Kendall Hernandez Mortgage Advisor

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Roseville, CA
Kendall Hernandez Mortgage Advisor

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🏡 Helping first responders & first-time buyers make home happen
❤️ Fire wife
📍 Serving CA
👇 Apply for your home loan today!

Kendall Hernandez NMLS #2726809 Mortgage Advisor Big Valley Mortgage NMLS #1850 Equal Housing Opportunity Licensed by the Dept of Financial Protection and Innovation under the CRMLA
www.nmlsconsumeraccess.org

10/23/2026

Sometimes I stop and think about how lucky I am to do what I do. 🤍

I get to be the person someone calls when they’re ready to buy their first home.

I get to be trusted with one of the biggest financial decisions of someone’s life.

I get to work with past clients who trust me enough to send their friends and family my way.

And I get to help someone go from wondering if homeownership is even possible to receiving that “YOU’RE PRE-APPROVED!” text. 🥹🏡

That last one will never get old.

Because behind every loan is a person, a family, a goal, or a dream. And being a small part of that journey is something I’ll never take for granted.

Thank you to every person who has trusted me, referred someone to me, asked me a question, or cheered me on as I build this business. It means more than you know. 🫶🏻

I really do love what I do. 🩷

10/21/2026

If buying a house is somewhere on your radar, here’s your reminder that you don’t need to have every single detail figured out before you start learning. 🤍

But there are a few things worth understanding early:

🏡 Where your credit stands
📄 How your income is documented
💰 How much savings you want to keep
🧮 What monthly payment feels comfortable
🚗 How major financial changes could affect your loan

You don’t need perfect credit, a 20% down payment, or every answer today to start exploring your options.

Sometimes the most valuable mortgage conversation is the one that helps you build a plan for later.

Save this for your future homebuying self. And if you’re already thinking about buying, what part of the process feels the most confusing?

10/16/2026

One of the biggest mistakes you can make when planning to buy a house? Waiting until you’re under contract to start asking questions about the money. 👀

I want you to feel prepared BEFORE you’re falling in love with a house, writing an offer, and trying to figure everything out at once.

Because the goal isn’t just to get the keys. It’s to get the keys and still feel good about your finances afterward. 🤍

And if the numbers feel overwhelming right now, that’s okay. You don’t have to figure it all out on your own. I’m here to help! 🙋🏻‍♀️

What’s one thing about the cost of buying a home you’ve always wondered about? 🏡💸

10/15/2026

Finding the right home doesn't happen overnight, and it shouldn't feel like a race against your rate. Lock n' Shop lets you lock in first, then take the time you need to find the home that's right for you. We're happy to walk through how it works.
https://myoc.io/ClosingWithKendall

NMLS # 2726809

10/13/2026

Costs are up everywhere right now. If you own a home, you may already have some relief built in, whether that’s paying down high-interest debt or covering a surprise expense. Want to see what yours could look like? Send me a message.
https://myoc.io/ClosingWithKendall

NMLS # 2726809

10/10/2026

If you serve our community, your mortgage options may deserve a closer look. ⭐

The STAR Program was created to provide additional mortgage benefits for eligible first responders and community professionals, including firefighters, police officers, nurses, and teachers.

Depending on your situation, STAR may offer things like a temporary rate buydown, reduced lender fees, down payment assistance through eligible gift funds, and lender-paid mortgage insurance options.

And because your finances, loan type, and goals matter, the right option isn’t always the same for everyone.

That’s why I don’t believe in telling you what loan you should get before understanding your situation. My job is to help you understand what’s available and figure out what actually makes sense for you.

Think you might qualify? 👇🏻
DM me “STAR” and let’s take a look at your options.

Save this post and send it to a firefighter, police officer, nurse, or teacher who might find it helpful. ❤️

*Program terms, eligibility, and availability subject to program guidelines and underwriting approval. Not all borrowers will qualify.*

10/08/2026

Plot twist: You don’t have to be ready to buy a home to start planning for one. 👀
Sometimes the smartest first move is simply finding out what it would take to get there.
Start with a conversation. Let's connect!
https://myoc.io/ClosingWithKendall

NMLS # 2726809

10/06/2026

Most people think you have to find a house first and lock your rate second. Lock n' Shop lets you do it the other way around — lock your rate, then shop for your home for up to 90 days.
No pressure, no guessing. Let's look at your options together.
https://myoc.io/ClosingWithKendall

NMLS # 2726809

09/29/2026

Before you fall in love with the house, it’s important to fall in love with the numbers. 👀🏡
Knowing your buying power before you start seriously scrolling can save you time, frustration, and a whole lot of “but look at that kitchen!” heartbreak. 😂
First stop: ME- Loan Advisor.
Then Zillow.
https://myoc.io/ClosingWithKendall

NMLS # 2726809

09/22/2026

You might be more ready to buy a home than you think. 👀🏡
Don’t spend years preparing based on assumptions. Find out what your path to homeownership actually looks like.
📲Let's Connect!
https://myoc.io/ClosingWithKendall

NMLS # 2726809

Address

3000 Lava Ridge Court Suite 220
Roseville, CA
95661

Telephone

+19259638281

Website

https://www.apmortgage.com/dba-lo/kendall-hernandez

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