American Pacific Mortgage - NMLS #1850

06/16/2026

One of the biggest misconceptions about interest rates is that the advertised rate online automatically applies to everyone.

The truth is, your mortgage rate can be impacted by factors like:

🏡 Loan type
💳 Credit profile
💰 Down payment
📍 Property type
📊 Loan structure

That’s why it helps to work with a local mortgage expert who can look at your full scenario, explain the options available to you, and help you understand what makes the most sense for your goals.

Because the best mortgage decision isn’t always about chasing the lowest number you see online. It’s about knowing your options, understanding the full picture, and making a smart plan for your future.

Connect with a local APM Loan Advisor today to explore what may be available for your unique situation, tap the link in our bio to get started.

06/15/2026

Congratulations to our CEO, Dustin Sheppard, on being named one of Inman's Best of Finance!

Dustin brings a production-first mindset to his role as CEO. He understands what it takes to build a successful business because he’s done it himself, and he leads APM with a clear focus on helping producers, teams, and branches thrive.

Under Dustin’s leadership, APM continues to focus on strategic growth, empowering originators, and creating experiences that matter for employees, customers, and communities alike. As an employee-owned company, we keep that commitment to shared success at the heart of everything we do.

This recognition from Inman News reflects not only Dustin’s impact on APM, but also his commitment to developing leaders, supporting originators, and creating opportunities for others to achieve their goals.

Please join us in congratulating Dustin on this well-deserved honor!

06/12/2026

What an incredible few days in Cabo celebrating the people who help make APM such a special place.

President’s Club is our opportunity to recognize and celebrate the outstanding achievements of our top producers, their dedication to serving customers, and the impact they make in their communities every day.

Congratulations to our President’s Club qualifiers and thank you for everything you do to help create experiences that matter. Here’s a look back at an unforgettable few days in Cabo! 🌴☀️

06/10/2026

Should you lock your mortgage rate or float and wait? 🤔🏡

Mortgage rates can change daily, and deciding when to lock in your rate is one of the biggest questions homebuyers face during the loan process. The right strategy depends on your timeline, budget, and comfort level with market changes.

Whether you’re under contract now or planning ahead, understanding your options can help you feel more confident during the homebuying process.

Read the full blog here: https://bit.ly/3RRvADV

We know how important mortgage interest rates are to the conversation about owning a home. The strategy that’s right for you will vary based on your situation and preferences.

06/08/2026

Owning a home can create opportunities that go far beyond simply having a place to live.

For many homeowners, home equity can become a powerful financial tool that may help support goals like:

✔ Home renovations
✔ Education expenses
✔ Debt consolidation
✔ Emergency reserves
✔ Real estate investing opportunities

But homeownership is about more than finances, too. It’s about creating stability, building memories, putting down roots, and investing in your future.

For 30 years, APM has been proud to help individuals and families build brighter futures through homeownership.

Whether you’re a current homeowner looking to make your next move or just beginning your homeownership journey, connect with a local APM Loan Advisor today to explore your options. https://bit.ly/APMLoanOfficer

06/05/2026

It’s an exciting day at American Pacific Mortgage - NMLS #1850!

We are proud to welcome Steve Majerus, a highly respected leader in the mortgage industry, as president of APM. We’re also excited to announce Synergy One Lending as our newest divisional partner.

Steve brings decades of experience in mortgage banking, operations, technology, and organizational leadership, making him an exceptional addition to our executive team. We’re looking forward to the opportunities ahead and the future we’re building together.

Please join us in welcoming Steve and all the other talented professionals from the Synergy One team to the APM Family.

Read the full press release here: https://www.apmortgage.com/apm-press-release-merger-synergy-one-lending-and-new-president

06/04/2026

We’re proud to share that American Pacific Mortgage has once again been recognized by Scotsman Guide as one of the nation’s Top Retail Mortgage Lenders.

While we’re grateful for the recognition, what matters most is what it represents: 30 years of helping homebuyers and homeowners achieve their goals, serving communities across the country, and earning the trust of the people we have the privilege to work with every day.

As an employee-owned company, we’re invested in every customer experience, because your success is our success.

Thank you to our customers, referral partners, and the entire APM Family for being part of this journey.

06/03/2026

For 30 years, APM has helped individuals and families across the country achieve the dream of homeownership.

And while the market has changed over the years, one thing hasn’t: our commitment to helping people build brighter futures through homeownership.

As an employee-owned company, we take pride in creating experiences that matter for every customer we serve.

This Homeownership Month, we’re celebrating not just homes—but the memories, milestones, and futures built inside them.

06/02/2026

June is National Homeownership Month, a time to celebrate the pride, stability, opportunity, and sense of belonging that homeownership creates for individuals, families, and communities across the country.

Homeownership means so much more than buying a house. It’s about building a future. It’s where memories are made, milestones are celebrated, and long-term wealth and stability can begin to take shape.

Over time, owning a home can help you build equity, put down roots in your community, and create opportunities for future generations.

At APM, we’ve spent the past 30 years helping families achieve the dream of homeownership because we know the impact it can have far beyond move-in day.

So celebrate with us! If you already own a home, comment below and tell us your favorite thing about homeownership (besides pulling weeds 🌱😂).

And if you’re ready to start your own homeownership journey, connect with a local APM Loan Advisor here: https://bit.ly/APMLoanOfficer

05/29/2026

15-year or 30-year mortgage…which one is right for you?

It comes down to your goals, your monthly payment, and how quickly you want to build equity.

We break it down here 👉 https://bit.ly/3Phxhtr

Trying to choose between a 15-year vs 30-year mortgage? Learn the pros, cons, monthly payment differences, and which option is best for you.