Mutual Assurance Society of Virginia

Mutual Assurance Society of Virginia Virginia's oldest property insurance company offering unmatched service and savings to homeowners.

Mutual Assurance Society of Virginia is Virginia's oldest continuously run corporation and its oldest fire insurance company.

Summer is almost over. ☀️ But the heat may not be something to forget about just yet.A strengthening El Niño could help ...
09/03/2026

Summer is almost over. ☀️ But the heat may not be something to forget about just yet.

A strengthening El Niño could help push global temperatures even higher in 2027—and the cooler months ahead are a great time to get your home ready.

🏠 Check your roof
❄️ Service your HVAC system
🧰 Evaluate attic insulation and air sealing
🪟 Look for ways to reduce heat coming through windows
⚡ Think about how your home would handle a summer power outage

Our latest article explains why El Niño matters and how you can use fall and winter to prepare your home before the heat returns.

El Niño Is Turning Up the Heat. Is Your Home Ready?

https://www.mutual-assurance.com/post/el-niño-is-turning-up-the-heat-is-your-home-ready

Planning a home project? AI can help you get organized before you hire a contractor.From turning rough project ideas int...
09/01/2026

Planning a home project? AI can help you get organized before you hire a contractor.

From turning rough project ideas into a clearer scope of work to preparing questions, comparing estimates and tracking follow-ups, AI can be a useful tool throughout the hiring process.

Our newest AI for Homeowners guide shows you where AI can help — and what information you should still verify for yourself.

Read: How to Use AI to Hire the Right Contractor

https://www.mutual-assurance.com/post/how-ai-can-help-you-choose-the-right-contractor

Homeowners and insurers are increasingly seeing risk the same way: protecting a home is not only about recovering after ...
08/27/2026

Homeowners and insurers are increasingly seeing risk the same way: protecting a home is not only about recovering after a loss—it is also about reducing the chance of one happening in the first place.

From roof condition and tree maintenance to drainage, plumbing, and electrical systems, small steps can make a meaningful difference in how a home responds when severe weather or an unexpected failure occurs.

Our latest article, “A Smarter Approach to Protecting Your Home,” looks at the growing focus on prevention, resilience, and the shared interest homeowners and insurers have in protecting the places that matter most.

Read the full article: https://www.mutual-assurance.com/post/a-smarter-approach-to-protecting-your-home

Is your household really ready for severe weather?A standard emergency checklist is a good start—but your family, pets, ...
08/25/2026

Is your household really ready for severe weather?

A standard emergency checklist is a good start—but your family, pets, medications, home, valuables and transportation needs may make your plan very different from someone else’s.

In the latest article in our AI Homeowners Resource Guide, we look at how AI can help you build a severe-weather plan that fits your household—from emergency kits and go bags to power outages, valuable possessions and evacuation planning.

We’ve also included simple AI prompts and downloadable tools to help you get started.

Use AI to prepare. When severe weather threatens, follow official weather alerts and emergency instructions.

Read the article:
https://www.mutual-assurance.com/post/preparing-for-severe-weather-how-ai-can-help-you-get-ready

Are small changes really worth making?Replacing a scratched plastic container. Carrying a reusable water bottle. Choosin...
08/20/2026

Are small changes really worth making?

Replacing a scratched plastic container. Carrying a reusable water bottle. Choosing glass instead of plastic. Most of these decisions don't feel significant in the moment.

But what if we've been asking the wrong question?

Instead of wondering whether one small change can change the world, perhaps we should ask whether it makes our homes healthier, our routines simpler, and our lives a little better.

Our newest feature explores the surprising research behind everyday habits—and why thoughtful stewardship often begins with the smallest decisions.

Read the full article: https://www.mutual-assurance.com/post/are-small-changes-worth-making

Could you list everything you own from memory after a fire, theft, or other loss?A home inventory can help—but creating ...
08/18/2026

Could you list everything you own from memory after a fire, theft, or other loss?

A home inventory can help—but creating one doesn’t have to be overwhelming. In our latest blog post, we show how AI can help you work room by room, identify belongings from photos, organize important details, research replacement costs, and document valuables.

You can also download our AI Home Inventory Starter Kit to help you put the process into action.

Read more: https://www.mutual-assurance.com/post/how-to-use-ai-to-create-a-home-inventory

s your home trying to tell you something?Homes often provide subtle clues long before a major repair is needed. A sticki...
08/13/2026

s your home trying to tell you something?

Homes often provide subtle clues long before a major repair is needed. A sticking door, bubbling paint, a musty odor, or water collecting near the foundation may seem like minor inconveniences, but they can also be early warning signs of hidden problems.

In our latest article, we highlight 12 subtle signs that every homeowner should know and explain what they may be telling you about your home's condition.

A few minutes of observation today could help you avoid a much larger repair tomorrow.

👉 Read the full article on our blog: https://www.mutual-assurance.com/post/12-subtle-signs-your-home-may-be-trying-to-tell-you-something

Home maintenance doesn't have to feel overwhelming.What if you had a knowledgeable assistant to help you remember season...
08/11/2026

Home maintenance doesn't have to feel overwhelming.

What if you had a knowledgeable assistant to help you remember seasonal tasks, troubleshoot common household problems, estimate materials for your next project, and even explain how your home's systems work—all in plain language?

Our latest AI for Homeowners article shows practical ways homeowners, condo owners, and renters can use today's AI tools to stay organized, save time, and care for their homes with greater confidence.

Read the full article and explore the rest of our AI for Homeowners Guide: https://www.mutual-assurance.com/post/home-maintenance-made-smarter-with-ai

We’re happy to introduce the latest installment in our Historic Homes of Virginia series, featuring Patrick Henry’s Scot...
08/10/2026

We’re happy to introduce the latest installment in our Historic Homes of Virginia series, featuring Patrick Henry’s Scotchtown!

Join Professor Michael Spencer and members of Preservation Virginia as they take us inside the Hanover County home where Patrick Henry lived, raised his family, and wrote notes for his famous “Give me liberty, or give me death!” speech.

We’ll explore original details of the house—from historic mouldings and pegged rafters to its massive chimney supports—and learn more about the enslaved people whose lives and labor were an important part of Scotchtown’s history.

You’ll also see how historic insurance policies from Mutual Assurance Society of Virginia became an invaluable resource in restoring and reconstructing Scotchtown and its grounds.

Watch the latest Historic Homes of Virginia and step inside a remarkable piece of Virginia history. View the Video on YouTube at: https://youtu.be/0NpemB0GLMI

08/08/2026

Colorado State University’s revised 2026 Atlantic hurricane outlook remains well below average, with 9 named storms, 4 hurricanes and 1 major hurricane forecast for the season.

That’s encouraging news—but a quieter forecast doesn’t mean zero risk. It only takes one storm near you to make preparedness matter.

Review your emergency plan, check your supplies, and make sure you’re ready before a storm is on the way.

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4001 Fitzhugh Avenue
Richmond, VA
23230

Opening Hours

Monday 9am - 4pm
Tuesday 9am - 4pm
Wednesday 9am - 4pm
Thursday 9am - 4pm
Friday 9am - 4pm

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