Cynthia Guerra

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Cynthia Guerra Helping you achieve your homeownership dreams with expert guidance and personalized solutions. Let’s work together to make your homeownership dreams a reality!

As a dedicated Loan Officer with [Your Company Name], I specialize in helping homebuyers and homeowners find the right mortgage solutions tailored to their unique needs. Whether you're purchasing your first home, refinancing for better terms, or seeking cash-out options, I provide expert advice and personalized service every step of the way. With extensive knowledge in FHA, VA, Conventional loans, and down payment assistance programs, I’m committed to making the mortgage process smooth and stress-free.

October is Cybersecurity Awareness Month, and homebuyers are a top target.Scammers pose as lenders, title companies or a...
10/17/2026

October is Cybersecurity Awareness Month, and homebuyers are a top target.

Scammers pose as lenders, title companies or agents and send "updated" wiring instructions right before closing. Once the money is gone, it's very hard to get back.

Protect your closing funds:
• Always verify wiring instructions by phone, using a number you already have
• Treat any last-minute change as a red flag
• Never wire money based on an email or text alone
• If something feels off, stop and call us first

Have a question about your closing? Reach out to https://www.ozlending.com/loan-officer/cynthia-guerra and we'll walk you through it.

It's football season. 🏈Whether you're watching Thursday night, Friday under the lights or all day Saturday, every winnin...
10/16/2026

It's football season. 🏈

Whether you're watching Thursday night, Friday under the lights or all day Saturday, every winning team has a game plan. Your home search should too.

Your homebuying playbook:
• Play 1: Check your credit and clear up any surprises
• Play 2: Get Pre-Qualified so you know your range
• Play 3: Build your team, a lender and a real estate agent
• Play 4: Score the keys

Get your gameplan https://www.ozlending.com/loan-officer/cynthia-guerra and we'll draw up yours.

Fall sales are tempting. That couch is calling your name. 🛋️But if you're planning to buy a home soon, big purchases can...
10/15/2026

Fall sales are tempting. That couch is calling your name. 🛋️

But if you're planning to buy a home soon, big purchases can change what you qualify for:
• New furniture financing adds to your monthly debt
• Holiday shopping on credit cards can do the same
• Large purchases can shrink your savings for closing

Buy the house first. Then fill it. Visit https://www.ozlending.com/loan-officer/cynthia-guerra and we'll help you plan the order.

October is Breast Cancer Awareness Month.We stand with the fighters, honor the survivors, and remember those we've lost....
10/14/2026

October is Breast Cancer Awareness Month.

We stand with the fighters, honor the survivors, and remember those we've lost. And we're thinking of every family walking this road together.

This month, take a moment to schedule your screening and remind someone you love to do the same.

Happy 251st birthday to the United States Navy.Thank you to every sailor who has served, and to the families who serve a...
10/13/2026

Happy 251st birthday to the United States Navy.

Thank you to every sailor who has served, and to the families who serve alongside them.

Rates finally caught a break. ☀️The 30-year fixed averaged around 7.48% as of Friday, down about 0.09% on the week and a...
10/12/2026

Rates finally caught a break. ☀️

The 30-year fixed averaged around 7.48% as of Friday, down about 0.09% on the week and at its lowest level in two weeks, per Mortgage News Daily. Thursday brought the biggest one-day drop in three months.

Meanwhile, buyers keep gaining ground:
- Homes for sale are up 6.7% from a year ago, the fastest growth since February
- With new-home demand cooling, some builders may be offering more incentives

This week, inflation reports on Wednesday and Thursday could decide whether the relief sticks.

Wondering if this is your window? Comment UPDATE and we'll walk through it with you.

Sources: Mortgage News Daily, Realtor.com, MBA. Rates shown are national averages, not a quote or commitment to lend.

Your offer got accepted. Congrats! Here's what happens between now and the keys.• Inspection: a pro checks the home so y...
10/09/2026

Your offer got accepted. Congrats! Here's what happens between now and the keys.

• Inspection: a pro checks the home so you know what you're buying
• Appraisal: confirms the home's value lines up with the price
• Underwriting: your loan file gets its final review
• Clear to close: the best three words in homebuying
• Closing: sign, celebrate, get your keys

Every timeline is a little different, and we'll walk you through each step. Visit https://www.ozlending.com/loan-officer/cynthia-guerra and we'll tell you what to expect.

Being ready to buy isn't only about the numbers. Sometimes it's a feeling.You might be ready if:• You're tired of asking...
10/08/2026

Being ready to buy isn't only about the numbers. Sometimes it's a feeling.

You might be ready if:
• You're tired of asking permission to paint a wall
• Your lease renewal made you wince
• The dog deserves a yard (and so do you)
• You want your monthly payment to start building something that's yours

Which one hit home? Tell us in the comments. And if you're feeling it, visit https://www.ozlending.com/loan-officer/cynthia-guerra and we'll help you figure out your next step.

A milestone like this makes the long days worth it. Thank you for trusting me.
10/07/2026

A milestone like this makes the long days worth it. Thank you for trusting me.

It's Fire Prevention Week, and a new home is the perfect time to start good habits.A few quick checks that take minutes:...
10/07/2026

It's Fire Prevention Week, and a new home is the perfect time to start good habits.

A few quick checks that take minutes:
• Test your smoke alarms once a month
• Charge phones, laptops and e-bikes on hard surfaces, not beds or couches
• Use chargers and cords that are certified, not bargain knockoffs
• Make sure everyone knows two ways out of every room

Just got your keys? Tag someone who's settling into a new place this fall.

Address

1101 Ridge Road, Suite 249
Rockwall, TX
75087

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