Mark Eastin - NMLS #2152445

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Mark Eastin - NMLS #2152445 For licensing information, go to: www.nmlsconsumeraccess.org

1215 Arista Suite 102, Rockwall, TX 75032
Loan Officer
Mobile: (903) 355-8417
NMLS 2152445
NMLS 1850
Equal Housing Opportunity
https://texreg.sos.state.tx.us/fids/201504377-1.pdf

Had an incredible time at the Texas Valor Project Gala last night! 🇺🇸I was blown away learning about the impact they’re ...
10/26/2026

Had an incredible time at the Texas Valor Project Gala last night! 🇺🇸

I was blown away learning about the impact they’re making by providing support, resources, and restoration to veterans, first responders, and others in our community.

If you or someone you know could benefit from their services, I strongly encourage you to reach out and learn more! Please help spread the word! ❤️

Here is a link to their website: https://www.texasvalorproject.org/
Texas Valor Project

📉 Mortgage Market Update | Some Much-Needed Relief for Rates!After several weeks of pressure on mortgage rates, the bond...
10/23/2026

📉 Mortgage Market Update | Some Much-Needed Relief for Rates!

After several weeks of pressure on mortgage rates, the bond market made a strong comeback Thursday, creating some welcome improvement in mortgage pricing!

📈 What’s driving the improvement?

Investors are moving money into safer investments like U.S. Treasuries due to:

• Weakness in the stock market, particularly technology companies
• Rising geopolitical tensions
• Concerns about global financial stability

This increased demand pushed Treasury yields lower and helped improve mortgage-backed securities.

🏠 New Efforts to Lower Housing Costs

President Trump also signed an executive order aimed at making homeownership more affordable.

Some of the proposed changes include:

✅ Easier PMI removal: A future pilot program could automatically identify eligible homeowners who can remove private mortgage insurance, potentially lowering monthly payments.

✅ Lower refinancing costs: Expanding alternatives to traditional title insurance could help reduce certain closing expenses.

✅ VA & USDA loan improvements: Federal agencies have been directed to explore ways to lower interest rates on certain government-backed loans.

✅ More affordable housing: New initiatives aim to reduce construction costs and encourage manufactured housing development.

These changes are not immediate, and their impact will depend on how they’re implemented.

📊 What’s Next for Mortgage Rates?

While this week’s improvement is encouraging, inflation and elevated energy prices remain concerns.

Markets will be watching next week’s Federal Reserve meeting closely for clues about where rates could head next.

🏡 What does this mean for buyers?

We’re seeing some relief in mortgage pricing while buyers may still have opportunities to negotiate favorable terms with sellers.

Rather than trying to perfectly time the market, focus on finding the right home, negotiating a strong deal, and securing a monthly payment you’re comfortable with.

📲 Follow for weekly mortgage updates, home-buying tips, and market insights!

A great morning with Team Mortgage McCoy supporting an incredible cause! 🩷Proud to have been part of the Susan G. Komen ...
10/17/2026

A great morning with Team Mortgage McCoy supporting an incredible cause! 🩷

Proud to have been part of the Susan G. Komen 5K as we ran in honor of Marjorie Bradford and Debbie Robinson.

It’s always special seeing our team and community come together for something bigger than ourselves. Praying for everyone who has been impacted by breast cancer and continuing to support the fight for a cure! 💗

10/15/2026

🏡 Another Closing Day in the Books! 🎉

A huge congratulations to my clients on their new home and their move to Texas! 🤠 Wishing y’all nothing but the best as you settle in and start this exciting new chapter!

Big shoutout to Nychole for doing an outstanding job representing our clients and helping make this a smooth transaction from start to finish! 👏

Grateful to have been part of the journey. Welcome to Texas! 🔑🏡

Top 10 in the company for September! 🔥God has been so good! Beyond grateful for the opportunities He continues to put in...
10/08/2026

Top 10 in the company for September! 🔥

God has been so good! Beyond grateful for the opportunities He continues to put in front of me and the people He’s allowed me to serve.

Huge thank you to my clients and realtor partners for continuing to trust me, and to the incredible team I get to work alongside every day!

Colossians 3:23 — “Whatever you do, work at it with all your heart, as working for the Lord...”

All glory to God! 🙌

📈 Mortgage Market Update | A Little Relief for Rates TodayRates remain elevated, but we’re seeing some improvement today...
10/06/2026

📈 Mortgage Market Update | A Little Relief for Rates Today

Rates remain elevated, but we’re seeing some improvement today.

Mortgage News Daily’s 30-year fixed rate index is currently 7.56%, down from 7.61% yesterday. Mortgage-backed securities have also strengthened, which is generally supportive of mortgage rates.

What’s keeping rates elevated?
• Higher long-term Treasury yields
• Inflation remaining stubborn
• Global debt & government spending
• Uncertainty around the Fed’s next moves

🏠 For buyers, there’s another side to this market.

Higher rates have slowed demand, which can create more negotiating power. Depending on the property and seller, that could mean a lower purchase price, seller-paid closing costs, concessions, or other incentives.

That’s why I wouldn’t focus solely on trying to time the perfect interest rate. Focus on the payment that works for you and the overall deal you can negotiate.

Rates can change quickly — as today’s improvement shows.

I’ll continue breaking down the important market changes each week without making you follow every economic headline.

Follow for weekly mortgage updates, home-buying tips, and market information.

09/23/2026

🏡 Closing Day!

Congratulations to these new homeowners! Always a great feeling getting to the closing table and seeing everything come together.

Huge shoutout to CJ Coe for representing his clients so well and negotiating a great deal for them. Having a strong agent in your corner makes a difference!

Thankful I got to be a part of it. Congratulations again! 🔑🏡

09/10/2026

📈 Mortgage Market Update | Inflation & Oil Are Putting Pressure on Rates

Mortgage rates are facing some new pressure this week as rising oil prices and stronger-than-expected inflation concerns give the market more to worry about.

Here’s the quick version:

• Oil prices are back above $100/barrel. Escalating conflict involving the U.S. and Iran has raised concerns about disruptions to global energy supplies. Higher oil prices can eventually lead to higher costs for consumers and make it harder for inflation to cool.

• Wholesale inflation remains elevated. August’s Producer Price Index came in at 5.4% year-over-year, with much of the increase coming from goods and energy.

• That’s putting pressure on the Fed. Markets are now pricing in roughly a 66% chance of a 0.25% rate hike at next week’s Fed meeting. Tomorrow’s CPI report will be an important piece of the puzzle.

• Mortgage rates are feeling the pressure. The 10-year Treasury has moved to its highest level since late 2023, and mortgage-backed securities have also weakened. That combination is making it more difficult for mortgage rates to move lower.

🏠 So what does this mean for buyers?

The big takeaway is that inflation is still the market’s biggest problem when it comes to getting rates lower.

There are a lot of moving pieces right now, and mortgage rates can change quickly based on economic data and global events.

That doesn’t mean buyers should sit on the sidelines. It means it’s even more important to understand the payment, the loan program, and the options available to you rather than making a decision based solely on where you think rates might go next.

I’ll continue breaking down the important market updates here each week so you can understand what’s happening without having to follow every economic headline.

👍 Follow the page for weekly mortgage updates, home-buying tips, and market information.

09/02/2026

🏡 Closing Day!

Congratulations to these first-time homebuyers on officially closing on their brand-new home! 🔑

It was a pleasure helping them through the financing and getting them to the closing table. Huge shoutout to their Realtor, Dallas Tx Realtor ® , for doing an awesome job guiding them throughout the process!

Address

1215 Arista #102
Rockwall, TX
75032

Opening Hours

Monday 8:30am - 5:30pm
Tuesday 8:30am - 5:30pm
Wednesday 8:30am - 5:30pm
Thursday 8:30am - 5:30pm
Friday 8:30am - 5:30pm

Telephone

+19033558417

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