Evergreen Home Loans - Poulsbo Branch NMLS# 1138139

Evergreen Home Loans - Poulsbo Branch NMLS# 1138139 Bringing you a WOW experience! Equal Housing Lender
Evergreen Moneysource Mortgage Company NMLS 3182

For over 35 years, we have been the go-to neighborhood home loan lender, empowering both first-time and repeat buyers. We Provide affordable strategies to buy a home and make a winning offer. Our extensive loan programs and low down payment options ensure accessibility for all. Explore our website or reach out to us now to unlock competitive loan options and transform your homeownership aspirations into a resounding success.

The inbox can survive without you today. Take the day to slow down, recharge, and enjoy the long weekend knowing I'm kee...
09/07/2026

The inbox can survive without you today.

Take the day to slow down, recharge, and enjoy the long weekend knowing I'm keeping an eye on the details behind the scenes. If you're already in the middle of a move, I've got you covered while you take a well-earned breather.

Mortgage rates are the definition of mixed signals.Realtor.com continues to point to volatility tied to economic news an...
09/04/2026

Mortgage rates are the definition of mixed signals.

Realtor.com continues to point to volatility tied to economic news and movement in the bond market, which means rates can change direction quickly. A strong homebuying plan accounts for that movement alongside your budget, timeline, loan options, and overall goals. If buying is on your radar, send me a message and we can talk through what makes sense for your situation.

Getting ready to buy usually starts well before the house hunt. Credit, savings, preapproval, insurance, appraisal, and ...
09/03/2026

Getting ready to buy usually starts well before the house hunt. Credit, savings, preapproval, insurance, appraisal, and offer strategy can all shape what happens when the right property shows up, so I'd rather help you understand those pieces early than figure them out under pressure.

If homeownership is on your radar, let's see where your plan stands.

According to Realtor.com, active housing inventory is nearing 1.2 million homes nationwide, the highest level since Nove...
09/02/2026

According to Realtor.com, active housing inventory is nearing 1.2 million homes nationwide, the highest level since November 2019. That means buyers may have more homes to consider than they've had in years.

When I work with buyers, more inventory gives us more to work with. It can open up possibilities around location, features, price point, and the kind of home that actually fits what you're looking for.

If buying has been sitting on the back burner, this could be a good time to see what's available in your area and run the numbers with me.

Consider this the mortgage version of dropping a reaction in the group chat. Send me the Forest face that best matches h...
08/31/2026

Consider this the mortgage version of dropping a reaction in the group chat. Send me the Forest face that best matches how buying a home feels right now, and I'll meet you there with answers that make the next step easier to understand.

2008 comparisons miss one major number: homeowner equity.Back then, equity and mortgage debt were nearly even. Today, ho...
08/28/2026

2008 comparisons miss one major number: homeowner equity.

Back then, equity and mortgage debt were nearly even. Today, homeowners hold $34.9 trillion in equity compared with $14.4 trillion in mortgage debt. That gap gives many homeowners a meaningful cushion and more options if selling becomes necessary.

If crash fears have kept you waiting, let's look at what's happening in our local market and talk through what a move could mean for you.

As summer winds down, builders are already planning for the season ahead. BuildersEdge helps keep financing aligned with...
08/28/2026

As summer winds down, builders are already planning for the season ahead. BuildersEdge helps keep financing aligned with the pace of new construction, giving builder partners and buyers support that can carry from today’s plans into tomorrow’s closings. Let’s connect and prepare for what’s coming next.

For every dog who knows the sound of your car and waits by the door, home matters too. This National Dog Day, here's to ...
08/26/2026

For every dog who knows the sound of your car and waits by the door, home matters too. This National Dog Day, here's to finding a place with room to stretch out, play, and make coming home even better. If a move is on your mind, let's find a home that works for every member of the household.

Your home may already be holding part of the answer.A home equity line of credit, or HELOC, allows eligible homeowners t...
08/24/2026

Your home may already be holding part of the answer.

A home equity line of credit, or HELOC, allows eligible homeowners to borrow against available equity as expenses come up. It works as a revolving line, so you draw what you need rather than receiving the full amount at once. That flexibility can be useful for renovations or another major planned expense.

Your home secures the line, and rates or terms may vary, so the details matter. Send me a message and let's see whether a HELOC makes sense for your plans.

Homeowners may have more financial flexibility available than they realize.A home equity line of credit, or HELOC, is a ...
08/21/2026

Homeowners may have more financial flexibility available than they realize.

A home equity line of credit, or HELOC, is a revolving line secured by your home. Once approved, you can draw from the available limit as needed and repay what you use, which may make it helpful for planned renovations or another significant expense.

Eligibility and available credit depend on your equity and financial profile. Since HELOC rates are commonly variable and your home secures the line, understanding the terms matters. Connect with an Evergreen Loan Officer to see whether a HELOC fits your plans.

Address

19255 Powder Hill Pl, Suite 100
Poulsbo, WA
98370

Opening Hours

Monday 8:30am - 5pm
Tuesday 8:30am - 5pm
Wednesday 8:30am - 5pm
Thursday 8:30am - 5pm
Friday 8:30am - 5pm

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