Melissa Arntzen, Nmls#1479296 Sr Mortgage Consultant

Melissa Arntzen, Nmls#1479296 Sr Mortgage Consultant Melissa Arntzen/ NMLS # 1479296 / Sr Mortgage Consultant At Element Mortgage, we work quickly to find loans that fit individual borrower’s needs.

Melissa Arntzen found her niche when joining Element Mortgage, combining her thirty-three years in the Mortgage and Real Estate Industry with her desire to serve. It is second nature for Melissa to connect with people and build strong relationships, professionally and personally. The core foundation of her strong and rewarding career has been her passion for helping others achieve success. Today, she utilizes that passion by focusing on assisting Home Buyers and Veterans buying their dream home and supporting REALTORS® in building their business. Unlike big banks and online companies that have “order takers” sitting in a call center “somewhere” we are here locally to help you through the process
It is our mission to be your go-to resource for all things mortgage and real estate related. No matter if this is your first home, or if you have a large portfolio; we are the experts you want to work with. Element Mortgage, a division of American Pacific Mortgage Corporation NMLS 1850
Licensed by the Dept of Financial Protection and Innovation under the CRMLA
Equal Housing Opportunity

Texas
“THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED RESIDENTIALMORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT'S WEBSITE AT WWW.SML.TEXAS.GOV.”

Don’t waste your time on things you can’t control, people who don’t appreciate you, or opportunities that simply aren’t ...
09/17/2026

Don’t waste your time on things you can’t control, people who don’t appreciate you, or opportunities that simply aren’t meant for you.

Your time is valuable. Spend it where it matters.
https://myoc.io/



NMLS # 1479296

09/17/2026

Are you a real estate investor who was told your debt to income ratio is too high? Do not let a bank limit stop your growth. Investor financing is not a one size fits all process. Options like DSCR, bank statement loans, and portfolio programs look at your properties differently. Scaling your wealth requires structuring your mortgage strategy with intention. Comment portfolio below to explore your options today. Let us build a strategy that fits your real estate goals. 🏠

NMLS # 1479296
https://myoc.io/

Why spend retirement working when you don’t have to?A reverse mortgage allows you to access your home equity as cash, gi...
09/16/2026

Why spend retirement working when you don’t have to?

A reverse mortgage allows you to access your home equity as cash, giving you the freedom to work less—or not at all—and focus on the things that truly matter.

Take the first step toward living life on your terms. Contact us today!
https://myoc.io/

NMLS # 1479296

09/15/2026

Your equity isn't just a number. It's cash you can put to work, on your terms.
Want to see what yours could do? Let's talk about your options.
https://myoc.io/



NMLS # 1479296

09/13/2026

Single women are currently buying homes at more than twice the rate of single men. You do not need to wait for marriage or a second income to start building wealth. While buying solo requires being intentional with your budget, it is completely realistic with the right plan in place. The key is focusing on a comfortable monthly payment that fits your actual lifestyle. Stop letting someone else's timeline hold you back from owning a home. Send me a message today, and let us look at your numbers together. 🏡 What is the biggest question holding you back right now?

NMLS # 1479296
https://myoc.io/

09/10/2026

You might be more ready to buy a home than you think. 👀🏡
Don’t spend years preparing based on assumptions. Find out what your path to homeownership actually looks like.
📲Let's Connect!
https://myoc.io/



NMLS # 1479296

Tired of the daily grind? A reverse mortgage can help you access the equity in your home, giving you the financial freed...
09/09/2026

Tired of the daily grind? A reverse mortgage can help you access the equity in your home, giving you the financial freedom to work less—or not at all—and focus on what truly matters.

Start your journey to a more relaxing, fulfilling retirement today.
https://myoc.io/



NMLS # 1479296

09/09/2026

Looking to tap into your home's equity but not sure which option to choose: HELOC or home equity loan? Both are excellent tools, but they serve different purposes.

A HELOC offers flexible borrowing for ongoing projects with payments based only on what you use. If you're aiming for predictable monthly payments and a one-time cash injection, a home equity loan is the way to go.

Decisions, decisions! But don't worry—I'm here to help. Let's chat about your financial goals. Drop a comment below or message me to find the perfect fit tailored to your needs!

NMLS # 1479296
https://myoc.io/

Homeownership is one of life’s biggest milestones.Whether it’s a first home, moving up to a home that fits your growing ...
09/08/2026

Homeownership is one of life’s biggest milestones.

Whether it’s a first home, moving up to a home that fits your growing family, downsizing, relocating, or starting a new chapter, I’m grateful to help my clients and community navigate those important moments with confidence.

Thank you to my clients, referral partners, and local community for trusting me to be part of your journey.
https://myoc.io/



NMLS # 1479296

Today, we honor the hard work and dedication of America’s workforce. Your efforts, big and small, keep our communities m...
09/07/2026

Today, we honor the hard work and dedication of America’s workforce. Your efforts, big and small, keep our communities moving forward. Wishing you a safe and happy Labor Day! 💙❤️
https://myoc.io/

NMLS # 1479296

Address

1741 E. Roseville Pkwy Suite 300
Roseville, CA
95661

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