Michelle Crumley, Sr Loan Originator, NMLS 645222

Michelle Crumley, Sr Loan Originator, NMLS 645222 At PrimeLending, we are Home Loans Made Simple®. For over three decades, we have helped people buy, refinance and renovate their homes.

Primelending NMLS ID: 13649
I am Michelle Crumley, NMLS: 645222, Senior Loan Originator with PrimeLending, a national mortgage lender making the home loan process simpIe. PrimeLending’s loan officers give customers personal attention and explain their options every step of the way. We have straightforward processes, user-friendly mobile applications and step-by-step communication to keep our cus

tomers informed and feeling at ease. We lock, approve and close loans quickly, and earn our customers’ trust with our reliable service. PrimeLending loan officers help customers choose from a wide array of loan products, like fixed and adjustable rate mortgages, FHA and VA loans, jumbo loans, refinancing options, renovation loans, reverse mortgages and relocation programs. The views expressed on this site are those of the individual author and do not necessarily represent those of Hilltop Holdings, PlainsCapital Corporation or its subsidiaries. primelending.com/legal
Equal Housing Lender

I am driven and inspired to assist you with your dreams of home ownership. I have a wealth of knowledge and experience that comes with being a loan originator for 30+ years and helping thousands of families purchase or refinance their homes. I enjoy what I do, am a great listener and seek to find the best possible loan for you to fit your needs and situation. I truly care about my clients, and earning your trust to assist you with one of the biggest financial decisions of your life is a privilege and an honor. I strive to provide the best customer experience that leaves you satisfied and happy. My goal is to provide homebuyers with a smoother, faster path to closing which is fueled by my passion for helping people turn hopes and dreams into reality. I have resided in Northern Nevada for 38 years and love living in this beautiful place! I love our community and am thrilled this is my home. I look forward to offering my services to make it your home too which is the best reward of all!

Think your credit score has to be perfect to buy a home?We have loan programs that allow for a variety of financial situ...
06/16/2026

Think your credit score has to be perfect to buy a home?

We have loan programs that allow for a variety of financial situations, and improving your score can lead to better rates, lower payments, and more flexibility.

Want a clear picture of what your score qualifies you for today? I'm happy to walk you through it.

PITI is the full picture of your monthly mortgage payment. It stands for principal, interest, taxes, and insurance.That'...
06/16/2026

PITI is the full picture of your monthly mortgage payment. It stands for principal, interest, taxes, and insurance.

That's important because a lot of first-time buyers look at the home price first, but your monthly payment is what needs to fit your life and your budget.

Once you understand your PITI, it gets easier to narrow your price range, plan with more confidence, and move forward with a clearer idea of what you can afford.

DM me to run your numbers.

House hunting gets a lot easier when you know your budget upfront.You can shop with a clear plan, stay focused on what f...
06/14/2026

House hunting gets a lot easier when you know your budget upfront.

You can shop with a clear plan, stay focused on what fits, and move quickly when the right home comes along.

Let's run your numbers or get you pre-approved* https://www.primelending.com/about-us/contact

*Pre-approval means credit has been pulled and an AUS has returned eligible. A pre-approval does not signify that underwriting requirements have been met. All loans subject to final credit approval and acceptable property. Conditions and restrictions may apply.

Closing fast matters. So does knowing what you're walking into.A home inspection gives you a clearer look at the home's ...
06/13/2026

Closing fast matters. So does knowing what you're walking into.

A home inspection gives you a clearer look at the home's condition, possible repairs, and anything that could affect your decision before you get to the closing table.

My job is to help you move quickly while keeping the process clear, informed, and on track.

You don't have to choose between speed and smart decision-making. Send me a message if you want expert guidance through every step of the homebuying process.

Coming up with a down payment can be one of the biggest barriers to buying a home. Repayable down payment assistance is ...
06/12/2026

Coming up with a down payment can be one of the biggest barriers to buying a home. Repayable down payment assistance is designed to help when cash upfront is the challenge.

For a limited time, repayable down payment assistance is available with no lender fees*, helping you move forward without adding extra upfront costs.

If you're wondering whether this option could help you take the next step, let's look at your situation and talk through what's possible.

*Certain restrictions apply, offer only applies to repayable down payment assistance. Subject to down payment assistance program guidelines. Program is not available in all areas. All lender closing costs such as origination, processing, underwriting, and closing will be waived, borrower is still responsible for third party fees such as title, appraisal, etc. Must apply for loan by 06/30/2026. Savings only applies to direct originations made by PrimeLending for first mortgage purchase or refinance transactions, and is not available on brokered loans. Only one offer per loan transaction is available, and savings cannot be combined with any other offer, discount, or bond program. Savings will reflect on Closing Disclosure at closing. Please contact your PrimeLending loan officer for more details. Subject to credit approval.

Tired of feeling like your place never really feels like yours?Owning a home can mean more than building equity. It can ...
06/11/2026

Tired of feeling like your place never really feels like yours?

Owning a home can mean more than building equity. It can mean more freedom, more stability, and the ability to truly make a space your own.

And if buying feels out of reach right now, you may have more options than you think.

DM me and let's talk through what homeownership could realistically look like for you.

Higher rates don't have to keep you out of the market. With a lower fixed rate for the first 5 years, our 5/6 Adjustable...
06/11/2026

Higher rates don't have to keep you out of the market.

With a lower fixed rate for the first 5 years, our 5/6 Adjustable RateMortgage could help lower your upfront monthly payments for years 1-5 and make homeownership feel more within reach.

Limited-time 5.99% | 6.433% Annual Percentage Rateoffer ends June 12.*

Let's see what may be possible before the deadline. Message me today.


*Offer only applies to direct originations made by PrimeLending for first lien mortgage purchase or refinancing transactions, not available on brokered loans. Borrower must apply before offer's expiration date. Offer valid from 05/23/2026 to 06/12/2026. 5/6 conventional adjustable rate mortgage loan scenario based on 740+ credit score, loan amount of $425,000, interest rate of 5.99%/6.433% annual percentage rate, 22.73% down, and monthly payment of $2,545.36 for years 1-5. Product has a fixed interest rate for the first 5 years, after which the rate can change once every 6 months for the remaining life of the loan. Minimum/Maximum monthly Payment Schedule: Years 1-5 ($2,545.36); Year 6 ($1,879 min - $3,313 max); Years 7-30 ($1,879 min - $3,854 max). Rates pulled 5/22/26, subject to change. Loans subject to borrower qualifications, income, property evaluation, and final credit approval. Payments are principal and interest only, actual payments will be greater. Not a commitment to lend, availability subject to change without notice or prior obligation. Cannot be combined with any other offer. Additional restrictions may apply, contact a PrimeLending loan officer for details.

Waiting for the perfect time to buy a home can feel like the responsible move-more savings, better timing, a fool-proof ...
06/09/2026

Waiting for the perfect time to buy a home can feel like the responsible move-more savings, better timing, a fool-proof plan. But the truth is, a lot of people get there with options like low down payment loans, flexible programs, and guidance that makes the process far more simple than expected.

Sometimes the right next step isn't waiting for "perfect". It's finding the path that works. And if a four-legged roommate finally has room to run, that's a pretty great bonus.

Let's connect to talk about your homebuying goals.

That to-do list can get expensive fast. A renovation loan gives you a way to roll home improvement costs into financing ...
06/09/2026

That to-do list can get expensive fast. A renovation loan gives you a way to roll home improvement costs into financing instead of trying to pay for every project out of pocket at once.

This can be especially helpful if you've been putting off repairs, planning updates room by room, or waiting until your budget feels less tight.

Rather than letting the list keep growing, a renovation loan can help you take on the work with a plan that fits your budget.

Send me a message to talk through how it works and if it could help with the projects you've been wanting to get done.

Bi-weekly payments could cut years off your mortgage without making a huge dent in your wallet.When you make half of you...
06/07/2026

Bi-weekly payments could cut years off your mortgage without making a huge dent in your wallet.

When you make half of your monthly mortgage payment every two weeks, you end up making the equivalent of one extra monthly payment each year. That extra payment goes toward your principal, which helps you shorten your loan term.

Want to see how much you could save? Send me a message and I'll send you my bi-weekly mortgage calculator.

Address

6900 S McCarran Boulevard, Suite 1080
Reno, NV
89509

Opening Hours

Monday 8am - 5pm
Tuesday 8am - 5pm
Wednesday 8am - 5pm
Thursday 8am - 5pm
Friday 8am - 5pm

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