Coltharp Financial

11/13/2025

If you’re thinking about Life Insurance, it’s time to buy it now-today. 916-246-2606. Text me or call me. 

03/20/2025

This is why you need to be worried if you are dependent on a public pension for retirement. You are dependent on the ignorance and incompetence of your local government officials for your future income.

https://www.latimes.com/california/story/2025-03-19/los-angeles-city-budget-shortfall-gets-much-worse

Faced with a nearly $1-billion budget shortfall, the Los Angeles City Council met behind closed doors to take a fresh look at its salary agreements with labor unions.

03/17/2025

$1,000,000 given to a financial advisor:
Commission = 1 % quarterly fees $10,000/yr
Advisor fees $1,000-$10,000/yr extra
Total commission 30 years= $300,000

$1,000,000 annuity commission $25,000-$65,000 (depending on the company)
Total commission (30 yrs) max $65,000

Who do you want to trust with your money?

Bernie Madoff was a “fiduciary”

Coltharp Financial
Mike Grover Coltharp
Gavin Newsom
Life Story
Rep. Summer Lee
American Classic Muscle cars
Rep. Jamie Raskin
Elena Cardone
Retirement
Retirees of The Auto Club Group
Charles Schwab
Verizon
Fidelity Investments
Investment Platform / risk taker
Insular Life
Investor's Business Daily
Investor Underground
New York Life Insurance Company USA
Sutter Health
BlackRock

03/11/2025

Be aware of Fraudulent emails. Check the originating email and you’ll know it’s not from Chase in this situation:
Coltharp Financial
Mike Grover Coltharp
Gavin Newsom
Lakisha Ashford
Life Story
Insular Life
Rep. Summer Lee
Rep. Jamie Raskin
Todd Wyss
California Republican Party
Dry Creek Joint Elementary School District
California Republican Assembly
Elena Cardone
American Classic Muscle cars

03/10/2025

I had a client tell me he wanted to wait for a while before he added an annuity to his portfolio. Now his stocks went down 35%.

Annuities don’t grow as much as the stock market can but, annuities protect your money from market losses.

Now, he not only suffers the losses but he has to pay his advisor fees as well.

My other clients are very happy they acted when they did. Their income is still coming in despite Wall Street fluctuations.

Coltharp Financial
Mike Grover Coltharp
Gavin Newsom
Lakisha Ashford
Insular Life
Life Story
Rep. Summer Lee
Rep. Jamie Raskin

03/08/2025

Money lost due to market risk is not “an investment “

Mike Grover Coltharp
Coltharp Financial
Frederick Hogsett Jr
Gavin Newsom
Lakisha Ashford
Life Story
Rep. Summer Lee
Rep. Jamie Raskin

03/07/2025

This is one of the reasons our taxes have been so high. To support all this government waste

03/06/2025

You have until April 15th to contribute to yourIRA for 2024!
Coltharp Financial
Mike Grover Coltharp
Gavin Newsom
Life Story
Insular Life
Lakisha Ashford
Rep. Jamie Raskin
Frederick Hogsett Jr
Rep. Summer Lee

03/05/2025

Running out of money during retirement is not a good retirement plan.
Mike Grover Coltharp
Lakisha Ashford
Gavin Newsom
Insular Life
Life Story
Frederick Hogsett Jr
Coltharp Financial

03/05/2025

Amazon is amazing! This afternoon, I ordered some office supplies. I paid an extra $2.99 for same day delivery!

Amazon has made millionaires by allowing small businesses sell their products on their platform.

They are much better than FedEx service by-far!



Mike Grover Coltharp