RateJab Think of RateJab as your Mortgage Highway… connecting prospective homebuyers with multiple loan options… instantaneously! NMLS # 914363

RateJab is an online mortgage broker that is dedicated to matching our clients with the best wholesale lenders in the market. Our focus is on getting those searching for a mortgage matched with lenders who offer ideal loans for each client. Since every person looking to buy a home is in different financial situations, RateJab’s results are never the same. We treat every client differently based on their needs.

By understanding the typical reasons contractors vanish and knowing how to handle it, you can protect your rights, finan...
09/01/2026

By understanding the typical reasons contractors vanish and knowing how to handle it, you can protect your rights, finances, and sanity.

“Ghosting is almost never the first thing that goes wrong on a project. It’s usually the last and a result of a communication failure that starts long before the silence does,” explains Michael Gerstle, partner at Gerstle Snelson, LLP, a construction law firm in Dallas.

Applications to refinance a home loan rose 5% for the week but were 22% lower than the same week one year ago.
08/28/2026

Applications to refinance a home loan rose 5% for the week but were 22% lower than the same week one year ago.

Total mortgage application volume rose 3.6% last week compared with the previous week, according to the Mortgage Bankers Association’s seasonally adjusted index.

If a move has been on your mind, Philadelphia’s latest numbers are a good reminder that market conditions can create opp...
08/27/2026

If a move has been on your mind, Philadelphia’s latest numbers are a good reminder that market conditions can create opportunities for sellers who are ready to make a change.

If you own a home around Philadelphia, the latest market update offers some encouraging perspective. Home values have continued to show resilience even as housing conditions shift elsewhere in the country. For anyone who bought several years ago, that could mean meaningful equity has built up along....

According to a recent survey by Platinum Home Builders & Design, the friction is real: 37% of homeowners regret buying i...
08/25/2026

According to a recent survey by Platinum Home Builders & Design, the friction is real: 37% of homeowners regret buying in an HOA community, and 64% say their HOA causes some level of day-to-day stress.

It's understandable that homeowners associations can cause some consternation. HOAs govern the rules of a community, from landscaping standards to exterior paint colors, and enforce them through fees and fines that homeowners have little choice but to pay.

If high home prices have you thinking about where your money could go further, there are still U.S. cities combining rel...
08/24/2026

If high home prices have you thinking about where your money could go further, there are still U.S. cities combining relatively affordable housing with solid job opportunities.

If affordability is a big part of where you’d consider living, this list offers some interesting places to explore. From Huntsville and Knoxville to Omaha, Buffalo, Wichita and San Antonio, these U.S. cities pair comparatively affordable housing with employment opportunities across industries like...

Only you can decide whether a home is worth the investment, but one way to know for sure is to get to know the neighborh...
08/18/2026

Only you can decide whether a home is worth the investment, but one way to know for sure is to get to know the neighborhood you're buying into.

How to best approach them can be tricky, but when done correctly, it's the most effective way to uncover hidden insights that can seal the deal or raise red flags on buying a home nearby.

If retirement is on your mind, where you live can make a real difference in your health, happiness, budget, and daily ro...
08/17/2026

If retirement is on your mind, where you live can make a real difference in your health, happiness, budget, and daily routine.

Kiplinger looks at retirement through a lifestyle lens, comparing states on health, happiness, cost of living, insurance, and life expectancy. Utah stands out for retiree happiness, Minnesota ranks highly for senior health care, West Virginia gets attention for lower living costs, and Hawaii scores....

First-time buyers need local math, not national guesses, because rent, prices, appreciation, and loan costs vary so much...
08/13/2026

First-time buyers need local math, not national guesses, because rent, prices, appreciation, and loan costs vary so much by city.

This article compares renting versus buying across 136 U.S. cities, using FHA-style ownership costs, local rents, and recent price appreciation. The big takeaway is that buying came out ahead in 41% of the cities studied, while renting still made more sense in the rest. That’s a helpful reminder f...

Buyers usually gain more negotiating power when there are more homes to choose from and fewer competing offers on each p...
08/11/2026

Buyers usually gain more negotiating power when there are more homes to choose from and fewer competing offers on each property.

Real estate markets are always changing, and it can be difficult to know when conditions are starting to favor buyers. This article walks through some of the common signs, including rising inventory, slower sales, price reductions, and increased negotiating room. Every market is different, but under...

You may have a good reason to refinance beyond chasing a lower rate, including removing mortgage insurance, changing you...
08/07/2026

You may have a good reason to refinance beyond chasing a lower rate, including removing mortgage insurance, changing your loan term, or creating more predictable payments.

Refinancing can help with more than lowering your interest rate, but the numbers need to fit your plans. This guide walks through common situations such as reducing your payment, shortening or extending the loan term, removing mortgage insurance, funding renovations, and switching from an adjustable...

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