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Monday 9am - 9pm Tuesday 9am - 9pm Wednesday 9am - 9pm Thursday 9am - 9pm Friday 9am - 9pm Saturday 10am - 6pm Sunday 10am - 6pm

Andrew Eckstut, Mortgage Lender NMLS #218196

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United States
Philadelphia, PA
Andrew Eckstut, Mortgage Lender NMLS #218196

Since the beginning, our goal has been to connect our clients with their best interest by improving the experience of managing their finances and housing needs. Today, our position as a direct mortgage lender, insurance agent to the leading insurance companies, and registered investment advisers with the most caring, experienced professionals in the industry enables us to do just that. We're proud

to offer:

Mortgages with low market rates, 72-hour commitments, and 7-day closings
Customized investment management and financial advisory services that help you meet your goals with minimal fees and maximal comfort
Insurance services that find you the best rate for your coverage, at no extra cost to you
We love working with our clients, and know you'll love working with us, too.

09/08/2026

🏡 𝗙𝗼𝗿 𝘁𝗵𝗲 𝗪𝗲𝗲𝗸 𝗼𝗳 𝗦𝗲𝗽𝘁𝗲𝗺𝗯𝗲𝗿 𝟳, 𝟮𝟬𝟮𝟲

𝗟𝗮𝘀𝘁 𝗪𝗲𝗲𝗸'𝘀 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗥𝗲𝗰𝗮𝗽: 𝗥𝗮𝘁𝗲𝘀 𝗺𝗼𝘃𝗲𝗱 𝗵𝗶𝗴𝗵𝗲𝗿 👎
Mortgage rates continued to creep higher last week, helped along by rising oil prices and markets pricing in a possible Fed rate hike this month after Fed Chair Warsh's comments in Jackson Hole and stronger-than-expected jobs data.

𝗧𝗵𝗶𝘀 𝗪𝗲𝗲𝗸'𝘀 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗙𝗼𝗿𝗲𝗰𝗮𝘀𝘁: 𝗥𝗮𝘁𝗲𝘀 𝗰𝗼𝘂𝗹𝗱 𝘄𝗼𝗿𝘀𝗲𝗻 👎
This week features a focus on inflation, and if it comes in higher than expected it will pressure rates higher. Rates will also be influenced by oil prices, which continue to rise. It looks likely that mortgage rates will continue to creep higher unless something unforeseen happens this week.

📈 𝗪𝗵𝗮𝘁’𝘀 𝗮𝗳𝗳𝗲𝗰𝘁𝗶𝗻𝗴 𝗿𝗮𝘁𝗲𝘀 𝘁𝗵𝗶𝘀 𝘄𝗲𝗲𝗸:
• The Fed: Mortgage rates currently reflect about a 60% chance of a Fed rate hike this month, and if inflation comes in hot, that could increase. Mortgage rates rise ahead of actual Fed rate hikes, so if markets anticipate a hike after this week's data, it will push mortgage rates higher to end the week.
• Inflation data: Wholesale inflation data comes out on Thursday, with consumer inflation data on Friday. If inflation comes in hotter than expected, it could push mortgage rates up to end the week.
• Oil: If oil prices continue to rise this week, it will pressure mortgage rates higher.

09/06/2026

New 5.0-star Review: "Andrew Eckstut was an amazing realtor! He was professional, knowledgeable, responsive, and went above and beyond throughout the entire process. He made everything smooth and stress-free, and I truly appreciate his dedication. I highly recommend Andrew to anyone looking for a realtor who genuinely cares about his clients!"

09/05/2026

New 5.0-star Review: "Andrew and his team are amazing! They made my first home-buying experience entirely seamless and efficient. After a sudden lender switch, their expertise allowed me to successfully close in under 10 days! The team’s responsiveness was unmatched, with all questions answered within the hour. Beyond their efficiency, they were approachable, easy to communicate with, and deeply personable. They have set a new benchmark for excellence, and I highly recommend their services to anyone looking for a smooth process."

09/02/2026

😎 🍉 𝗛𝗮𝘃𝗲 𝗳𝘂𝗻 𝘁𝗵𝗶𝘀 𝘄𝗲𝗲𝗸𝗲𝗻𝗱! 🚤 🍦

09/02/2026

New 5.0-star Review: "Andrew and his team were awesome in helping me throughout the whole process of securing a mortgage loan very knowledgeable and professional"

09/02/2026

New 5.0-star Review: "Andrew was always available, helpful, responsive, supportive, and did everything needed to get us pre-approval and loan approval exactly when needed. Very knowledgeable and easy to work with."

09/02/2026

New 5.0-star Review: "Andrew and his team are a dream to work with when purchasing your home. They’re attentive to your needs and are readily available to answer any questions or concerns you may have. Andrew really puts you first when home buying. I highly recommend Andrew and his team when purchasing your new home."

09/02/2026

New 5.0-star Review: "★★★★★ Andrew was fantastic to work with throughout the entire mortgage process. He was professional, knowledgeable, responsive, and always available whenever we had questions. He explained everything clearly, kept us informed at every step, and made the whole process smooth and stress-free. What I especially appreciated was Andrew’s attention to detail and willingness to help whenever something needed to be handled quickly. We always felt that he was looking out for us and making sure everything stayed on track through closing. It was truly a pleasure working with Andrew, and I would absolutely recommend him to anyone looking for a reliable and trustworthy mortgage lender. Thank you, Andrew, for all your help and for such a great experience!"

08/31/2026

🏡 𝗙𝗼𝗿 𝘁𝗵𝗲 𝗪𝗲𝗲𝗸 𝗼𝗳 𝗔𝘂𝗴𝘂𝘀𝘁 𝟯𝟭, 𝟮𝟬𝟮𝟲

𝗟𝗮𝘀𝘁 𝗪𝗲𝗲𝗸'𝘀 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗥𝗲𝗰𝗮𝗽: 𝗥𝗮𝘁𝗲𝘀 𝘀𝗹𝗶𝗴𝗵𝘁𝗹𝘆 𝘄𝗼𝗿𝘀𝗲 👎
Rates have been pretty stable this month but ended last week near their highest levels. Most borrowers wouldn't see a change in rate, but may see a difference in the credit or points needed to get that rate.

𝗧𝗵𝗶𝘀 𝗪𝗲𝗲𝗸'𝘀 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 𝗥𝗮𝘁𝗲 𝗙𝗼𝗿𝗲𝗰𝗮𝘀𝘁: 𝗥𝗮𝘁𝗲𝘀 𝗰𝗼𝘂𝗹𝗱 𝘄𝗼𝗿𝘀𝗲𝗻 👎
Rates could move higher this week as oil prices rise on increased tensions in the Middle East and markets worry the Fed may hike rates at its next meeting. Any increase may be small, but it's tough to see rates moving much lower from here.

📈 𝗪𝗵𝗮𝘁’𝘀 𝗮𝗳𝗳𝗲𝗰𝘁𝗶𝗻𝗴 𝗿𝗮𝘁𝗲𝘀 𝘁𝗵𝗶𝘀 𝘄𝗲𝗲𝗸:
• The Fed: Fed Chair Warsh's Jackson Hole speech last week raised concerns that the Fed may hike rates as soon as the next Fed meeting in September to fight stubborn inflation. There is some concern the Fed may hike rates twice before the end of the year, despite upcoming midterm elections.
• Labor data: Several jobs reports come out this week, with Friday's BLS jobs report being the most important. The report will show how many jobs were created in August as well as the unemployment rate. Weak job numbers could help mortgage rates, while stronger numbers could increase the chances of a Fed rate hike in September.

08/26/2026

Starting a new job while buying a home? Here’s what I want you to know. 👇

Please talk to me before you put in your notice. 😅

Changing jobs doesn’t automatically mean you can’t buy a home, but the timing matters.

If you’re starting a new job, I’m going to need to know:

👉 When is your last day at your current job?
👉 When does the new job officially start?
👉 What will your new pay be?
👉 Are there any conditions you still have to complete?
👉 When are we planning to close?

Depending on your loan type, we may also need an offer letter and additional documentation before we can use that new income to qualify.

This is one of those situations where I’d much rather you call me before making the change than tell me after everything is already in motion. 😂

Changing jobs? Moving money around? Making a big purchase?

When you’re buying a home, keep your loan officer in the loop. A quick conversation can save us both a headache later. 🙌

Address

1214 North Front Street
Philadelphia, PA
19122

Opening Hours

Monday	9am - 9pm
Tuesday	9am - 9pm
Wednesday	9am - 9pm
Thursday	9am - 9pm
Friday	9am - 9pm
Saturday	10am - 6pm
Sunday	10am - 6pm

Telephone

+12154355706

Website

http://www.andreweckstutmortgage.com/

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