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Family Mortgage Girl

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United States
Plainview, NY
Family Mortgage Girl

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Residential and commercial mortgage financing. Forward and Reverse mortgages. First and second mortgages

All home types including coop, condo, single family homes, multi- family homes, mixed use and commercial buildings.

11/03/2026

Had some Halloween fun as DELLA DUCK! 🦆
Because you’re never too old to dress up! 👻

Strong-willed. Fearless. Fiercely loyal. (A little stubborn). Always juggling a million things, solving problems, making things happen, and somehow getting it all done!💪🏼

Della Duck and I might have more in common than I realized. 😉

Whether it’s my clients or my family, I’m always guiding, protecting, and doing whatever it takes to help them navigate whatever comes their way. 💚

Apparently, Della Duck should have been a Loan Officer! 😂🎃

Jillian Maneri | NMLS 164712
Senior Loan Officer
📲 347-234-2565 (Text 7 Days a Week)
📩 [email protected]
Your “Family Mortgage Girl” for 25+ Years

10/31/2026

🎃💀 This Halloween, I’m taking a moment to mourn all the clients who waited for mortgage rates to come down… 🪦🥀

They were so patient. So hopeful. So determined to wait for that perfect rate. 💀😭

Don’t let scary interest rates bury YOUR dreams of homeownership!

🏡 Before you decide to wait, give me a call! Let’s crunch the numbers, explore your options, and find a monthly payment you can comfortably afford.

Because finding the right mortgage shouldn’t be a frightening experience!

🎃 Happy Halloween from your Family Mortgage Girl! 🧡

Jillian Maneri | NMLS 164712
Senior Loan Officer
📲 347-234-2565 (Text 7 Days a Week)
📩 [email protected]
Your “Family Mortgage Girl” for 25+ Years

10/28/2026

PMI (Private Mortgage Insurance) protects the lender when you put down less than 20%. On conventional loans, PMI can be removed once you reach 20% equity-either through payments or home appreciation. Many borrowers don’t realize this and keep paying PMI for years after they could have removed it. 🤯

FHA mortgage insurance works differently and is often permanent unless you refinance. Understanding which loan type your clients have and when PMI can be removed is crucial to long-term savings. It’s the difference between paying PMI for 5 years and paying it for 15. 👏🏼

When you work with us, we explain PMI timelines upfront and help your clients strategize how to remove it as quickly as possible.
The Koerner Mortgage Team @ GRC ….An
entire team, dedicated to you! 💚

Jillian Maneri | NMLS 164712
Senior Loan Officer
📲 347-234-2565 (Text 7 Days a Week)
📩 [email protected]
Your “Family Mortgage Girl” for 25+ Years

10/19/2026

We’d be happy to carve out some time for your mortgage needs this spooky season! 👻

Forget the tricks, we’ve got the treats when it comes to finding you the right mortgage. Whether you’re a first-time buyer haunted by uncertainty, an investor seeking flexibility, or someone ready to refinance, the Koerner Mortgage Team has solutions that won’t give you nightmares. 🫣

No ghouls, no games, just real answers and straightforward financing. Reach out this week and let’s make your homeownership dreams come true! 🎃

The Koerner Mortgage Team @ GRC ….An
entire team, dedicated to you! 💚

Jillian Maneri | NMLS 164712
Senior Loan Officer
📲 347-234-2565 (Text 7 Days a Week)
📩 [email protected]
Your “Family Mortgage Girl” for 25+ Years

10/15/2026

☎️ Old-school values. New-school mortgages.

Call me old-fashioned, but I still believe the best business is built on relationships, trust, and actually picking up the phone. 😉

With over 25 years in the mortgage industry, some things about the way I do business will never change. People first. Relationships always. 💚

But don’t mistake old-fashioned service for old-fashioned lending!

From traditional mortgages to innovative loan programs, including the latest AI-powered underwriting technology, I’m proud to offer my clients modern solutions backed by one of New York State’s Top mortgage brokers, built for speed, service, and results. ✅

Because technology should make the mortgage process faster and smarter — not replace the personal touch.

📞 The phone may have changed, but my commitment to my clients never will.

Jillian Maneri | NMLS 164712
Senior Loan Officer
📲 347-234-2565 (Text 7 Days a Week)
📩 [email protected]
Your “Family Mortgage Girl” for 25+ Years

10/09/2026

Retirees often have substantial assets but no W-2 income, making traditional qualification impossible….

Asset-depletion loans, however, solve this by factoring in your liquid assets and calculating qualifying income based on asset withdrawal rates. ✅

When you work with the Koerner Mortgage Team, we have specialized Non-QM lenders who understand retirement income scenarios. If you’re retired and were told “no” elsewhere, we likely have solutions. Retirement shouldn’t disqualify you from homeownership! 🏡

The Koerner Mortgage Team @ GRC ….An
entire team, dedicated to you! 💚

Jillian Maneri | NMLS 164712
Senior Loan Officer
📲 347-234-2565 (Text 7 Days a Week)
📩 [email protected]
Your “Family Mortgage Girl” for 25+ Years

10/07/2026

Your home equity could open up new possibilities.
A HELOC may give you access to your home’s equity while keeping your existing mortgage in place.

Have questions ❓❓❓
Text me anytime. 📲
(347) 234-2565

10/05/2026

The larger your down payment, the wider your lending options. 💰

🔹With 3% down, you’re limited to certain loan programs.
🔹With 10% down, more lenders compete for your business.
🔹With 20% down, mortgage insurance disappears and options expand dramatically.

This isn’t just about the number, it’s about leverage. When you work with the Koerner Mortgage Team, we show you exactly how different down payment amounts affect your rates, terms, and available programs. Let’s find your sweet spot. 😉

The Koerner Mortgage Team @ GRC ….An
entire team, dedicated to you! 💚

Jillian Maneri | NMLS 164712
Senior Loan Officer
📲 347-234-2565 (Text 7 Days a Week)
📩 [email protected]
Your “Family Mortgage Girl” for 25+ Years

10/05/2026

A soft credit pull won’t hurt your credit score, but it gives us valuable information about your profile before we formally apply.
Get a free soft credit pull and personalized credit improvement plan.
No impact to your score, just clarity on your actual options. Let’s get you pre-approved! ✅

The Koerner Mortgage Team @ GRC ….An
entire team, dedicated to you! 💚

Jillian Maneri | NMLS 164712
Senior Loan Officer
📲 347-234-2565 (Text 7 Days a Week)
📩 [email protected]
Your “Family Mortgage Girl” for 25+ Years

09/30/2026

Built for the Borrowers Banks Overlook. Tee
Self-employed? 1099 earner? Real estate investor? Free-and-clear homeowner? Selling your current home and need bridge financing? Credit rebuilder? This HELOC program was designed specifically for you-the borrowers traditional banks say no to. No income verification headaches. No condo questionnaires. No existing mortgage required. If you have home equity and a realistic need, we have a solution that works. The Koerner Mortgage Team has access to digital HELOC lenders banks don’t know exist. Let’s explore what’s possible for you. 😊

The Koerner Mortgage Team @ GRC ….An
entire team, dedicated to you! 💚

Jillian Maneri | NMLS 164712
Senior Loan Officer
📲 347-234-2565 (Text 7 Days a Week)
📩 [email protected]
Your “Family Mortgage Girl” for 25+ Years

Address

1670 Old Country Road
Plainview, NY
11803

Opening Hours

Monday	9am - 5pm
Tuesday	9am - 5pm
Wednesday	9am - 5pm
Thursday	9am - 5pm
Friday	9am - 5pm

Telephone

+13472342565

Website

https://greenriver.my1003app.com/164712/register

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