Tracy Bolen NMLS #1734508 Multi State Loan Officer

Tracy Bolen NMLS #1734508 Multi State Loan Officer Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Tracy Bolen NMLS #1734508 Multi State Loan Officer, Financial service, Branch NMLS #0807 3000 Lava Ridge Ste 200, Roseville, CA.

Tracy Bolen NMLS ID # 1734508 Multi State Loan Officer
American Pacific Mortgage NMLS ID #1850
Licensed in AL, AK, AZ, AR, CA, CO, CT, DE, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NE, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI, WY
AZ:AZ BK 0906702
CA: Licensed by the Dept of Financial Protection and Innovation under the CRMLA

Illinois: For licensing information go to www.nmlsconsumeraccess.com
MA: Massachusetts Mortgage Broker License MC 1850
NJ: Licensed by the N.J. Department of Banking and Insurance
RI: Rhode Island Licensed Lender” 20204053LL/20204054LB
TX:https://texreg.sos.state.tx.us/fids/201203137-2.pdf
https://www.nmlsconsumeraccess.org/TuringTestPage.aspx?ReturnUrl=/EntityDetails.aspx/COMPANY/1850
Equal Housing Opportunity

Today, we honor the hard work and dedication of America’s workforce. Your efforts, big and small, keep our communities m...
09/07/2026

Today, we honor the hard work and dedication of America’s workforce. Your efforts, big and small, keep our communities moving forward. Wishing you a safe and happy Labor Day! 💙❤️
https://myoc.io/TBolen

NMLS #1734508

Homeownership is one of life’s biggest milestones.Whether it’s a first home, moving up to a home that fits your growing ...
09/01/2026

Homeownership is one of life’s biggest milestones.

Whether it’s a first home, moving up to a home that fits your growing family, downsizing, relocating, or starting a new chapter, I’m grateful to help my clients and community navigate those important moments with confidence.

Thank you to my clients, referral partners, and local community for trusting me to be part of your journey.
https://myoc.io/TBolen



NMLS #1734508

08/27/2026

Don't count yourself out before we've even looked at the numbers. Perfect credit? Not required. 20% down? Not always necessary. The "right" rate? There's more flexibility than you think.

A lot of people rule themselves out of buying or refinancing based on assumptions that just aren't true anymore. Let's look at your actual situation together — you might be closer than you think.
https://myoc.io/TBolen



NMLS #1734508

Summer isn't about the calendar. It's about the moments that stick — the ones you'll still be talking about at Thanksgiv...
08/25/2026

Summer isn't about the calendar. It's about the moments that stick — the ones you'll still be talking about at Thanksgiving.

Windows down. Feet up. No agenda but the road ahead.

What's a memory you made in flip-flops this summer?
https://myoc.io/TBolen



NMLS #1734508

Self-employed doesn't mean no mortgage. Your tax returns aren't the only way lenders can look at your income. There are ...
08/20/2026

Self-employed doesn't mean no mortgage. Your tax returns aren't the only way lenders can look at your income. There are more paths to qualifying than most people realize. Let's talk through your situation.
https://myoc.io/TBolen



NMLS #1734508

Popsicle or ice cream — which one wins summer for your family? Comment below and let's settle this once and for all.http...
08/18/2026

Popsicle or ice cream — which one wins summer for your family? Comment below and let's settle this once and for all.
https://myoc.io/TBolen



NMLS #1734508

08/13/2026

The rules of mortgage lending have changed.

We believe home financing should fit your life, not the other way around.

If you’ve been told your credit score isn’t good enough to buy a home, it may be time for a second look. With a broad range of mortgage solutions, including programs designed for first-time homebuyers, borrowers with new or rebuilding credit, and those with unique financial situations, we’ve helped more people find a path to homeownership.
Don’t assume you don’t qualify. Let's Talk.
https://myoc.io/TBolen



NMLS #1734508

Think you need perfect credit to buy a home? That's one of the biggest myths out there. Plenty of homebuyers qualify wit...
08/11/2026

Think you need perfect credit to buy a home? That's one of the biggest myths out there. Plenty of homebuyers qualify with credit that isn't flawless. You might be a lot closer to owning a home than you think. Let's look at where you actually stand.
https://myoc.io/TBolen



NMLS #1734508

Freelance income. Multiple jobs. Bonuses and commissions. If your income doesn't fit in a neat box, you're not alone, an...
08/06/2026

Freelance income. Multiple jobs. Bonuses and commissions. If your income doesn't fit in a neat box, you're not alone, and it doesn't have to be a dealbreaker. Mortgage options have evolved. Let's see what fits your situation.
https://myoc.io/TBolen



NMLS #1734508

08/04/2026

Not every homebuyer is a W-2 employee. And that’s okay.

Today's workforce looks very different than it did 20 years ago. Entrepreneurs, freelancers, real estate investors, retirees, commission-based professionals, and business owners often have income that doesn’t fit traditional lending guidelines.
That’s why we offer a variety of mortgage solutions designed for today’s borrowers.
https://myoc.io/TBolen



NMLS #1734508

Address

Branch NMLS #0807 3000 Lava Ridge Ste 200
Roseville, CA
95661

Website

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