Kathryn Youngs at TowneBank Mortgage NMLS# 118229

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Kathryn Youngs at TowneBank Mortgage NMLS# 118229 Mortgage Loan Officer with TowneBank Mortgage A mortgage company who grows for good. We believe you’re amazing and can do anything you want in the world.

Believe you can and you will. For licensing information, go to www.nmlsconsumeraccess.org | www.rate.com/licensing | https://www.rate.com/privacy

10/28/2026

HELOC (Home Equity Line of Credit) and cash-out refi get mixed up all the time, and it's easy to see why.

Both are ways to make use of the equity you've built, they just work very differently. Knowing how they compare puts you in a better spot to decide what fits when your goals shift. No need to have it all figured out today.

Save this for when the time feels right, and reach out whenever you'd like to talk it through.

5.0 star review received on Experience.com for Kathryn Youngs by Miles W - Kathryn and her team were an absolute pleasur...
10/22/2026

5.0 star review received on Experience.com for Kathryn Youngs by Miles W - Kathryn and her team were an absolute pleasure to deal with! As first time home buyers we were a little anxious about the process but they made it very straight forward and did an amazing job of communicating and explaining each step. We would absolutley recommend Kathryn and Towne Bank Mortgage to anyone looking to purchase a house in the Triangle area!

Click to see all 32 reviews of Kathryn Youngs, Mortgage Loan Officer

5.0 star review received on Experience.com for Kathryn Youngs by Lauren N G - Kathryn took the time to explain every par...
10/03/2026

5.0 star review received on Experience.com for Kathryn Youngs by Lauren N G - Kathryn took the time to explain every part of the process to me, even multiple times if I needed to hear it, and made everything really seamless as as first time home buyer. She helped me understand my options and was all around a joy to work with! She was really great with communication every step of the way.

Click to see all 31 reviews of Kathryn Youngs, Mortgage Loan Officer

5.0 star review received on Experience.com for Kathryn Youngs by Kenneth A R - Kathryn  and  Patrick were  awesome    re...
09/17/2026

5.0 star review received on Experience.com for Kathryn Youngs by Kenneth A R - Kathryn and Patrick were awesome
responsive and thorough And knowledgeable .

Click to see all 29 reviews of Kathryn Youngs, Mortgage Loan Officer

School's in session! Rate is here to help you check off your essentials before house hunting. 🏡✏️Applicant subject to cr...
09/01/2026

School's in session! Rate is here to help you check off your essentials before house hunting. 🏡✏️

Applicant subject to credit and underwriting approval. Restrictions apply.
Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit nmlsconsumeraccess.org. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

08/13/2026

Pattern recognition is the first step. Now it's time to break it.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6182a1zqj. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

08/06/2026

The best way to stop paying rent? Owning a home. We can help with that.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6183aEcoZ. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Applicant subject to credit and underwriting approval. Restrictions apply.

5.0 star review received on Experience.com for Kathryn Youngs by Betsy C - Patrick, Karen and Kathryn were all great!  A...
08/05/2026

5.0 star review received on Experience.com for Kathryn Youngs by Betsy C - Patrick, Karen and Kathryn were all great! Appreciate the constant communication!

Click to see all 28 reviews of Kathryn Youngs, Mortgage Loan Officer

5.0 star review received on Experience.com for Kathryn Youngs by Mary C C P - Kathryn was  helpful,  kind  and  made  th...
08/04/2026

5.0 star review received on Experience.com for Kathryn Youngs by Mary C C P - Kathryn was helpful, kind and made the experience not overwhelming

Click to see all 28 reviews of Kathryn Youngs, Mortgage Loan Officer

08/03/2026

Our choices shape our days, and our days shape our lives. Start living yours in the Rate App.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6188a8x04. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/25/2026

Car guy? No. House guy.

Applicant subject to credit and underwriting approval. Restrictions apply.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6181v7DIb. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/22/2026

All the tools to live a longer, happier life - all in one place

Closing day: 🥳🔑🏡 Moving day: 📦😵‍💫🍕🛏️Guaranteed Rate Inc. D/B/A Rate; NMLS  #2611. For licensing information visit http:/...
07/21/2026

Closing day: 🥳🔑🏡 Moving day: 📦😵‍💫🍕🛏️

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6180vfO4Y. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

Applicant subject to credit and underwriting approval. Restrictions apply.

5.0 star review received on Experience.com for Kathryn Youngs by S V - There are lenders who simply process loans, and t...
07/20/2026

5.0 star review received on Experience.com for Kathryn Youngs by S V - There are lenders who simply process loans, and then there are professionals who become true partners with you along the way.

Our closing was one of those situations where every detail mattered, every minute counted, and the finish line came up quicker than expected. As the clock wound down, this team never wavered. They coordinated, communicated, solved problems in real time, and did whatever was necessary to ensure every requirement was met, every compliance box was checked, and nothing was overlooked.

When it felt like we were running out of time, they somehow found a way to still make it happen. The call finally came just hours before closing: "It's done." That moment was the result of extraordinary professionalism, expertise, persistence, and an unwavering commitment to us more than just a clients; their partners.

What impressed me most wasn't simply that they got us to the finish line. It was how they did it: transparency, calm under pressure, and a genuine commitment to having our back the entire way. They never compromised the process. They simply refused to give up until every detail was resolved.

If you're looking for a lender who doesn't just process loans but truly advocates for you when the stakes are highest, I recommend this team, and most be led by Kathryn without hesitation. I am grateful for your level of advocacy and tenacity.

Some people may choose to call this exceptional service. After living through it, I simply call it the team you want beside you when everything is on the line.

Click to see all 26 reviews of Kathryn Youngs, Mortgage Loan Officer

07/20/2026

Consider this a stress-free sample of all the Rate App app has to offer.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6187v2bBc. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

07/14/2026

The couch situation is between you and the doorway. The utilities do not have to be.

Rate Concierge gives you one point of contact to transfer and set up your utilities and internet at your new home, at no additional cost. Less time calling providers. Fewer moving-day surprises. One less horror story. Rate Concierge, powered by OneSource.

Guaranteed Rate Inc. D/B/A Rate; NMLS #2611. For licensing information visit http://ms.spr.ly/6189vFO99. Operating as Guaranteed Rate, Inc. in New York. Equal Housing Lender.

5.0 star review received on Experience.com for Kathryn Youngs by Aaron G - Kathryn  and  her  team  made  the  process  ...
07/07/2026

5.0 star review received on Experience.com for Kathryn Youngs by Aaron G - Kathryn and her team made the process so easy to understand, which was excellent as a first time home buyer with many questions. I cannot recommend her highly enough .

Click to see all 25 reviews of Kathryn Youngs, Mortgage Loan Officer

5.0 star review received on Experience.com for Kathryn Youngs by Eden J - You  were  very  easy  and kind.
06/15/2026

5.0 star review received on Experience.com for Kathryn Youngs by Eden J - You were very easy and kind.

Click to see all 23 reviews of Kathryn Youngs, Mortgage Loan Officer

5.0 star review received on Experience.com for Kathryn Youngs by Annette G O - You and your team were always available f...
06/08/2026

5.0 star review received on Experience.com for Kathryn Youngs by Annette G O - You and your team were always available for questions or guidance.

Click to see all 21 reviews of Kathryn Youngs, Mortgage Loan Officer

5.0 star review received on Experience.com for Kathryn Youngs by Kevin O - Your honesty and follow-up. Patrick and the T...
06/08/2026

5.0 star review received on Experience.com for Kathryn Youngs by Kevin O - Your honesty and follow-up.
Patrick and the Towne Mortgage app was very helpful and user friendly

Click to see all 20 reviews of Kathryn Youngs, Mortgage Loan Officer

Address

3535 Glenwood Road
Raleigh, NC
27612

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