Kristine Branon - Mortgage Lender NMLS 894836

06/09/2026

Buying a home is a journey, and being familiar with the steps makes it feel a whole lot smoother!

Here's the path from submitting an application to getting keys in hand:
📝 Apply and get pre-approved
🏡 Shop for homes within your budget
✍️ Make an offer and go under contract
📂 Our team prepares your file and reviews your documents
✅ Get cleared to close
🔑 Sign the paperwork and receive your keys

Have questions about the process? Let's talk!

06/09/2026

5.0 star review received on Experience.com for Kristine Branon by Amanda L - She listened to me and helped me get my mortgage to fit my budget!

Click to see all 413 reviews of Kristine Branon, Senior Mortgage Banker | NMLS # 894836

06/06/2026

5.0 star review received on Experience.com for Kristine Branon by Kelly M - Kristine always does an incredible job and is so responsive to everyone! My clients love workimg with her and so do I!

Click to see all 412 reviews of Kristine Branon, Senior Mortgage Banker | NMLS # 894836

06/04/2026

5.0 star review received on Experience.com for Kristine Branon by Erik P - Well informed & helpful.

Click to see all 411 reviews of Kristine Branon, Senior Mortgage Banker | NMLS # 894836

06/04/2026

Your LTV ratio can directly affect your monthly payment and overall loan costs. 💵

Loan-to-value = loan amount ÷ home value × 100

LTV stands for loan-to-value, or how much you’re borrowing compared to the home’s value.

Why it matters:
📈 Higher LTV can mean a higher payment
💰 Lower LTV could help you save over time

Even a small change in your down payment can impact your LTV ratio. ✅

Let’s get you home!

06/03/2026

5.0 star review received on Experience.com for Kristine Branon by Aaron Y - Kristine was very helpful throughout the whole process! Definitely would recommend

Click to see all 407 reviews of Kristine Branon, Senior Mortgage Banker | NMLS # 894836

06/03/2026

4.75 star review received on Experience.com for Kristine Branon by Mayra Y R S - Kristine is a professional, friendly, and Smart person that makes the loan process very crear and easy. Am very grateful to have her assistance every time I need her service.

Click to see all 406 reviews of Kristine Branon, Senior Mortgage Banker | NMLS # 894836

06/02/2026

Unsure if you're ready to buy? 🤔 Here are a few signs you might be closer than you think:

✔️ You have consistent income and at least 2 years of work history
✔️ Your credit score is in a qualifying range and you are managing debt well
✔️ You have some savings built for a down payment plus closing costs

Want to discuss your options further? Reach out today!

05/30/2026

5.0 star review received on Experience.com for Kristine Branon by Seth C D - Kristine was amazing throughout this entire process. I'm so grateful and happy that she was our person! 10/10!

Click to see all 405 reviews of Kristine Branon, Senior Mortgage Banker | NMLS # 894836

05/29/2026

5.0 star review received on Experience.com for Kristine Branon by Hayden P - Kristine and team were very accesssible and easy to communicate with