Tracy White - Manager/Senior Loan Officer

11/04/2026

5.0 star review received on Experience.com for Tracy White by Dana K H - Tracy was amazing through the whole process! Answered all of our questions and even gave advice to help us in the long run of our loan! She knows her stuff and made it such a better experience! We hope to work with Tracy again in the near future!

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10/27/2026

For buyers who need to sell their current home before purchasing the next one, our Stand-Alone Bridge Loan may provide a way to buy without a contingent offer. Qualified buyers can use equity from their current home to purchase their next home with cash, providing more flexibility with:

✅ No monthly payments required
✅ Current home does not have to be listed
✅ Bridge financing can be pre-approved before the buyer finds their next home

Need to sell before buying? Let’s talk before you write the offer.

10/21/2026

5.0 star review received on Experience.com for Tracy White by Elizabeth N A - Tracy was fabulous!! She made the entire process comfortable I appreciated the experience she carries and the ability to handle all my strange questions .

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10/16/2026

Looking for a more affordable path to homeownership? Our FHA 5/1 ARM may offer qualified homebuyers a lower initial payment and greater flexibility when purchasing a home. A few features worth exploring:

✅ No rate adjustment for the first 5 years
✅ As little as 3.5% down
✅ Qualification based on the start rate
✅ May be paired with eligible down payment assistance programs
✅ Gift funds may be available from family members or employers
✅ Seller contributions up to 6% of the sales price are permitted

Whether you're thinking about buying your first home or a Realtor helping a client navigate affordability, let's explore whether this option could be a good fit. Message me to learn more or review your options.

09/27/2026

5.0 star review received on Experience.com for Tracy White by Gabriel V G - Tracy was highly knowledgeable and supportive through our home buying needs. Great communication from start to finish.

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09/22/2026

We're proud to share that our 2026 Stuff the Bus Drive raised an estimated $64,000 through donations from employees, customers, and matching contributions from the Bank! Thank you to everyone who helped provide school supplies and support for local students. Together, we're investing in the success of our communities and the next generation of learners.

09/16/2026

4.83 star review received on Experience.com for Tracy White by Bryan R - - Quick response to my questions via email.

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09/09/2026

5.0 star review received on Experience.com for Tracy White by Neal H - We have engaged Tracy previously, where she set a high bare for customer service, and once again she provided the very best service possible.
She, and her team, kept us informed, helping understand what was being requested and why it was being requested.

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09/06/2026

5.0 star review received on Experience.com for Tracy White by Erica H - We are return customers. We have also recommended Tracy to others. Tracy is very good at her job, walking us through the convoluted maze to closing. She was very near in telling us what we needed to do, when it needed to be done, and talk us through our frustrations. Tracy was great to work with!

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08/30/2026

5.0 star review received on Experience.com for Tracy White by Beau B - Tracy was great to work with.
Everything was very timley and black and white

Click to see all 566 reviews of Tracy White, Senior Loan Officer / Manager | NMLS # 405742