RateJab

RateJab Think of RateJab as your Mortgage Highway… connecting prospective homebuyers with multiple loan options… instantaneously! NMLS # 914363

RateJab is an online mortgage broker that is dedicated to matching our clients with the best wholesale lenders in the market. Our focus is on getting those searching for a mortgage matched with lenders who offer ideal loans for each client. Since every person looking to buy a home is in different financial situations, RateJab’s results are never the same. We treat every client differently based on their needs.

If you’ve been trying to follow rate headlines lately, a lot of it comes down to inflation, economic data, and what lend...
06/02/2026

If you’ve been trying to follow rate headlines lately, a lot of it comes down to inflation, economic data, and what lenders expect next.

Mortgage rates are shaped by a mix of inflation, economic conditions, bond markets, and central bank decisions, which is why they can shift so quickly from month to month. This article breaks down some of the biggest factors lenders watch when setting borrowing costs and why buyers often feel the ef...

If your space has been feeling a little cold or overly minimal lately, this year’s design ideas are heading in the oppos...
06/01/2026

If your space has been feeling a little cold or overly minimal lately, this year’s design ideas are heading in the opposite direction.

More designers are moving away from ultra-minimal spaces and leaning into homes that feel warmer, softer, and more lived in. Richer colours, layered textures, vintage pieces, and comfortable layouts are showing up everywhere right now, especially in spaces people actually use every day. It’s less ...

If you’ve been waiting until you have 20% saved, it may be worth looking at what financing options are actually availabl...
05/29/2026

If you’ve been waiting until you have 20% saved, it may be worth looking at what financing options are actually available.

A lot of buyers still assume they need a 20% down payment, but that’s not always the case. Many loan programs allow qualified buyers to get into a home with much less upfront. In 2026, more buyers are taking advantage of those options to make homeownership happen sooner. If you’ve been putting o...

Smart layouts, vertical gardening, and multi-functional pieces can make small yards feel spacious and purposeful
05/28/2026

Smart layouts, vertical gardening, and multi-functional pieces can make small yards feel spacious and purposeful

Small yards demand intentional design to balance function and beauty. Techniques like square-foot gardening, vertical planting, and using tiered or stackable planters help maximize growing potential without overcrowding. Even narrow areas, such as side yards, can become lush pathways or compact seat...

The SPDR S&P Homebuilders ETF returned just 5% since early 2025, underscoring stagnant industry performance.
05/26/2026

The SPDR S&P Homebuilders ETF returned just 5% since early 2025, underscoring stagnant industry performance.

Three major U.S. homebuilders reported first-quarter 2026 results showing industry-wide revenue and margin declines, but D.R. Horton stood out with the smallest sales drop and strongest order growth. Pulte and NVR suffered double-digit revenue declines, while D.R. Horton’s orders rose 11% year ove...

WalletHub scored each city on a 100-point scale, with higher scores reflecting greater affordability.
05/25/2026

WalletHub scored each city on a 100-point scale, with higher scores reflecting greater affordability.

Flint, Michigan, once closely linked with the auto industry, ranks as the nation's most affordable real estate market, according to a new analysis from WalletHub. The personal finance site based its findings on 10 factors, putting the heaviest weight on the ratio of median home prices to household i...

If you’re shopping for a home, this is a good reminder that even small mortgage rate moves can change the monthly paymen...
05/22/2026

If you’re shopping for a home, this is a good reminder that even small mortgage rate moves can change the monthly payment pretty quickly.

Mortgage rates moved up again, reaching their highest level in about five weeks, according to CNBC. That doesn’t mean buyers are out of the market, but it does make the payment math more important. A small rate change can affect what feels comfortable month to month, especially when home prices an...

This May specifically, could be a smart time to get started, as the product has unique advantages in today's economic en...
05/21/2026

This May specifically, could be a smart time to get started, as the product has unique advantages in today's economic environment. Below, we'll detail three advantages worth knowing now.

News in late April that the Federal Reserve was keeping interest rates on hold once again, and not proceeding with a rate cut that would benefit millions, wasn't unexpected. But it was still a disappointing development for many, especially seniors and older adults who have been contending with eleva...

With vacation home demand cooling and 23% of listings seeing price cuts, buyers may find better entry points for income ...
05/19/2026

With vacation home demand cooling and 23% of listings seeing price cuts, buyers may find better entry points for income properties.

Average mortgage rates for second homes stand at about 7.03%, roughly 0.25% to 0.50% higher than primary residences. Still, retirees in high-demand areas are renting properties to cover mortgages, HOA dues, and management fees, sometimes generating extra profit. Experts stress treating the venture l...

The median new construction home sold for $387,400 in March, the lowest level in nearly five years. Prices have fallen 6...
05/18/2026

The median new construction home sold for $387,400 in March, the lowest level in nearly five years. Prices have fallen 6.2% in the last year, even as older homes are still slowly appreciating.

The price relief for new construction buyers comes as builders continue to adjust to the housing market’s affordability problem. Many are slashing prices to compete in high-supply markets in the Southeast and Mountain West, and building smaller homes with simpler finishes that are in reach for mor...

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