Onyx Capital Lending

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Onyx Capital Lending Onyx Capital Lending is the nation's premier lender for Residential & Commercial real estate in USA!

Own your business. Own your home. We fund both. πŸ’ΌTraditional banks say no to self-employed borrowers. We say YES.Our pro...
10/17/2026

Own your business. Own your home. We fund both. πŸ’Ό

Traditional banks say no to self-employed borrowers. We say YES.

Our programs are built around entrepreneurs:
πŸ”‘ Bank statement loans β€” 12 or 24 months
πŸ”‘ 1099 income programs
πŸ”‘ P&L statement options
πŸ”‘ No tax return required

Your business success shouldn't hold back your real estate goals. Ready to qualify? Let's talk.

Self-employed and building something real? We help you leverage it. πŸ’ΌπŸ‘Conventional lenders want W-2s and clean tax retur...
10/17/2026

Self-employed and building something real? We help you leverage it. πŸ’ΌπŸ‘

Conventional lenders want W-2s and clean tax returns. We look at what you actually earn.

Our programs for self-employed borrowers:

βœ… Bank statement loans (12–24 months)
βœ… Asset depletion programs
βœ… P&L statement loans
βœ… 1099-only options available

You run your business your way. We fund your real estate the same way.

πŸ“² Let's find the program that fits.

#1099

Great income, but your taxes tell a different story? We have a program for that. πŸ“ŠOur Bank Statement Loan programs are d...
10/16/2026

Great income, but your taxes tell a different story? We have a program for that. πŸ“Š

Our Bank Statement Loan programs are designed for high earners who write off expenses.

βœ… 12 or 24 months bank statements accepted
βœ… No W-2s or tax returns required
βœ… Up to 90% LTV available
βœ… Personal & business bank statements

At Onyx Capital Lending, we lend based on real cash flow β€” not what the IRS sees.

DM us or call today to get started.

Your W-2 doesn't tell the whole story. Our bank statement loans do. πŸ“ŠIf you're self-employed, a 1099 earner, or business...
10/16/2026

Your W-2 doesn't tell the whole story. Our bank statement loans do. πŸ“Š

If you're self-employed, a 1099 earner, or business owner β€” conventional loan requirements weren't written for you. Our Non-QM programs were.

βœ… 12–24 months bank statements accepted
βœ… No tax returns required
βœ… 1099 income accepted
βœ… Competitive rates for qualified borrowers

We lend to real borrowers with real income β€” just not the W-2 kind.

Let's find the right program for you. πŸ’Ό

Don't let timing kill your deal. We bridge the gap. πŸŒ‰Our bridge loan programs give you fast, flexible capital to:🏠 Acqui...
10/15/2026

Don't let timing kill your deal. We bridge the gap. πŸŒ‰

Our bridge loan programs give you fast, flexible capital to:
🏠 Acquire before your current property sells
πŸ“¦ Stabilize a newly purchased asset
πŸ”„ Refinance into a long-term DSCR loan

At Onyx Capital Lending, we fund bridge loans with speed and certainty. Closings in as little as 1 week.

Have a deal on the table? DM us today.

Don't let timing kill your deal. Our bridge loans keep you in the game. πŸŒ‰When you need to close now but long-term financ...
10/15/2026

Don't let timing kill your deal. Our bridge loans keep you in the game. πŸŒ‰

When you need to close now but long-term financing isn't ready β€” we bridge the gap.

βœ… Close in days, not weeks
βœ… Interest-only payments
βœ… Residential & commercial properties
βœ… No income verification required

Bridge financing is our specialty. We fund the deals others pass on.

Time-sensitive opportunity? Call us today. πŸ“ž

Found a distressed property with potential? We fund the deal β€” and fast. πŸ”¨Our fix & flip financing is built for investor...
10/14/2026

Found a distressed property with potential? We fund the deal β€” and fast. πŸ”¨

Our fix & flip financing is built for investors who move quickly and execute with precision. We lend on the property's potential β€” not just what's there today.

βœ… Purchase + rehab combined in one loan
βœ… Up to 90% LTC / 75% ARV
βœ… Close in as little as 10 days
βœ… No prepayment penalties

We're a direct lender β€” no committees, no delays. You find the flip, we fund it.

Let's move. πŸ“²

10/14/2026

Q4 is the best-kept secret in real estate investing.

While others slow down, smart investors are:

πŸ“Œ Locking in bridge loans before year-end
πŸ“Œ Refinancing rentals to optimize portfolio yield
πŸ“Œ Closing commercial deals before the market tightens

The Q4 window is open NOW. As a direct lender, our decisions don't slow down for the season.

Apply at onyxcapitallending.com or call (401) 329-9904. Let's close your next deal before year-end.

We fund the deal β€” you flip the property. πŸ”¨Our fix & flip programs are built for investors who move fast. At Onyx Capita...
10/14/2026

We fund the deal β€” you flip the property. πŸ”¨

Our fix & flip programs are built for investors who move fast. At Onyx Capital Lending, we lend up to 90% of purchase + 100% of rehab costs.

⚑ Fast closings β€” as little as 5 days
⚑ No seasoning requirements
⚑ Experience not always required

Stop waiting on banks. DM us your deal today.

10/13/2026

You found the deal. The bank said no. 🏚️

That's exactly when you call us.

At Onyx Capital Lending, we fund fix & flip loans based on what the property will be worth AFTER renovation β€” not what it looks like today.

βœ… Fast approvals
βœ… Rehab costs covered
βœ… Close in as little as 14 days
βœ… No bank approvals. No committees.

Watch our latest Short β†’ https://youtu.be/Ko9kE2X8KmY

Ready to close your next deal? Call or text (401) 329-9904 or visit onyxcapitallending.com

Address

22 Parsonage Street
Providence, RI
02903

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