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Patricia Placencia NMLS: 505240 GRA NMLS: 1598647

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Cranston, RI
Patricia Placencia NMLS: 505240 GRA NMLS: 1598647

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I am an Area Sales Manager NMLS 505240 at Guaranteed Rate Affinity NMLS 1598647 (operating as GR Affinity, LLC in New York state).

MA: Mortgage Lender & Mortgage Broker License MLO505240 NJ: Residential Mortgage Lender – NJ Department of Banking & Insurance NY: Licensed Mortgage Banker - NYS Department of Financial Services, 348 West 14th Street 2nd Floor, New York, New York 10014
RI: Rhode Island Licensed Lender and Loan Broker Guaranteed Rate Affinity NMLS 1598647 1800 W. Larchmont Ave., Chicago, IL 60613 (866) 934-7283 •Operating as GR Affinity, LLC in New York state
grarate.com
Equal Housing Lender
For licensing information, go to www.nmlsconsumeraccess.org http://www.grarate.com/licensing

10/29/2026

A lot of lenders talk about their culture, but at Guaranteed Rate Affinity, we truly walk the walk.

Our focus on sharing our winning practices is a key part of our culture. We lift each other up and celebrate our successes.

10/28/2026

Markets are pulling in two directions: inflation is still a concern, but tighter financial conditions could give the Fed reason to stay patient. That makes the next mortgage-rate move hard to call. One of our Loan Officers can help you compare today’s options without building your purchase plan around a prediction.

10/26/2026

Congratulations Tony Gemmell and welcome to the President's Club at Guaranteed Rate Affinity!

10/26/2026

A buydown could be a win-win scenario for all parties. Instead of dropping the price, reduce the rate. Hear it from Christine Wenger on how a rate buydown could be the solution to a listing that's been sitting.

10/23/2026

A rate buydown could lower the interest rate and monthly payment, creating a more affordability without automatically cutting the list prices. Enda Moore explains exactly how a temporary buydown strategy could work for you. Don't drop the price, reduce the rate.

10/21/2026

A week after the Fed raised its benchmark rate, Treasury yields dipped while mortgage rates were mostly flat. With rates remaining high amid persistent inflation, buyers should focus on their budget, timing and financing options. Your Guaranteed Rate Affinity Loan Officer can run the numbers and help you navigate today’s market.

10/20/2026

Congratulations Natasha Robinson and welcome to the President's Club at Guaranteed Rate Affinity!

10/20/2026

Hear from Robin Baran on what makes Guaranteed Rate Affinity the best of the best. Our incredible Events Team is like having a professional event planner by your side at all times, making a huge difference in creating an exceptional guest experience while helping loan officers grow their businesses together. Curious what it’s really like to be part of the team? Hear it straight from Robin and discover what sets Guaranteed Rate Affinity apart!

10/19/2026

If you're looking for a home, don't drop the price, reduce the rate. Do you know what a rate buydown is? Hear it straight from Johnita on a way that you can ease into homeownership.

10/16/2026

If a monthly payment is what's holding buyers back, don't drop the price, reduce the rate. Hear from Monica on how a RateReduce buydown lowers payments early so buyers can move in now instead of waiting it out.

05/20/2026

Beyond excited to welcome Mark Jurilla back to the GRA family!

Mark brings an incredible amount of energy, passion, leadership, and heart to everything he does — and those around him feel it immediately. His drive to serve, build relationships, and elevate the people around him is something truly special.

Thrilled to have him back where he belongs and can’t wait to see the impact he’s going to make. Welcome home, Mark!

03/30/2026

Whether you’re renovating your home, consolidating finances or planning a big life event, your equity could help make your dreams blossom.

Let’s explore your Home Equity Line of Credit* (HELOC) options: http://ms.spr.ly/6187QxwgF

03/26/2026

Mortgage slowdowns are often caused by small, preventable mistakes. I can help first-time buyers spot red flags early and keep things moving.

Learn more: http://ms.spr.ly/6185QQsaL

03/25/2026

Confidence starts before open houses. A mortgage pre-approval helps you see your budget clearly so you can compete in a busy spring market. Want to keep building your homebuying knowledge?

Learn more terms: http://ms.spr.ly/6187Qt7Lt

03/23/2026

The spring market’s already in motion and you need to be prepared. This plan helps you feel steady before things speed up.

Save this post and reach out when you’re ready: http://ms.spr.ly/6188QswB4

03/19/2026

The Federal Reserve announced today that rates would remain the same. Since the markets will be steady, I can help you use that predictability to your advantage. Let’s talk about I can guide you to homebuying success.

Learn more: http://ms.spr.ly/6189QU24J

03/17/2026

The markets are heating up! With pending home sales up 1.8% in February over January, spring homebuying is kicking off. More opportunities mean more competition — let’s talk about how I can give your search an edge.

Learn more: http://ms.spr.ly/6188QoUe6

03/16/2026

Mortgage rates don’t have to feel overwhelming. Understanding the key factors behind them can make planning feel more approachable and less stressful. I can help you make sense of it when you’re ready.

Get started today: http://ms.spr.ly/6180QWamQ

03/16/2026

Winter’s finally thawing — and so is the spring housing market. PowerBid Approval* has the speed to turn you into a power buyer, leaving others in the dust.

Learn more about how our pre-approvals give you an edge to compete with cash offers: http://ms.spr.ly/6188QWtt0

02/16/2026

Saving for your first home or already have one? The right mortgage payment could make all the difference in feeling financially secure. It’s all about balancing your income with what you pay each month. I can help you figure out the numbers you need to reach your goals.

Learn more: http://ms.spr.ly/6181QT089

Address

465 Reservoir Avenue
Cranston, RI
02910

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+14018245542

Website

https://www.GRARate.com/PatriciaPlacencia

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