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Monday 8am - 5pm Tuesday 8am - 5pm Wednesday 8am - 5pm Thursday 8am - 5pm Friday 8am - 5pm

Michelle Crumley, Sr Loan Originator, NMLS 645222

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United States
Reno, NV
Michelle Crumley, Sr Loan Originator, NMLS 645222

At PrimeLending, we are Home Loans Made Simple®. For over three decades, we have helped people buy, refinance and renovate their homes.

Primelending NMLS ID: 13649
I am Michelle Crumley, NMLS: 645222, Senior Loan Originator with PrimeLending, a national mortgage lender making the home loan process simpIe. PrimeLending’s loan officers give customers personal attention and explain their options every step of the way. We have straightforward processes, user-friendly mobile applications and step-by-step communication to keep our customers informed and feeling at ease. We lock, approve and close loans quickly, and earn our customers’ trust with our reliable service. PrimeLending loan officers help customers choose from a wide array of loan products, like fixed and adjustable rate mortgages, FHA and VA loans, jumbo loans, refinancing options, renovation loans, reverse mortgages and relocation programs. The views expressed on this site are those of the individual author and do not necessarily represent those of Hilltop Holdings, PlainsCapital Corporation or its subsidiaries. primelending.com/legal
Equal Housing Lender

I am driven and inspired to assist you with your dreams of home ownership. I have a wealth of knowledge and experience that comes with being a loan originator for 30+ years and helping thousands of families purchase or refinance their homes. I enjoy what I do, am a great listener and seek to find the best possible loan for you to fit your needs and situation. I truly care about my clients, and earning your trust to assist you with one of the biggest financial decisions of your life is a privilege and an honor. I strive to provide the best customer experience that leaves you satisfied and happy. My goal is to provide homebuyers with a smoother, faster path to closing which is fueled by my passion for helping people turn hopes and dreams into reality. I have resided in Northern Nevada for 38 years and love living in this beautiful place! I love our community and am thrilled this is my home. I look forward to offering my services to make it your home too which is the best reward of all!

10/28/2026

The living room. 😄

But when it's your living room? That's a different story.

What's your favorite bad Halloween joke? Share it in the comments.

10/28/2026

A little fall maintenance now can help prevent bigger headaches later.
As temperatures start to drop, give your home a quick seasonal checkup:
🍁 Clean gutters and downspouts
🔥 Have your heating system inspected
🚪 Check windows and doors for drafts
💧 Disconnect outdoor hoses and protect exposed pipes
🏠 Inspect your roof for damage or missing shingles
🧯 Test smoke and carbon monoxide detectors
🌳 Trim branches away from your roof and home
Owning a home means taking care of it, too. Save this list for your fall weekend to-do list.
And remember, I'm here as a resource long after closing day.

10/26/2026

I'm here to help take the mystery out of your mortgage options and make the path home feel a little less frightening.

Have a fang-tastic Halloween! 🧛🎃

10/24/2026

Not everyone is sitting on a 3% mortgage, and you don't necessarily need to wait for the "perfect" rate to explore refinancing.

A lower rate or payment could be one reason to refinance. Changing your loan term, accessing your home's equity, or pursuing another financial goal could be others*.

It won't make sense for everyone. That's why I'd rather help you compare the numbers than guess.

Send me a message and let's see what refinancing could look like for you.

*All loans subject to credit approval and meeting eligibility requirements. Restrictions apply. Must meet minimum equity requirements. By refinancing an existing loan, the payments and total finance changes may be higher over the life of the loan.

10/23/2026

When negotiating on a home, a lower price isn't the only thing worth asking for.
What if seller concessions could be used to help lower your upfront costs or even reduce your monthly payment with a temporary buydown?

Sometimes, it pays to look beyond the price tag and ask: What else could that money do?

I can help you run the numbers and compare your options.

Before you negotiate, let's talk.

10/21/2026

Homeownership isn’t about giving up every little thing you enjoy. It’s about understanding the bigger numbers: what you can comfortably afford each month, how much you may need upfront and which loan options could work for you.

And you might have more options than you think.

Before you start cutting everything from your budget, let’s look at the numbers together. You may be closer to homeownership than you realize.

Let’s see what’s possible.

10/20/2026

Have a low mortgage rate you're hanging onto? We don't blame you.

What many homeowners don't realize is that accessing cash from their home's value doesn't always require a refinance. A second lien home equity loan* may allow you to tap into your equity while keeping your existing mortgage right where it is.

*This is a closed end 2nd lien stand alone loan product. All credit decisions for brokered products will be made by a third party. Restrictions and limitations apply.

10/20/2026

And the award goes to... not having to choose between your rate and your equity.

If you've been holding onto a low mortgage rate, we don't blame you. The good news is that accessing cash from your home doesn't always mean refinancing. You may have more options* than you think.

*This is a closed end 2nd lien stand alone loan product. All credit decisions for brokered products will be made by a third party. Restrictions and limitations apply.

10/18/2026

Not to be dramatic, but there might be a mountain of equity sitting in your home.

The good news? You may not have to choose between accessing cash and keeping your current rate. If you've been avoiding a refinance because of today's market, a second lien home equity loan* could be worth a closer look.

*This is a closed end 2nd lien stand alone loan product. All credit decisions for brokered products will be made by a third party. Restrictions and limitations apply

10/17/2026

Have a low mortgage rate you don't want to give up? We get it.

What you may not know is that accessing cash from your home's value doesn't always require refinancing. If you've been putting plans on hold because current rates are high, there could be another way.

Address

6900 S McCarran Boulevard, Suite 1080
Reno, NV
89509

Opening Hours

Monday	8am - 5pm
Tuesday	8am - 5pm
Wednesday	8am - 5pm
Thursday	8am - 5pm
Friday	8am - 5pm

Website

http://lo.primelending.com/michelle.crumley

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