Rose Bencosme, Loan Officer

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Rose Bencosme, Loan Officer Helping English & Spanish-speaking clients achieve homeownership🏡 | Licensed in RI & MA | NMLS #1873482
PRMI NMLS #3094 | Equal Housing Lender🔑
⬇️ Apply Now

"Our team of experienced loan officers are dedicated to building lifelong relationships, from the moment you are ready to purchase your first home, to refinancing or upgrading to your dream home, we will be there for you every step of the way. We’re ready to provide you with the best residential mortgage program that matches your unique needs. Branch NMLS #305552 NMLS #1873482 | MA | RI #1873482"

🌎 International Business meets Real Estate Investing! 🏡One of the things I love most about what I do is helping investor...
10/22/2026

🌎 International Business meets Real Estate Investing! 🏡

One of the things I love most about what I do is helping investors find opportunities they didn’t even know were possible.

I graduated with a bachelor’s degree in International Business, and today, I get to combine that background with my experience in mortgage lending to help investors from around the world purchase real estate in the United States.

And here’s something many people don’t know…

You don’t necessarily have to live or work in the United States to invest in real estate here!

Through our Foreign National DSCR loan programs, we can help eligible international investors purchase investment properties using financing options that focus on the property’s rental income rather than traditional U.S. employment income.

Whether you’re in the Dominican Republic 🇩🇴, another part of Latin America, Europe, or anywhere else in the world, there may be opportunities available to you.

My goal is simple: to connect international investors with real estate opportunities in the U.S. and help them understand how to finance those investments.

🌎 Porque las oportunidades de inversión no tienen fronteras.

If you’ve been thinking about investing in U.S. real estate, let’s have a conversation!

📩 Send me a message. I’d love to help you explore your options.

Rose Bencosme
Mortgage Loan Officer | PRMI

Financing subject to program guidelines and approval.

🏡 Did you know you may be able to buy a home with an ITIN?Not having a Social Security number doesn’t automatically mean...
10/22/2026

🏡 Did you know you may be able to buy a home with an ITIN?

Not having a Social Security number doesn’t automatically mean homeownership is out of reach.

At Primary Residential Mortgage Inc. , we offer financing options for eligible ITIN borrowers. Qualifying typically involves reviewing your income, credit history, down payment, and financial documentation.

I’ve partnered with Gerardo Landaverde of eXp Realty to help buyers better understand their options and navigate the homebuying process from financing to finding the right home.

🔑 Have an ITIN and considering buying a home? Send us a message to learn more about your options!

rhodeislandrealestate firsttimehomebuyer

Allow me to reintroduce myself. 🤎I’ve always believed that your title tells people what you do, but your impact tells pe...
10/15/2026

Allow me to reintroduce myself. 🤎

I’ve always believed that your title tells people what you do, but your impact tells people who you are.

And at this stage of my career, I want to be known for more than closing loans.

I want to be known for creating opportunities, finding solutions, educating others, and helping people see possibilities they may not have seen for themselves.

My name is Rose Bencosme, and for the past several years, I’ve built my career in the mortgage industry, but somewhere along the way, my purpose became much bigger than mortgages.

I represent education, strategy, and opportunity.

I believe homeownership can be a tool for building wealth. I believe real estate professionals should understand financing well enough to recognize opportunities others overlook. And I believe some of the most challenging scenarios simply require someone willing to look deeper and find a solution.

Today, a big part of my work is helping homebuyers, investors, and real estate professionals understand the options available to them; from traditional financing to investment and Non-QM strategies.

Tu puntaje de crédito es mucho más que un número!Juega un papel MUY importante en tu camino hacia la compra de una vivie...
09/28/2026

Tu puntaje de crédito es mucho más que un número!

Juega un papel MUY importante en tu camino hacia la compra de una vivienda. Un mejor puntaje puede significar una aprobación más fácil ✅, un pago inicial más bajo 💰 y, en última instancia, ¡la casa de tus sueños 🌟!

¡No dejes que el crédito te detenga 🛑!

📩 Envíame un mensaje directo para descubrir por qué tu crédito es tan importante y recuerda: ¡no necesitas tener un crédito perfecto para comprar una casa!

Own a business & want to buy a home? 🏠Good news! Your business funds might help with your down payment! 💼Here’s how:👉Len...
09/23/2026

Own a business & want to buy a home? 🏠

Good news! Your business funds might help with your down payment! đź’Ľ

Here’s how:
👉Lenders can include business assets toward your down payment
👉They’ll review your business bank account
👉A quick ratio check ensures your business stays financially healthy

✅ Simple💡 Smart 🚀 Perfect for self-employed buyers!

Questions? Reach out to me today for more info!

¿Por qué conformarte cuando puedes mejorar?El préstamo LOVE IT & LIVE IT™ de PRMI te permite quedarte en la casa que ama...
09/21/2026

¿Por qué conformarte cuando puedes mejorar?

El préstamo LOVE IT & LIVE IT™ de PRMI te permite quedarte en la casa que amas, mientras la transformas en el hogar que siempre has querido. 🏡✨

✅ Un solo préstamo
âś… Cubre la hipoteca + renovaciones
âś… Equidad incorporada

Convierte tu casa actual en la casa de tus sueños. ¡Llama hoy para más información!


🏡 Your home's equity is a powerful resource—but how can you make it work for you?💳 Consolidate debt✨ Upgrade your home w...
09/16/2026

🏡 Your home's equity is a powerful resource—but how can you make it work for you?

đź’ł Consolidate debt
✨ Upgrade your home with luxury improvements
🌿 Invest in energy-efficient or green renovations
đź’° Put your equity to work for your financial goals

What would you like to do with yours? Let's talk about your options!

🚨 ¿Sin talones de pago? ¡No hay problema! 🚨Con el programa de calificación de ingresos WVOE de PRMI, puedes calificar so...
09/14/2026

🚨 ¿Sin talones de pago? ¡No hay problema! 🚨

Con el programa de calificación de ingresos WVOE de PRMI, puedes calificar solo con una Verificación Escrita de Empleo—¡sin W-2, talones de pago ni declaraciones de impuestos!
âś… Hasta 80% LTV
✅ Monto máximo de préstamo: $4 millones
âś… Compradores por primera vez son bienvenidos
✅ Solo se requiere un puntaje de crédito de 600

Hagamos realidad la compra de tu vivienda—¡contáctame hoy para más información! 🏡📩

Serving Those Who Served - your path to homeownership just got easier!🏡✅ No minimum credit score✅ $0 down payment✅ Flexi...
09/09/2026

Serving Those Who Served - your path to homeownership just got easier!🏡

âś… No minimum credit score
âś… $0 down payment
âś… Flexible qualification

Your service deserves opportunity. Let’s make it happen!

📞 Call me today to get started!

Address

647 Oaklawn Avenue
Providence, RI
02920

Opening Hours

Monday 9am - 6pm
Tuesday 9am - 6pm
Wednesday 9am - 6pm
Thursday 9am - 6pm
Friday 9am - 6pm

Telephone

(401)6017929

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