Sheryl Verdugo Team at Empire Home Loans

05/01/2026

⭐️ Huge congratulations to Sheryl Verdugo on being named to the 2026 Scotsman Guide Top Loan Originators list! 👏

This is one of the most respected rankings in the mortgage industry - recognizing the top-performing loan originators in the entire country based on production. 🏆

This kind of achievement doesn’t happen by accident. It’s a reflection of Sheryl’s consistency, expertise, and unwavering commitment to her clients and partners.

We’re proud to have you on the Empire Home Loans team, Sheryl - well deserved! 🥇



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Empire Home Loans Inc.
CA DRE Lic: 02086593
NMLS # 1839243
CA DBO/CFL LIC # 60DBO-98315

04/10/2026

Great news! Getting Approved just got easier! 😍

Have you have run into these issues when you applied for a mortgage in the past?

Now is your time. I am seeing so many people getting approved this month, it’s crazy!

I’m so thankful buying a home is easier for more of my clients, because there is nothing I love more than saying, “Congratulations, on your fully funded home!” 🏠 ✨

Let’s get you prequalified and back in the game- comment “QUALIFY” or DM me, and I will help you get started!

04/06/2026

Big news for VA loan buyers! The VA just updated the outdated Minimum Property Requirements (MPRs) Starting with appraisals ordered from May 1st, 2026! This is a game changer for smoother closings and fewer delays! 🎉

I am an expert in making VA loans work for you, so let’s chat about how this impacts your home buying journey! Comment “VA” to get the details!

04/03/2026

Are you wanting to downsize in 2026? Here are 5 tips to do it right ✅

Thinking about downsizing in the Reno Sparks area in 2026? In this video, we walk through 5 smart steps to help you prepare before selling your current home ...

08/14/2025

"Working with Toni and Sheryl was such a smooth and stress-free experience. From start to finish, they moved quickly, kept me updated, and made the whole process easy to understand. I was impressed with how fast they got everything done, and I’ve already told friends and family about them. If you want a team that’s professional, responsive, and genuinely cares, this is who you want to work with." says Roberto on Google

★★★★★ Working with Toni and Sheryl was such a smooth and stress-free experience. From start to finish, they moved quickly, kept me updated, and made the whole process easy to understand. I was impressed with how fast they got everything done, and I’ve already told friends and family abou...

07/16/2025

"Sheryl and her team have made my house purchase absolutely wonderful! They work tirelessly to help make your dream house a reality. They are trustworthy professionals and experts at making good things happen for you.
I felt confident working with Sheryl and Toni since they regularly communicated with me during the entire process. I will definitely recommend them to my family and friends because of their solid work.." says Stephanie on Google

★★★★★ Sheryl and her team have made my house purchase absolutely wonderful! They work tirelessly to help make your dream house a reality. They are trustworthy professionals and experts at making good things happen for you. I felt confident working with Sheryl and Toni since they regularly ...

06/20/2025

"With Sheryl and her team (shoutout to Toni!), you are in good hands! These ladies just get it done every single time. They’re creative when it comes to financing strategies and always find a way to help clients put their best foot forward. On top of that, they treat everyone like a friend while still keeping things super professional. I trust them completely and love working with them. Can’t recommend enough!" says Kevyn on Google

★★★★★ With Sheryl and her team (shoutout to Toni!), you are in good hands! These ladies just get it done every single time. They’re creative when it comes to financing strategies and always find a way to help clients put their best foot forward. On top of that, they treat everyone like a...

06/19/2025

"Sheryl Verdugo was recommended by our property manager. We live in the San Francisco Bay Area and our property is in Nevada, so all of our dealings were by phone and email. Sheryl provided very clear and comprehensive advice and explanations regarding the the best loan options, tailored to our particular needs. The application process and online tools were efficient and clear. Sheryl's team provided excellent services.." says Thomas on Google

★★★★★ Sheryl Verdugo was recommended by our property manager. We live in the San Francisco Bay Area and our property is in Nevada, so all of our dealings were by phone and email. Sheryl provided very clear and comprehensive advice and explanations regarding the the best loan options, tailo...

06/09/2025

"Absolutely great service. We used Sheryl to buy our house in reno, and everything went flawless. Super happy with her services. Hghly recommended!" says Marius on Google

★★★★★ Absolutely great service. We used Sheryl to buy our house in reno, and everything went flawless. Super happy with her services. Hghly recommended!

05/13/2025

"Sheryl and her team are very experienced and amazing in real estate. Throughout the entire process she and Toni were able to answer all of my questions quickly. They made sure that everything was completed in a timely manner as well, so we wouldn't leave room for anything to go wrong. I learned a lot and we were able to successfully start a mortgage for my new home!
Thank you!" says Susu on Google

★★★★★ Sheryl and her team are very experienced and amazing in real estate. Throughout the entire process she and Toni were able to answer all of my questions quickly. They made sure that everything was completed in a timely manner as well, so we wouldn't leave room for anything to go wrong...