The JZ Team - Southwest Funding

The JZ Team - Southwest Funding NMLS #1230084 Corp. COMPLAINT FORMS AND INSTRUCTIONS MAY BE OBTAINED FROM THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

NMLS #32139 BranchNMLS #272309 EQUALHOUSINGOPPORTUNITYLENDERTX,AR,CO,FL,OK,TN, AZArizonaMortgageBankerLicense1039031
https://www.nmlsconsumeraccess.org/
southwestfunding.com/licensing-page/ southwestfunding.com/privacy-policY JAEL ZELADA - BRANCH MANAGER
Mortgage loans /Prestamos hipotecarios
[email protected]
CONSUMERS WISHING TO FILE A COMPLAINT AGAINST A MORTGAGE BANKER OR A LICENSED

MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATOR SHOULD COMPLETE AND SEND A COMPLAINT FORM TO THE TEXAS DEPARTMENT OF SAVINGS AND MORTGAGE LENDING, 2601 NORTH LAMAR, SUITE 201, AUSTIN, TEXAS 78705. A TOLL-FREE CONSUMER HOTLINE IS AVAILABLE AT 1-877-276-5550. THE DEPARTMENT MAINTAINS A RECOVERY FUND TO MAKE PAYMENTS OF CERTAIN ACTUAL OUT OF POCKET DAMAGES SUSTAINED BY BORROWERS CAUSED BY ACTS OF LICENSED MORTGAGE BANKER RESIDENTIAL MORTGAGE LOAN ORIGINATORS. A WRITTEN APPLICATION FOR REIMBURSEMENT FROM THE RECOVERY FUND MUST BE FILED WITH AND INVESTIGATED BY THE DEPARTMENT PRIOR TO THE PAYMENT OF A CLAIM. FOR MORE INFORMATION ABOUT THE RECOVERY FUND, PLEASE CONSULT THE DEPARTMENT’S WEBSITE AT WWW.SML.TEXAS.GOV.

More knowledge. Better guidance. Stronger service for my clients and Realtor partners.
09/01/2026

More knowledge. Better guidance. Stronger service for my clients and Realtor partners.

Higher Rates Could Actually Help Housing Supply – Here’s How.The number of homes for sale is growing slowly but surely, ...
08/23/2026

Higher Rates Could Actually Help Housing Supply – Here’s How.

The number of homes for sale is growing slowly but surely, and that means more options for your move. Want to see what’s available in our area? Reach out, and let's take a look together.

You may have heard the number of homes for sale isn’t growing like it was. And maybe that has you worried you won’t find a home you love when it’s time to make your move.

Higher Rates Could Actually Help Housing Supply – Here’s How.
08/22/2026

Higher Rates Could Actually Help Housing Supply – Here’s How.

Puede que usted haya escuchado que el número de viviendas en venta no está aumentando como antes. Y quizá eso le preocupe que no encuentre una vivienda que le encante cuando llegue el momento de mudarse.

One Number Could Change Everything About Your Next MoveIf it's been a while since you've gotten a professional look at y...
08/21/2026

One Number Could Change Everything About Your Next Move

If it's been a while since you've gotten a professional look at your home's value, let's change that.

Reach out for a free, personalized Home Equity Assessment that estimates what your house could sell for, how much equity you've likely built, and what that could mean for your next move.

You may have six figures of equity without even realizing it. And that’s enough to change everything about your next move.

When's the last time someone told you what your house is worth? Not what some online valuation tool guessed. Not what your neighbor's house sold for. What yours is actually worth right now.

Be honest. Have you started looking at homes online yet?Because if you have, it’s already time to get pre-approved.While...
08/20/2026

Be honest. Have you started looking at homes online yet?

Because if you have, it’s already time to get pre-approved.

While you may be tempted to wait until you’re really serious about a house, that actually puts you behind the game.

The better bet is getting pre-approved before you fall in love with something.

It’ll give you clarity on what you can borrow, your ideal price point, and what your monthly payment could look like. That’s information you’re going to want up front, so you don’t fall for something outside of your range.

Plus, when a house you love hits the market, you’ll be ready to go – not scrambling to figure it out.

If you’re about to start looking or just casually browsing, let’s talk about where to start.

08/20/2026
The latest home price data just made one thing clear. More markets are seeing prices rise. And fewer are seeing them fal...
08/19/2026

The latest home price data just made one thing clear.

More markets are seeing prices rise. And fewer are seeing them fall.

Just one quarter ago, home prices were rising in 71% of markets. Today, it's 80%. That’s a pretty big shift in just 3 months.

Now, that doesn't mean prices are climbing everywhere. But it does mean there’s no widespread crash happening. If anything, prices may have turned a corner.

Thinking about making a move? Send me a DM, and let's look at what's happening in our market before you decide what to do.

And don’t buy into every headline you see about prices falling. The data clearly tells a different story.

The Kind of House Buyers Are Willing To Pay More For
08/18/2026

The Kind of House Buyers Are Willing To Pay More For

Esa habitación de invitados en la planta baja. El sótano terminado con una cocina pequeña y con su entrada propia. El cuarto extra que ha estado usando para almacenamiento. Para usted, es espacio extra. Pero para un grupo creciente de compradores, esa es la razón por la que elegirían su casa.

The Case for Putting 20% Down on Your Next HomeSo, no. You don't need to put 20% down to buy your next home. But you may...
08/16/2026

The Case for Putting 20% Down on Your Next Home

So, no. You don't need to put 20% down to buy your next home. But you may want to. If your equity puts it within reach, going bigger can lower your costs and make moving more doable than you think – even with today’s rates.
A trusted lender can run the numbers on your financing. And when you want to know what your current house could add to your next down payment, let's talk.

If you’re planning to buy your next home soon, you’ve probably heard the old rule about saving 20% for your down payment.

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Rockwall, TX
75087

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