Joshua Kirsch MLO

Joshua Kirsch MLO Cross Country Mortgage
Personal NMLS2003650
Branch NMLS1815642
Company NMLS3029

Despite the common belief that buyers need a 20% down, the typical first-time homebuyer down payment is 10%. (Repeat buy...
09/18/2026

Despite the common belief that buyers need a 20% down, the typical first-time homebuyer down payment is 10%. (Repeat buyers put 23% down, with more than half relying on funds from their primary home sale.) We’re separating myth from fact in our article: http://spr.ly/6186BG3Hxa

Think you need a Social Security Number to buy a home? By using an Individual Tax Identification Number (ITIN), eligible...
09/17/2026

Think you need a Social Security Number to buy a home? By using an Individual Tax Identification Number (ITIN), eligible buyers can explore mortgage options designed to help make homeownership more accessible. Learn more about ITIN loans: http://spr.ly/6187B1cgut

August existing home sales came in lower than July while available inventory increased, providing buyers with a wider se...
09/16/2026

August existing home sales came in lower than July while available inventory increased, providing buyers with a wider selection of homes to choose from. More supply can also create better opportunities for buyers to negotiate – let’s connect!

09/15/2026

A short sale can be a way out for homeowners hit with financial hardship or a way in for savvy buyers willing to take a risk. Either way, you need the right team to make it happen. That’s us.

Learn more: http://spr.ly/6189BDLG27

If your income comes from rental properties, investing, contract work, or a business you’ve built yourself, a Non-QM loa...
09/10/2026

If your income comes from rental properties, investing, contract work, or a business you’ve built yourself, a Non-QM loan could open doors that traditional financing may not. Learn more: http://spr.ly/6181B1cgux

Signing your closing day docs is the most exciting moment of the mortgage process — but it doesn’t happen without a Nota...
09/08/2026

Signing your closing day docs is the most exciting moment of the mortgage process — but it doesn’t happen without a Notary Signing Agent. Get to know them: http://spr.ly/6186BEsUIk

Delayed homeownership has long-lasting financial impacts. Fewer years to grow home equity, less opportunity to be mortga...
09/04/2026

Delayed homeownership has long-lasting financial impacts. Fewer years to grow home equity, less opportunity to be mortgage-free by age 65 and paying a mortgage later in life. See how it adds up in our article: http://spr.ly/6183BG6OgZ

An assumable loan allows a qualified buyer to take over a seller's existing mortgage, including rate and terms. Eligible...
09/03/2026

An assumable loan allows a qualified buyer to take over a seller's existing mortgage, including rate and terms. Eligible FHA, VA and USDA loans may offer unique advantages for buyers exploring their financing options. Learn how they work: http://spr.ly/6188B1cguQ

No matter where the market goes next, the best first step is understanding your options and having a strategy in place w...
09/02/2026

No matter where the market goes next, the best first step is understanding your options and having a strategy in place when the right opportunity comes along. See what's driving today's housing market: http://spr.ly/6189B17k9X

A VA home loan is a Veteran’s most powerful homebuying tool. Want to see for yourself? Check out our calculator to find ...
09/01/2026

A VA home loan is a Veteran’s most powerful homebuying tool. Want to see for yourself? Check out our calculator to find out your monthly VA loan payment.

🔗http://spr.ly/6181BEdWIl

Address

270 Spagnoli Road, Suite 101
Melville, NY
11747

Telephone

+15164641252

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