The Hedges Mortgage Team at Southern Trust Mortgage NMLS 108440

The Hedges Mortgage Team at Southern Trust Mortgage NMLS 108440 Short Description
Southern Trust is a regional mortgage lender that is committed to making the home There is no better place to obtain a home loan!

We are here when you need us! Online application available 24 hrs 7 days a week at www.hedgesmortgage.com or call 919 961-6915. nmls # 108440

Guarantee lowest rate, and even a free float down if rates improve prior to closing. Jumbo financing available at conforming rates! Specialties: I have access to the largest variety of loan products in the industry through Prime Lending, including: Conventi

onal, Fannie Mae Direct, Freddie Mac Direct, Jumbo, FHA, VA, as well as Rehab loans: 203K, HomeStyle, HomePath and option to escrow repairs. We provide HARP refinances, FHA Streamline Refinances, and VA IRRL Refinances. We are recommended by NCHFA for specialized first-time home buyer loans including reduced below-market rate loans, down-payment assistance, and Mortgage Tax Credit Certificates. We use a small hand selected pool of appraisers, so our clients can be confident they are getting the most accurate appraisal possible. We have national loan capability for clients moving out of state or for our clients who would like to refer us to out-of-town friends and family. No surprise, last-minute, day-of-closing credit re-pull.

Moving Milestones are common indicators that may mean a move is in your future.  Swipe to see some of these common miles...
06/15/2026

Moving Milestones are common indicators that may mean a move is in your future.

Swipe to see some of these common milestones and what the most common option is!

If you relate and are ready to start a conversation, I’m here to help!

NMLS # 191118

We pride ourselves in not only offering clear guidance and around-the-clock support, but also ensuring a seamless experi...
06/08/2026

We pride ourselves in not only offering clear guidance and around-the-clock support, but also ensuring a seamless experience tailored to the modern homebuyer.

Connect with me to get started!

NMLS # 191118

Moving day is a very exciting time but depending on how much you have to move may make the process overwhelming and stre...
05/26/2026

Moving day is a very exciting time but depending on how much you have to move may make the process overwhelming and stressful. Here are some tips to save 30, 20, and 10 days out to take the stress out of moving and enjoy the process of getting into your new home.
https://myoc.io/TheHedgesTeam

NMLS # 191118

Taking a moment today to remember and honor the brave men and women who made the ultimate sacrifice for our freedom. The...
05/25/2026

Taking a moment today to remember and honor the brave men and women who made the ultimate sacrifice for our freedom. Their courage and service will never be forgotten. 🇺🇸

NMLS # 191118

No one likes an unexpected surprise, especially as you’re nearing closing day. While it’s my job to help you stay on tra...
05/19/2026

No one likes an unexpected surprise, especially as you’re nearing closing day. While it’s my job to help you stay on track, and I’ll be there every step of the way, here are some things to avoid before closing.

❌ Don’t Make Large Purchases
❌ Don’t Open or Close Credit Accounts
❌ Don’t Change Jobs
❌ Don’t Make Large, Undocumented Deposits

If you have any questions about the mortgage process and what you should and shouldn’t do, give me a call!
https://myoc.io/TheHedgesTeam

NMLS # 191118

Southern Trust is here to serve YOU! We are committed to guiding our buyers, ensuring a smooth, stress-free move. If you...
05/12/2026

Southern Trust is here to serve YOU! We are committed to guiding our buyers, ensuring a smooth, stress-free move.

If you are looking to buy, we’re here to help!

Contact me today if you’re interested in learning more!
https://myoc.io/TheHedgesTeam

NMLS # 191118

Work with a team you can TRUST. If buying a home is on your radar, let us help you! Everyone’s financial situation is di...
05/05/2026

Work with a team you can TRUST.

If buying a home is on your radar, let us help you! Everyone’s financial situation is different, and our team is well-versed in a variety of loan products and scenarios that best fits your needs.

Message me today to start the conversation!
https://myoc.io/TheHedgesTeam

NMLS # 191118

Buydowns are often a better alternative to lowering the price of the home. Whether you’re the buyer or the seller, a tem...
04/27/2026

Buydowns are often a better alternative to lowering the price of the home. Whether you’re the buyer or the seller, a temporary buydown is a great option for everyone involved. While the immediate savings are what draw buyers in, many homeowners are looking towards the future.
https://myoc.io/TheHedgesTeam

NMLS # 191118

An Adjustable-Rate Mortgage (ARM) is a home loan with an interest rate that can change periodically after an initial fix...
04/20/2026

An Adjustable-Rate Mortgage (ARM) is a home loan with an interest rate that can change periodically after an initial fixed period.

This specific loan type often starts with a lower "introductory" rate, which then adjusts based on market conditions later on. This can be a smart choice for buyers who plan to sell or refinance before the rate begins to fluctuate!

If you have questions about ARM’s or the mortgage process, let me know!

NMLS # 191118

Do you find yourself asking this question? Let’s talk! Together, we can determine how much you can afford, your ideal mo...
04/13/2026

Do you find yourself asking this question? Let’s talk!

Together, we can determine how much you can afford, your ideal monthly payments, your timeline, etc.

If you’re interested in learning more about what buying a home could look like now, message me!
https://myoc.io/TheHedgesTeam

NMLS # 191118

Address

Raleigh, NC
27609

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