The Payne Walker Collective

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The Payne Walker Collective Payne Walker Collective
Branch NMLS #2587307
Corporate NMLS #832799
Equal Housing Lender
https://www.nmlsconsumeraccess.org/

Payne Walker Collective - Branch NMLS #2587307- Licensed in AZ. Corporate NMLS #832799
Equal Housing Lender
https://www.nmlsconsumeraccess.org/

Direct Mortgage Loans (DML) is a privately owned and operated licensed direct mortgage lender located in Hunt Valley, Maryland. Our company focus is centered upon industry best practices, responsible lending, and courteous service. Our mission drives us to be committed to providing outstanding mortgage solutions and creating lifelong relationships with our clients and each other. Our vision is to be the mortgage industry leader in innovation and customer experience, by retaining the values of effective proactive, and respectful communication that fosters teamwork, transparency, and accountability to our clients, partners, and each other. A solution-focused positive attitude drives extraordinary results!

🍂 Fall into Homeownership This November! 🏡Think buying a home has to wait until spring? Not necessarily!November can be ...
11/03/2026

🍂 Fall into Homeownership This November! 🏡

Think buying a home has to wait until spring? Not necessarily!

November can be a great time to start your homebuying journey, and getting prepared now can put you in a stronger position when you find the right home.

🍁 3 things every borrower should know:

1. Get pre-approved early. Know your estimated budget and understand what you may qualify for before you start house hunting.

2. Don't focus on the interest rate alone. Your monthly payment can also include property taxes, homeowners insurance, mortgage insurance, and HOA dues.

3. Avoid big financial changes. Opening new credit cards, financing a vehicle, or making large unexplained deposits can complicate your mortgage approval.

🏡 Your dream home doesn't have a season. Let's make a plan to get you one step closer to homeownership!

Go Direct.

🎃Buying a home doesn't have to be scary! 👻Forget the tricks- we're here to help you find the treats when it comes to hom...
10/31/2026

🎃Buying a home doesn't have to be scary! 👻

Forget the tricks- we're here to help you find the treats when it comes to home financing!

Whether you're purchasing your first home, upgrading to your dream home, or exploring refinancing options, our team is here to make the mortgage process a little less spooky.

Wishing you a safe and Happy Halloween!🕸

Boo! 👻 I know the market is scary, but for the next 24-48 hours remember this; Halloween wont fall on a Saturday again u...
10/30/2026

Boo! 👻

I know the market is scary, but for the next 24-48 hours remember this; Halloween wont fall on a Saturday again until 2037...Take the risk and spend time with friends and neighbors, let the kids stay up late and eat all the candy they want. Weve got 11 years to recover. Make it a memorable one!

Happy Halloween! 🎃 🦇💀

Must-See Open Houses This Weekend! 🏡Attention, future homeowners! If you’re dreaming of finding your perfect space, this...
10/30/2026

Must-See Open Houses This Weekend! 🏡

Attention, future homeowners! If you’re dreaming of finding your perfect space, this weekend is the time to explore! I’ve rounded up some of the best open houses happening in the area—whether you’re looking for your first home, upgrading, or just browsing for inspiration, these homes are worth a visit.

✨ Why stop by?
✔️ Get a feel for what’s available in your price range
✔️ Explore neighborhoods you’re considering
✔️ Visualize your future dream home

𝐁𝐮𝐭 𝐛𝐞𝐟𝐨𝐫𝐞 𝐲𝐨𝐮 𝐬𝐭𝐚𝐫𝐭 𝐡𝐨𝐮𝐬𝐞-𝐡𝐮𝐧𝐭𝐢𝐧𝐠, 𝐥𝐞𝐭’𝐬 𝐦𝐚𝐤𝐞 𝐬𝐮𝐫𝐞 𝐲𝐨𝐮’𝐫𝐞 𝐫𝐞𝐚𝐝𝐲 𝐭𝐨 𝐛𝐮𝐲!
Getting prequalified is the first step in the journey to homeownership. Knowing what you can afford helps narrow down your options and gives you a stronger position when it’s time to make an offer.

📩 DM me today to get prequalified or to chat about your goals. I’m here to make the process simple and stress-free so you can walk into these open houses with confidence.
🔑 Let’s turn those “just looking” moments into “welcome home!” moments!

🏡 Don’t wait for the market. Make your move!Success in today’s market isn’t about waiting for opportunities—it’s about c...
10/28/2026

🏡 Don’t wait for the market. Make your move!

Success in today’s market isn’t about waiting for opportunities—it’s about creating them! 🚀

Join DML Mortgage + Navi Title for a Lunch & Learn designed to help real estate agents take action, build stronger habits, and grow their business.

📅 Thursday, November 5
⏰ 12:00–1:00 PM
📍 Press Coffee | Jerry Conference Room
365 E. Germann Rd., Gilbert, AZ

Come ready to learn, collaborate, and leave with actionable strategies you can put to work the very next day!

🔗 Register today! Scan the QR code or visit https://luma.com/navi-h81q

ArizonaRealEstate RealtorSuccess

We love highlighting the local businesses that help make our community thrive. Be sure to check them out and show some l...
10/27/2026

We love highlighting the local businesses that help make our community thrive. Be sure to check them out and show some local love!


Congrats to Leilani for being recognized as a TOP LOAN PARTNER at DML! We are so lucky to have your team and appreciate ...
10/26/2026

Congrats to Leilani for being recognized as a TOP LOAN PARTNER at DML! We are so lucky to have your team and appreciate all your hard work!

Congrats to Kirsten for being recognized as a TOP LOAN PROCESSOR at DML! We are so lucky to have your team and appreciat...
10/26/2026

Congrats to Kirsten for being recognized as a TOP LOAN PROCESSOR at DML! We are so lucky to have your team and appreciate all your hard work!

Address

365 E Germann Road, Suite 301
Gilbert, AZ
85297

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