Albany Busch, NMLS 1071998

Albany Busch, NMLS 1071998 NMLS # 1071998. Conv, FHA, VA, and JUMBO up to $3MM. Licensed and serving clients in all 50 states

Mortgage underwriting is the final review before your loan receives full approval. An underwriter will review your incom...
04/03/2026

Mortgage underwriting is the final review before your loan receives full approval. An underwriter will review your income, assets, credit, and the property appraisal. You may receive conditions, which simply means more documentation is needed to finalize approval. The fastest way through underwriting is to submit complete documents, respond quickly, and avoid moving large sums of money without discussing it first. However, most delays happen from missing paperwork.

https://www.southstatebank.com/AlbanyBusch

It's easy to fixate on the interest rate. But your rate is only one piece of the equation. Your full payment depends on:...
03/30/2026

It's easy to fixate on the interest rate. But your rate is only one piece of the equation. Your full payment depends on:
- Loan term
- Down payment
- Mortgage insurance
- Property taxes
- Homeowners insurance
- Closing costs
- And more...
A slightly higher rate with strong loan structure can outperform a lower rate with weak terms and customer service. So, before you compare lenders based on one number, review the entire breakdown.

https://www.southstatebank.com/AlbanyBusch

With one payment every month and one lease every year, renting can feel simple. But there's a tradeoff. Your payment eac...
03/27/2026

With one payment every month and one lease every year, renting can feel simple. But there's a tradeoff. Your payment each month doesn't build equity, your rent can increase with each passing year, and you have limited control over the property.
But, when you own your home, that shifts the equation.
A fixed-rate option can create payment stability and your monthly payment build equity over time. Plus, you control improvements and long-term value.
Homeownership isn't for everyone, because it requires planning and commitment. But for many, it becomes the foundation for financial security.
If you're renting right now, have you compared your current rent to what ownership might look like?

https://www.southstatebank.com/AlbanyBusch

In 2025, $348 million was invested to support economic development and affordable housing initiatives in the communities...
03/25/2026

In 2025, $348 million was invested to support economic development and affordable housing initiatives in the communities we serve.
This reflects more than just transactions, it reflects investment in workforce housing, community redevelopment, local economic growth, and long-term neighborhood stability.
This means access to housing opportunities supported by structured community investment and working with a lender engaged in broader community growth.

https://www.southstatebank.com/AlbanyBusch

03/23/2026

Everyone’s waiting for rates to drop…
but the smart buyers? They’re locking 👀

With our Lock & Shop program, you can secure a rate for 90 days — BEFORE you even find a home.

✔️ Must be under contract within 45 days
✔️ Portfolio options still pricing competitively
✔️ Community Advantage & Buyers Advantage = potential 100% financing
✔️ TBD approvals available on Conventional, FHA, VA, Buyers Advantage & Community Advantage

This is how buyers are staying ahead right now. Call or text me at 252-489-6354.

www.southstatebank.com/AlbanyBusch
www.southstatebank.com/mortgage/southstateadvantage

If inventory feels limited, compromise doesn't have to be your only option. A construction loan allows you to finance th...
03/23/2026

If inventory feels limited, compromise doesn't have to be your only option. A construction loan allows you to finance the build of your home and roll it into a long-term mortgage once construction is complete.
That means you choose the floor plan, the finishes, and you build around your life.
If you could design your next home from the ground up, what would you refuse to compromise on?

Match Day on March 20 celebrates the next generation of doctors as they learn where they will complete their residency t...
03/20/2026

Match Day on March 20 celebrates the next generation of doctors as they learn where they will complete their residency training. It's a milestone in their career path.
Physician buyers often look different from traditional borrowers. Our Physician Loan supports buyers in this phase with:
- Lower down payments
- Flexible income qualification
- Benefits for residents and fellows
This product expands your pool of qualified buyers and helps referrals close sooner. Are you working with physician clients who could benefit from tailored financing?

https://www.southstatebank.com/AlbanyBusch

We are officially in spring market season. This typically means activity picks up, inventory shifts, and buyers are a li...
03/19/2026

We are officially in spring market season. This typically means activity picks up, inventory shifts, and buyers are a little faster making decisions.
Now is great time to pause and assess:
- Are your numbers current?
- Is your pre-approval updated and valid?
- Are your expectations aligned with reality?
Momentum builds quickly this time of year and the people who prepare early tend to move with less stress and fewer surprises.
Whether you're buying or guiding clients, clarity creates confidence.

https://www.southstatebank.com/AlbanyBusch

In 2025, first-time homebuyers made up 39% of all loans funded by SouthState Bank. That represents 2,133 individuals and...
03/18/2026

In 2025, first-time homebuyers made up 39% of all loans funded by SouthState Bank. That represents 2,133 individuals and families who purchased their first home.
First-time buyers drive long-term community growth because they build equity by planting roots. They invest in neighborhoods where they live and work.
If you're on the fence about buying a home this year, nearly 4 out of 10 loans SouthState funded last year went to someone buying their first home. There are programs and strategies built for this stage of life. Don't feel like you're falling behind.
Education, preparation, and the right financing structure can turn hesitant renters into confident homeowners.

https://www.southstatebank.com/AlbanyBusch

🍀 Feeling Lucky This St. Patrick’s Day? You Should Be… 🍀Because finding the right home loan doesn’t come from luck…It co...
03/17/2026

🍀 Feeling Lucky This St. Patrick’s Day? You Should Be… 🍀

Because finding the right home loan doesn’t come from luck…
It comes from strategy, guidance, and knowing where the gold is hidden. 💰🏡

✨ Down payment assistance
✨ Grant opportunities
✨ Low or even NO down payment options

You might be closer to homeownership than you think.

Don’t chase rainbows 🌈
Let’s map out your path to the front door instead.

📲 Message me “LUCKY” to see what you qualify for! Call/Text 252-489-6354

SouthStatebank.com/AlbanyBusch
SouthStatebank.com/mortgage/southstateadvantage

St. Patrick's Day is about luck. Real Estate is not. Homes ultimately go to buyers who are prepared. Preparation looks l...
03/17/2026

St. Patrick's Day is about luck. Real Estate is not. Homes ultimately go to buyers who are prepared.
Preparation looks like:
- Strong pre-approval
- Realistic expectations
- Clean communication
Whether your buying or advising clients, the outcome improves when the groundwork is done early. This spring, are you hoping things fall into place, or are you building a plan that puts you in control?

https://www.southstatebank.com/AlbanyBusch

Address

Richmond, VA

Telephone

+12524896354

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