Financial Advisor: Vivien Enders

Financial Advisor: Vivien Enders Financial Planning
Tax Planning
Retirement Planning
Investment Planning Cambridge and Modern Legacy Advisors are not affiliated.

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rom any resident outside the specific states referenced. The information being provided via the Client Center is strictly as a courtesy. When you link to any of the websites provided herein, Modern Legacy Advisors makes no representation as to the completeness or accuracy of information provided at these sites. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, sites, information, and programs made available through this site.

When you think of “saving for a rainy day,” you probably think about saving money in case of an emergency. But did you k...
04/29/2026

When you think of “saving for a rainy day,” you probably think about saving money in case of an emergency. But did you know that the same idea applies to investing time and money to ensure your team’s benefits meet their needs?

When your team experiences a “rainy day,” strong benefits coverage can ensure that your team has the flexibility, coverage, and savings that they need to weather any storm.

That’s where we come in. We’re here to help make sure your team is protected in case of a “rainy day.” Give us a call, and we can connect. Let's make sure your team is protected when it matters most.

Financially planning for college doesn’t have to be overwhelming. There are several financial tools designed specificall...
04/24/2026

Financially planning for college doesn’t have to be overwhelming. There are several financial tools designed specifically to help families prepare. Swipe through for an overview of key options available to parents and guardians.

If college is far off for a child in your life, these savings options can be incredibly helpful when the time comes for them to attend school. In the meantime, however, if you have questions about investing or your financial strategy, don’t hesitate to reach out. We are here for you.

04/22/2026

April is a month of fresh energy and intention. The new season brings longer days, renewed motivation, and a great opportunity to take a closer look at the habits that shape our personal and professional lives.

This month’s quote is a reminder that excellence isn’t something we achieve once; it’s something we practice over time. Small, consistent actions lead to big results.

So, as you move through April, ask yourself: What habit are you committed to building (or rebuilding) this month? Let us know in the comments. We’d love to cheer you on!

April has us caught in that seasonal in-between. Some of us are soaking up every sign of spring, while others are alread...
04/20/2026

April has us caught in that seasonal in-between. Some of us are soaking up every sign of spring, while others are already dreaming of summer days.

So, we’re curious which camp you are in. Are you savoring spring or wishing for summer?

🌸Vote savoring spring
☀️Vote wishing for summer

Drop your pick in the comments. We’re curious to see which one takes the win this month!

April is Financial Literacy Month, an important time to ensure your team knows the ins and outs of their 401(k) plans. R...
04/17/2026

April is Financial Literacy Month, an important time to ensure your team knows the ins and outs of their 401(k) plans. Research shows that a significant number of employees don't fully understand the retirement plan offered by their employer.

So, with that in mind, our team wanted to share several key definitions of 401(k) terms. Swipe through for more information.

We hope your team finds this resource helpful. As always, if you have any questions about your team’s plan or want to talk through communication strategies, don’t hesitate to reach out. We're happy to help.

Money Smart Week is a great time to refocus on the financial decisions that build long-term wealth. After all, thoughtfu...
04/15/2026

Money Smart Week is a great time to refocus on the financial decisions that build long-term wealth. After all, thoughtful planning today helps protect both lifestyle and legacy tomorrow. Swipe to learn a few key smart money moves.

If you'd like to explore which smart money moves make sense for your situation, our team is here to help. Give us a call today.

This Financial Literacy Month, we are here to remind you that when you take the time to understand your finances, the be...
04/13/2026

This Financial Literacy Month, we are here to remind you that when you take the time to understand your finances, the benefits go far beyond just dollars and cents. Improved money habits, better debt decisions, and increased confidence in your day-to-day choices are just a few of the ways financial literacy can benefit you. Swipe through to learn more.

Want to discuss your unique financial goals with one of our professionals? Call us today to schedule an appointment.

April is a month of transformation, reminding us that hard work can often grow into something beautiful. This month, we’...
04/10/2026

April is a month of transformation, reminding us that hard work can often grow into something beautiful. This month, we’re spotlighting one couple’s decades-long journey to restore and transform a piece of history, brick by brick.

In North Yorkshire, Mark and Carol Benson spent 30 years lovingly restoring a forgotten train station. What was once a derelict depot is now “The Old Station” — a one-of-a-kind destination where visitors can stay overnight in converted first-class train cars or a cozy cottage that was once a ticket office. They even salvaged original bricks from old buildings on the site to preserve its history.

Their story is proof that passion, patience, and a whole lot of dedication can bring even the most abandoned places back to life. Here’s to the dreamers and doers who remind us that with enough heart, anything can be transformed into something truly extraordinary.

Read the full story here: https://www.goodnewsnetwork.org/couple-spends-30-years-restoring-historic-train-station-for-lodgers-to-stay-amidst-its-former-glory/

April is Financial Literacy Month, and what better time to emphasize the importance of understanding how to manage, prot...
04/09/2026

April is Financial Literacy Month, and what better time to emphasize the importance of understanding how to manage, protect, and grow your money? Financial literacy can help you feel more informed, confident, and prepared for what’s ahead, like paying down debt or planning for retirement. Swipe through to learn more.

If you would like to discuss your financial strategy, give us a call. We are here to help.

04/06/2026

As April unfolds, we're reminded that this season is all about quiet strength and fresh beginnings. 🌸

Growth doesn’t always look the same for everyone; sometimes it’s loud and proud, and other times it’s quiet and steady. No matter where you find yourself this month, growing with grace can help you move forward with purpose and peace.

Here’s to embracing change, nurturing what matters, and showing up with grace right where you are.

What are you hoping to grow or cultivate this April? Share with us in the comments!

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