not.

The smartest moves start with a plan:

âś“ Understand the equity you've built
âś“ Explore financing options
âś“ Determine your buying power
âś“ Create a strategy that fits your goals

Before you fall in love with a new home, make sure you understand what's possible.

Your next move starts with a plan.
https://myoc.io/ClosingWithKendall



NMLS # 2726809

We all Google things—I do too. 🙋🏻‍♀️But buying a home isn’t one-size-fits-all.The internet gives general answers. A mort...
07/08/2026

We all Google things—I do too. 🙋🏻‍♀️

But buying a home isn’t one-size-fits-all.

The internet gives general answers. A mortgage lender can tell you how those answers actually apply to your income, credit, goals, and timeline.

I’ve had people wait years because Google convinced them they needed 20% down.

I’ve also had people pay off debt they didn’t need to pay off… right before applying for a mortgage.

And sometimes, the answer is actually, “Yep, Google was right.”

The difference is that you’ll know for sure.

So before you spend another hour scrolling forums or reading conflicting articles, just ask. I’d much rather answer your questions now than help you fix an avoidable mistake later.

👇 What’s something you’ve Googled about buying a home that you’d still like clarified? 🏡

Address

3000 Lava Ridge Court Suite 220
Roseville, CA
95661

Telephone

+19259638281

Website

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