The Powers Team at GRB, Mortgage Originator Melissa Powers NMLS #1413349

The Powers Team at GRB, Mortgage Originator Melissa Powers NMLS #1413349 The Powers Team at GRB, Melissa Powers & Stephanie DeFazio NMLS #1484271 GRB is a locally owned and managed community bank.

The Powers Team at GRB is a one-of-a-kind team structure with two experienced Loan Officers at your service, Melissa Powers and Stephanie DeFazio. As a working mother with three little ones, Melissa realized the need to add another woman to her village who could help her continue to provide round-the-clock coverage to her customers and referral partners. With years of processing experience under her belt, Stephanie was the natural perfect fit. Her incredible work ethic and exceptional customer service skills made Steph the perfect person to take on the role of Loan Officer within The Powers Team, and the pair functions as seamlessly as wine and cheese. [email protected]/bookings/" rel="ugc" target="_blank">https://outlook.office365.com/owa/calendar/[email protected]/bookings/

[email protected]" rel="ugc" target="_blank">https://mortgageexpress.grbbank.com/borrower/signup/[email protected]

Melissa Powers NMLS #1413349
Stephanie DeFazio NMLS #1484271

WHY CHOOSE GRB? With local decision making, you benefit from quick turnaround times. And, by banking locally, you help strengthen the Rochester economy. We believe that Rochester homebuyers deserve access to the most beneficial interest rates and mortgage products available. We provide the best for our clients in terms of mortgage rates, closing costs and customer service. TYPES OF MORTGAGES:
GRB rapidly responds to new opportunities in today’s dynamic mortgage market to find the right mortgage product for your needs. These include:
• Conventional
• Fixed rate
• Adjustable rate
• FHA
• VA
• USDA
• Jumbos
• Home equity loans
• Construction draw loans

GRB provides financing for:
• Single family homes
• Townhouses
• Condominiums
• Two to four family residences
• Second homes
• Investment properties
• Commercial properties
• Refinancing


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GRB is on Facebook to deliver news, events, product information, employee announcements, community news and more. We welcome all questions and commentary. We do expect that participants post commentary that is both relevant and respectful. Please help us make your participation in our Facebook community a safe, positive and inviting experience for all of our visitors by observing our participation guidelines:

1. NEVER DISCLOSE PERSONAL INFORMATION: We all have a responsibility to protect confidential financial information. Never share your personal information or details about your accounts. We take your privacy and security seriously, and will remove any post that contains personal or private information.

2. BE RESPECTFUL AT ALL TIMES: While we encourage your open and honest feedback, we do not tolerate spam, repetitive posting, profanity or any other comments that are unlawful, abusive, defamatory, or otherwise deemed offensive, or off-topic. We actively monitor this page and all unsuitable posts will be removed. Posts containing links to third party sites will be removed at our discretion.

3. CONSIDER THE PRIVACY OF OTHERS: Our GRB colleagues work hard every day and deserve your kudos. However, in the event they don’t live up to your standards, we ask that you respect their privacy by not posting any personally identifiable information about them.

4. REMEMBER - THIS IS A PUBLIC FORUM: This page for GRB is a public page. As such, your contributions to this community are also public. Please take this into consideration before posting. Disclosures

IMPORTANT: Never disclose personal financial information on Facebook. GRB will never ask for your account numbers, passwords, Social Security number, or other private information through Facebook. GRB sponsors this page but is not affiliated with Facebook. We have no control over how third parties use the information you share on Facebook. We strongly encourage you to read and be familiar with Facebook’s Privacy Policy at http://www.facebook.com/policy.php and Facebook’s Privacy Guide at http://www.facebook.com/privacy/explanation.php. GRB is not responsible for, and does not endorse, third party sites or their content. Equal Housing Lender ~ Member FDIC ~ NMLS #417491

It's game time against the Steelers!   Mortgage Originator, NMLS #1413349  |  Genesee Regional Bank, Equal Housing Lende...
08/27/2026

It's game time against the Steelers!



Mortgage Originator, NMLS #1413349 | Genesee Regional Bank, Equal Housing Lender, Member FDIC, NMLS #417491

It's game time against the Browns!   Mortgage Originator, NMLS #1413349  |  Genesee Regional Bank, Equal Housing Lender,...
08/22/2026

It's game time against the Browns!



Mortgage Originator, NMLS #1413349 | Genesee Regional Bank, Equal Housing Lender, Member FDIC, NMLS #417491

On National Nonprofit Day, I'm grateful for the organizations that dedicate their time, talent, and resources to strengt...
08/17/2026

On National Nonprofit Day, I'm grateful for the organizations that dedicate their time, talent, and resources to strengthening our communities. Their work often happens behind the scenes, but the impact is felt every day. Thank you to the nonprofits, volunteers, and supporters who help make our communities better places to live, work, and thrive. 💙



Mortgage Originator, NMLS #1413349 | Genesee Regional Bank, Equal Housing Lender, Member FDIC, NMLS #417491

With GRB's Cash+Mortgage program, you can make a good-as-cash offer and improve your chances of getting the home of your...
08/16/2026

With GRB's Cash+Mortgage program, you can make a good-as-cash offer and improve your chances of getting the home of your dreams.

Call me to see how you can be approved for a Cash+Mortgage!
https://myoc.io/powersteam

Mortgage Originator, NMLS #1413349 | Genesee Regional Bank, Equal Housing Lender, Member FDIC, NMLS #417491

It's game time against the Panthers!   Mortgage Originator, NMLS #1413349  |  Genesee Regional Bank, Equal Housing Lende...
08/15/2026

It's game time against the Panthers!



Mortgage Originator, NMLS #1413349 | Genesee Regional Bank, Equal Housing Lender, Member FDIC, NMLS #417491

Back-to-school season reminds us that every success starts with a plan. From saving for the future to preparing for a ho...
08/13/2026

Back-to-school season reminds us that every success starts with a plan. From saving for the future to preparing for a home purchase, now is a great time to get your financial house in order. If home financing is part of your goals, I'd be happy to help you get started. 🍎🏡



Mortgage Originator, NMLS #1413349 | Genesee Regional Bank, Equal Housing Lender, Member FDIC, NMLS #417491

🏡 RCSD Employees — Your path to homeownership could come with up to $9,000 in grant funds!GRB is proud to partner with t...
08/10/2026

🏡 RCSD Employees — Your path to homeownership could come with up to $9,000 in grant funds!

GRB is proud to partner with the Rochester City School District and the City of Rochester to help eligible RCSD employees purchase their first home.*

Here’s how the grant breaks down:
✔️ $3,000 from RCSD
✔️ $3,000 from the City of Rochester
✔️ $3,000 from GRB

Before making an offer on a home, buyers must confirm both property and program eligibility through the RCSD Employee Benefits office and verify fund availability for the year. Once your RCSD application is complete, you’ll also complete a City of Rochester grant application — then GRB can help guide you through your mortgage options and additional grant funds available.

If you’ve been thinking about buying your first home, this could be an amazing opportunity to make homeownership more affordable. Reach out to learn more! 🏠✨

*Eligibility requirements apply.
https://myoc.io/powersteam



Mortgage Originator, NMLS #1413349 | Genesee Regional Bank, Equal Housing Lender, Member FDIC, NMLS #417491

You don't need a perfect credit score to buy a home. Many loan programs are flexible and are designed to work with a ran...
07/28/2026

You don't need a perfect credit score to buy a home. Many loan programs are flexible and are designed to work with a range of credit profiles.

The key is understanding where you stand - and what options are available to you.

Curious what you might qualify for? Let's talk! 📞
https://myoc.io/powersteam

Mortgage Originator, NMLS #1413349 | Genesee Regional Bank, Equal Housing Lender, Member FDIC, NMLS #417491

Let us help you put together your best offer and buy the home of your dreams. We work together to use market expertise a...
07/21/2026

Let us help you put together your best offer and buy the home of your dreams. We work together to use market expertise and the Cash+Mortgage pre-approval program to help self-employed applicants make a stronger purchase offer.

📞 Contact me to get started on your homebuying journey!

For Cash+Mortgage details, visit grbbank.com/good-as-cash
https://myoc.io/powersteam

Mortgage Originator, NMLS #1413349 | Genesee Regional Bank, Equal Housing Lender, Member FDIC, NMLS #417491

Unlock meaningful savings with GRB’s Welcome Home Rewards program. Homebuyers can earn a 0.50% credit on their mortgage ...
07/14/2026

Unlock meaningful savings with GRB’s Welcome Home Rewards program. Homebuyers can earn a 0.50% credit on their mortgage by opening a GRB Reward Checking account, or increase it to 1.00% by adding a qualifying $1,000 direct deposit before submitting their mortgage application.

After closing, keep earning! Borrowers can earn up to $250 through GRB’s Mortgage Rewards program when monthly direct deposits total at least $250. Plus, Reward Checking delivers premium interest rates when you complete 12 everyday transactions each month.

Build financial momentum long after closing with GRB. Contact me today for more information or go to our website at https://www.grbbank.com/mortgage-program/welcome-home-rewards.
https://myoc.io/powersteam



Mortgage Originator, NMLS #1413349 | Genesee Regional Bank, Equal Housing Lender, Member FDIC, NMLS #417491

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Rochester, NY
14618

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