Luis Rondon at Rate NMLS 1854396

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Providence, RI
Luis Rondon at Rate NMLS 1854396

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VP of Mortgage Lending NMLS 1854396 at Rate (operating as Guaranteed Rate, Inc. in New York state) NMLS 2611.

A mortgage company where homebuying meets well-being. Rate combines your home, financial and personal well-being to spark a more balanced life.

10/28/2026

Navigating the mortgage journey can feel overwhelming, but you never have to do it alone. Whether you are buying your first home or refinancing, consistent communication makes all the difference. My commitment is to guide my clients en todo momento, answering every question from day one to closing. Seeing notes from clients saying my service is 100% recomendado is the ultimate reward. If you are ready to take your next step toward homeownership, send me a message today to get started. 🏡

https://myoc.io/cUkrsMVS6Rf

NMLS # 1854396

10/28/2026

The new car payment followed you home … and now it won't leave. New debt can creep into your homebuying process, impacting your mortgage approval by changing your debt-to-income ratio.

Before financing a large purchase, let’s talk about how it may affect your plan. After all, some things are better left lurking in the shadows.
https://myoc.io/cUkrsMVS6Rf/64b0M

NMLS # 1854396

10/27/2026

Running more than one business, or managing income that doesn't move in a straight line? Standard income documentation isn't always built for that. For eligible business owners, a current 12-month profit and loss statement may offer a documentation path built for that kind of complexity.

If that sounds like your business, let's have a conversation.
https://myoc.io/cUkrsMVS6Rf

NMLS # 1854396

10/26/2026

Don’t blame ghosts for every creak, thud and clunk. There’s (probably) a perfectly normal explanation for the sounds your home makes. The real trick is keeping up with seasonal maintenance to prevent small issues from spiraling into bigger ones.

Review our home maintenance guide to get your home ready for spooky season.
https://myoc.io/cUkrsMVS6Rf/uMstE

NMLS # 1854396

10/22/2026

Don’t go into your mortgage blind. A loan estimate gives you a preview of what your financing will look like, including the loan terms, interest rate and estimated payment. If mortgage lingo sounds like another language, I’m here to help.

Expand your homebuying vocabulary with our helpful guide or reach out to ask specific questions.
https://myoc.io/cUkrsMVS6Rf/RhXte

NMLS # 1854396

10/21/2026

How’d you do on this edition of the mortgage pop quiz? The best way to begin your homebuying journey is knowing your budget. A pre-approval serves as a helpful starting point so you can focus on homes you can afford, save time and prevent the decision fatigue that comes with endless options.

I’m here to help you take the guesswork out of the big purchase.
https://myoc.io/cUkrsMVS6Rf/KddAH

NMLS # 1854396

10/20/2026

Pending home sales fell 7.3% in September, with signed contracts down in every region of the country. With less competition, buyers who are ready may have more room to negotiate. Thinking about making a move while others wait?
https://myoc.io/cUkrsMVS6Rf/2DoZS

NMLS # 1854396

10/15/2026

Planning to buy a home in 2027? Time to start the prep now. From building your savings to cleaning up your credit, a few smart moves today can help you get ready for what’s ahead.

Let’s talk about your specific options to create a custom financing plan for you.
https://myoc.io/cUkrsMVS6Rf/bCkSU

NMLS # 1854396

10/14/2026

Sometimes the small signs around your home point to a bigger question. Does your space still work for you? Whether you’re thinking about more space, a different setup or what comes next, I can help you explore financing options. If updating your home is part of the plan, a Rate Home Equity Line of Credit (HELOC) can help fund improvement projects. Or if life is leading you elsewhere, I could help you explore homebuying options.

Let’s plan for your next chapter together.
https://myoc.io/cUkrsMVS6Rf/4SL8T

NMLS # 1854396

10/14/2026

September home sales were mixed, with sales increasing in the South and West, holding steady in the Midwest and declining in the Northeast compared to last month. Year-over-year sales are down in all four regions, but many buyers are still entering contracts thanks to a 1.9% increase in inventory.

Want to know how to make the most of this evolving market? Let’s talk.
https://myoc.io/cUkrsMVS6Rf/nZwB8

NMLS # 1854396

Address

69 Angell Street, Suite 1
Providence, RI
02906

Telephone

+14015275214

Website

http://rate.com/luisrondon

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