Laurice Pettiford, Mortgage Loan Originator. NMLS# 2098617

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United States
Raleigh, NC
Laurice Pettiford, Mortgage Loan Originator. NMLS# 2098617

Contact information, map and directions, contact form, opening hours, services, ratings, photos, videos and announcements from Laurice Pettiford, Mortgage Loan Originator. NMLS # 2098617, Mortgage brokers, Raleigh, NC.

Your Trusted Mortgage Guy, Providing assistance in North Carolina, Georgia, Virginia and Pennsylvania✅

Any questions or concerns? 👇
Lpettiford.mloboss.com,
📲919.332.3106
📩 [email protected]

11/02/2026

✅ Another referral client that started their HELOC and closed in 4 days 🎯 Nothing like paying off your high interest debt or renovating your property to add EQUITY 🏡

10/27/2026

CLOSED IN PHILLY WITH ONLY $100 DOWN! NOW THAT’S THE REAL FLEX! 💪🏽🔥

Congratulations to my client on closing on her home in Philly! 🎊🙌🏽 She purchased a foreclosure and used the FHA 203(k) renovation loan to transform the property from the inside out! 🛠️🏠

Now, I would show y’all the inside, but listen… it’s COMPLETELY DESTROYED right now! 😂 We’re talking a whole transformation in the making! But I can’t wait to see the final touches and watch this house turn into a beautiful home.

This client was referred to me by another client who I helped her in Virginia last year. 🏡 As a loan officer, there’s nothing better than having a client who continues to refer you to their family, friends, and network. That kind of trust is priceless! ✅🤞🏾🤝🏽
Who says you need a perfectly renovated house to become a homeowner? Sometimes, you just need the right loan program and the right team in your corner! 💯

Call or Text with all your Real Estate needs! 919.332.3106 Licensed in PA, VA, GA, and NC

10/12/2026

🔑 Don’t buy a house just to impress people. Buy one you can comfortably afford and still have $$$ to save, travel, invest, and enjoy your life. 😌Peace of mind is the real flex. Know your purchase power. 🏡

10/04/2026

Wow, this brings back many great memories! Hard to believe its almost 10 years since I graduated, So many unforgettable moments and connections made there. Forever a Tiger! 🐯💙🧡

09/23/2026

With the talks about rates today ✅🏡 $10K Price Reduction vs. $10K Toward Closing Costs Which One Actually Saves You More?
I get asked this plenty of times, so let's break it down real quick 👇
Say you're buying a $400K home and the seller agrees to knock $10K off the price OR give you $10K toward closing costs/a rate buydown. Same $10K, two totally different outcomes.

💰 Option 1: $10K Price Reduction
Your loan amount drops by $10K, which lowers your monthly payment... but not by much. On a 30-year loan around 7%, that's roughly $65-70/month in savings. Nice, but not life changing.

📉 Option 2: $10K Toward a Rate Buydown
Instead of lowering the price, that $10K goes toward buying down your interest rate — think dropping from 7% to around 6%. That same $10K can save you closer to $140-160/month.
Almost DOUBLE the monthly savings, from the exact same $10K Because you're not just shaving a little off the loan balance, you're lowering the rate on the ENTIRE loan, and that compounds every single month for the life of the loan.

09/08/2026

Before y’all start buying land, PLEASE make sure it’s actually buildable! 🏡🌳
Just because you can buy the land doesn’t mean you can build on it. ⚠️

Before you close, make sure you check:
📍 Zoning
🧪 Soil & septic
💧 Utilities
🚗 Road/access
🌊 Flood zone
📜 Deed restrictions & other limitations

💡 Do your homework BEFORE you close! The last thing you want is to buy your “dream property” only to find out you can’t build on it. 😩🏚️

Buy smart. Do your due diligence. Protect your money. 💰🔑

08/11/2026

Another closing yesterday, having to congratulate my client being able to pay off all high interest debt utilizing a Cashout Refinance🥳🔑🏠
This one was definitely a journey, but we stayed the course, worked through everything that came our way, and made it to the closing table! 🙌🏽💪🏽
In this economy, nothing like being debt free and still having a lower mortgage payment vs the debt load🤌🏾 💫 🏡✨ Always grateful to be someone’s trusted mortgage professional.🙏🏽

07/27/2026

🚨 Did You Know? 🚨

Most people think that once a home has been foreclosed on, the opportunity is gone.

That's not always true.

It is possible to buy a home as little as ONE DAY after the foreclosure sale. Depending on the financing and the situation, you may need a higher down payment sometimes around 10% or more but it can absolutely be done.

Don't let common myths stop you from exploring your options.

06/24/2026

💡As a loan officer, I’m not able to provide a single ‘current rate’ because interest rates vary for each borrower. Your rate depends on several factors, including your credit score, DTI ratio, loan amount, and overall financial profile. The most accurate way to determine your rate is to complete a loan application and go through a full review. If you’re serious about purchasing a home ✅

06/22/2026

One of the biggest misconceptions in lending is the idea of a "free refinance."
Closing costs are part of the loan process. Whether you're doing a cash-out refinance or a traditional refinance or simply purchasing a home there are real costs involved to complete the transaction.
Many people are surprised when they hear about closing costs, but the truth is this: if a lender is advertising a "free refinance," those costs aren't magically disappearing. In most cases, they're being built into the interest rate or recovered somewhere else on the back end. Facts is facts.

Address

Raleigh, NC

Website

https://lpettiford.mloboss.com/

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