Katie Zacherle, Sr. Loan Officer - NMLS ID 585129

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Richmond, VA
Katie Zacherle, Sr. Loan Officer - NMLS ID 585129

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Katie's consultative approach helps you navigate real estate acquisition with an eye to your goals. Katie Zacherle | Sr.

Loan Officer - NMLS 585129
Atlantic Coast Mortgage, LLC (“ACM”)
Equal Housing Lender
Company NMLS 643114 (www.nmlsconsumeraccess.org) Loan Officer - NMLS 585129 | acmllc.com/katie-zacherle

Atlantic Coast Mortgage, LLC (“ACM”)
Equal Housing Lender
Company NMLS 643114 (www.nmlsconsumeraccess.org)
Privacy Policy: www.acmllc.com/privacypolicy
Licensure & Product Disclaimers/Disclosures: www.acmllc.com/legal

10/31/2026

It's Halloween weekend! 👻 Wishing everyone a great time celebrating and a safe evening!

10/23/2026

Buying a home is about so much more than numbers.

It’s about the Sunday mornings, the memories you’ll make, the people you’ll welcome in, and having a space that feels like you.

Of course, the numbers matter. But so does the life you’re building.
And when you’re ready to start figuring out what that could look like, I’d love to be part of the conversation.

Let’s talk home. 🏠

10/15/2026

People haven't stopped living just because mortgage rates are higher.

We talk SO much about interest rates. Whether they're going up, coming down, when the Fed will move, and whether people should buy now or wait.

Meanwhile, life keeps happening.

Recently, a friend and her husband decided to pursue a dream they'd had for years. A different setting, a different pace, and a home for the next chapter of their lives.

They needed a mortgage to make it happen.

Would they have preferred a lower rate? Absolutely.

But they weren't going to put their lives on hold waiting for the mortgage market to cooperate.

I'm seeing the same thing in my own business.

❤️ A family moving closer to loved ones, with room to put down roots.

❤️ A homeowner using equity to navigate a dramatic financial change.

❤️ A couple realizing the house they once loved no longer fits their lives.

❤️ Another couple finally becoming homeowners after years of renting.

These conversations don't start with, “What are mortgage rates today?”

They start with something more personal:

**“This is what our life looks like now. What are our options?”**

Interest rates matter.
So do payments, costs, equity, alternatives, and long-term financial consequences.

Sometimes the numbers tell us to wait. Sometimes staying put makes the most sense.

But sometimes, moving forward is the right decision—even when rates aren't what we'd hoped.

**Because a mortgage isn't the goal. The life you're using it to build is.**

If you're a Realtor, financial advisor, CPA, or simply someone who knows a family navigating a big change, listen for those conversations.

Those are the people I help—not by convincing them to borrow money, but by helping them understand their options and make confident decisions.

People haven't stopped living.

They haven't stopped dreaming.

They just need to know what's possible. ❤️

10/12/2026

10/06/2026

🏡 Let’s bust some mortgage myths!

❌ You need a large down payment.
❌ Imperfect credit means you can’t buy.
❌ More people rent than own.

✅ Smaller down payments are possible!
✅ Less-than-perfect credit doesn’t mean you can’t qualify!
✅ Homeownership is more common than you think!

🔑 Don’t let misconceptions hold you back from homeownership! Let’s explore your options.

09/30/2026

Have a client buying an investment property, converting a home to a rental, or using rental income to qualify?

Recent Fannie Mae updates affect how rental income is documented and how much may be used.

Connect with me early to help your client understand their financing options.

09/28/2026

📍Richmond, VA

P.O.W.E.R. Collective

What a great event and an incredible opportunity to connect, learn, and have meaningful conversations around AI in action!

A big thank you to everyone who made this event possible and to all of the amazing people I had the opportunity to connect with.

09/26/2026

Yesterday was National Daughter Day.

Lex and I had an unexpected day together, and it was wonderful. I love that little human with my whole heart.

The morning started with the most unexpected of gifts: our vet took these amazing impromptu photos following a quick coggins blood draw 😆 Aren't they perfect?

I'm so grateful for her sweet, gentle heart.

09/23/2026

Buying your first home comes with a lot of questions, and that’s completely normal. 🏡🔑

How much should you budget? When should you get pre-approved? What costs should you be thinking about beyond the purchase price?

Swipe through for a few essential tips to help you feel more prepared as you start planning for your first home.

And when you’re ready to take the next step, I’m here to help you understand your options and create a plan that makes sense for you.

Ready for the keys? Let’s start with a conversation!

Address

1807 Libbie Avenue Suite 102
Richmond, VA
23226

Telephone

+15405229356

Website

http://www.calendly.com/katiez

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