The JZ Team - Southwest Funding

The JZ Team - Southwest Funding NMLS #1230084 Corp. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

NMLS #32139 BranchNMLS #272309 EQUALHOUSINGOPPORTUNITYLENDERTX,AR,CO,FL,OK,TN, AZArizonaMortgageBankerLicense1039031
https://www.nmlsconsumeraccess.org/
southwestfunding.com/licensing-page/ southwestfunding.com/privacy-policY JAEL ZELADA - BRANCH MANAGER
Mortgage loans /Prestamos hipotecarios
[email protected]
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED

MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

06/10/2026

Summer Guides for Buying or Selling a Home

Moving this Summer, and not sure where to start? The new Summer Guides for buying or selling a home have your answers. For your free digital copy, let’s connect.

06/09/2026
What Rising Inflation Means for Your MoveInflation is still above where the Fed wants it, and that means mortgage rates ...
06/07/2026

What Rising Inflation Means for Your Move

Inflation is still above where the Fed wants it, and that means mortgage rates are likely to stay elevated for a while. But for people who need to move, strategy matters far more than trying to perfectly time the market.

Wondering what this means for your specific situation? Reach out today. Let's cut through the noise together and make a plan that actually works for you.

Data shows inflation is moving in the wrong direction. But before the headlines send anyone into a panic, here's what's actually going on, why it matters for the housing market, and what it means if you're thinking about buying or selling.

Because even though you want rates to come down, experts say this latest inflation data could actually set the stage for...
06/05/2026

Because even though you want rates to come down, experts say this latest inflation data could actually set the stage for rates to stay “higher for longer.”

So, what can you do about it? Should you just wait?

My advice is simple. Focus on what you can control.

Even in a market like this, there are things you can do to get the best mortgage rate possible. Because sometimes you need to move no matter what’s happening – and that’s okay.

You just need the right strategy.

Let's talk about what this means for your situation and your timing. Drop a comment below or send over a message.

Because you don’t have to figure it out alone. And there are still ways to move forward.

What Rising Inflation Means for Your Move
06/05/2026

What Rising Inflation Means for Your Move

Los datos muestran que la inflación se está desplazando en la dirección equivocada. Pero antes de que los titulares provoquen pánico, a continuación, le explicamos qué está pasando realmente, por qué es importante para el mercado de la vivienda y qué significa si usted está pensando en com...

Still deciding whether to buy your first home now or wait? Here’s something you’ll want to consider.Buyers who get into ...
06/03/2026

Still deciding whether to buy your first home now or wait? Here’s something you’ll want to consider.

Buyers who get into their first home around age 30 build about $119,000 more in net worth by age 50 compared to those who wait until their 40s.

So, every year you spend saving for the "right" moment could quietly chip away at your future wealth.

That doesn’t mean buy before you’re ready. But it does mean, if you’re ready and able to buy now, it may be a better strategy than waiting.

DM me and let's map out what timeline fits your situation and our market. You might find that a head start matters more than waiting to save the "perfect" down payment.

The Real Reason Some People Are Still Moving Right NowLife changes. Priorities shift. Families grow. Kids move out. Care...
05/31/2026

The Real Reason Some People Are Still Moving Right Now

Life changes. Priorities shift. Families grow. Kids move out. Careers evolve. And eventually, the house you’re in may stop fitting the life you’re living.

If that’s been weighing on you lately, let’s talk through what your options could realistically look like today, no matter where rates or prices are.

Life can’t always wait for perfect market conditions. Maybe you don’t have to either.

You may be telling yourself you’re going to wait to move – maybe you’re hoping mortgage rates will come down, prices will fall, or the market will feel a little easier.

The Truth About Affordability TodayYes, rates have been volatile, and global instability is keeping them from settling d...
05/29/2026

The Truth About Affordability Today

Yes, rates have been volatile, and global instability is keeping them from settling down anytime soon. There’s no sugar coating that. But the full picture of affordability is more nuanced than the headlines suggest.

Want to run the real numbers for your situation? Let's talk. Reach out and let's set up a quick, no-pressure conversation.

Let's be real with each other for a second about affordability.

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