Lisa Summey - Make yourself at Home

02/17/2026

On of favorite things I get to do at my job at NEXA , is the opportunity to educate other loan officers to empower them to be more productive, find more deals and hopefully inspire them to try to help more borrowers !
VA and FHA streamline classes are complete !!! Thanks for everyone who attended and commented !!!

01/23/2026

Public service announcement !!!

I know all the "keep warm" and " don't freeze" updates have been posted since the storm is coming .
One thing I haven't seen on lists is a fresh , large FIRE EXTINGUISHER!!!
All of these candles and inside options for heat, require some type of flame inside your home .
Update your FlRE EXTINGUISHER and smoke detectors and be safe and warm !!

01/20/2026

Investment opportunities!!!! Now is the time to use th equity and build your Investment portfolio !!

01/13/2026

When the rates start moving , we start thinking refinance options. This is how I look at and break down the numbers
So, here’s a quick refresher on calculating the break-even point for the monthly savings from a refinance to offset the total cost of doing the refinance.


“Is it worth it to refinance?”
“How long do I need to stay in the house for this to make sense?”

EXAMPLE/HOW TO CALCULATE:
Let’s say a borrower is considering refinancing to lower their monthly payment.
Current rate: 6.875%
New rate after refinance: 6.125%
Loan balance: $400,000
Remaining term: 27 years
New loan term: 30 years
Monthly payment savings: $305/month
Total refinance closing costs: $6,850 (including lender fees, title, appraisal, etc.)

Break-Even = $6,850 ÷ $305 = ~22.5 months

Bottom Line: If the borrower plans to stay in the home for 2 years or longer, this refinance likely makes financial sense.

Let's talk about It !

If you have your current mortgage statement that helps a lot so I can also review your mortgage escrow account!

01/07/2026

Hello my friends !!
Now is the time to start those New Year's resolutions!
If buying a home is part of your 2026 plan, get with me and let's get started.
I have over 35 years in financial and mortgage planning.
I'd love to visit with you about your goals, Dreams and your financial future!
What can I do to help you?
Happy new year!!

12/31/2025

As the final day of business in 2025 comes to a close, I would like to express my sincere gratitude to everyone for their referrals, trust, and friendship.

I am excited about the plans I have in store for 2026 and appreciate your continued support.
Let's work together to make the New Year a success.
Happy New Year everyone!!

11/20/2025

So blessed to be nominated
Services, then
Mortgage loan officer
Lisa Summey
Vote everyday !!

https://www.votebestnwa.com/?fbclid=IwZnRzaAOMftpleHRuA2FlbQIxMQBzcnRjBmFwcF9pZAo2NjI4NTY4Mzc5AAEexaH3iVxv1KubOrtJKVpUjZ9jYZzGVmPwWInKvclWrQqoC8136MfizCVY658_aem_916VWWeAutvhZnok1fDF8g

Vote once per day from November 17 through December 12.

09/14/2025

Lisa Summey Morrison

Just something to draw attention to rates moving !! No Hocus Pocus here !!
Just great rates and maybe cute cat !!!

09/14/2025

Just something to draw attention to rates moving !! No Hocus Pocus here !!
Just great rates and maybe cute cat !!!

09/01/2025

I love using my years of experience to help new LO's learn how to be more efficient, confident and help their clients have the best home buying experience!!
Never stop learning ✅💯🏡

08/30/2025

What a great end to August!! 3 loans this week that no body else was able to close!
Closed and funded !!! Yes !!! Love what I do !! Happy Families 💖 Welcome Home folks 🏡