Jiby M Thomas, Mortgage Lender: Purchase/Refinance

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United States
Parsippany, NJ
Jiby M Thomas, Mortgage Lender: Purchase/Refinance

Senior Loan Originator - NMLS 1793429
Licensed States: https://kwikmtg.com/state-licenses/ Apply in minutes, Close in days! Call me @ 914-573-1616

10/30/2026

🎃🦇 Wishing You a Spooktacular Halloween! 🏡✨

May your Halloween be filled with sweet treats, spooky surprises, unforgettable memories, and the warmth and happiness of home! 🧡

Wishing you and your loved ones a safe, fun-filled, and Happy Halloween! 🎃👻

🏡 From our home to yours, Happy Halloween!

10/20/2026

🏹 Happy Dussehra! ✨🌼

May this festive occasion remind us that truth, courage, kindness, and integrity can overcome every challenge.

Let’s celebrate the triumph of good over evil, embrace positivity, and welcome new beginnings with hope and optimism.

Wishing you and your loved ones happiness, peace, prosperity, and success! 🌸🎆

10/19/2026

Wishing you and your loved ones a joyful and happy Navratri! ✨🌸

May these beautiful nine nights inspire strength, wisdom, positivity, happiness, and prosperity in our lives. May this festive season bring new beginnings, lasting peace, cherished moments with family and friends, and a spirit of unity, respect, and togetherness.

Wishing everyone a wonderful Navratri filled with joy, hope, and positive energy! 🪔🌺

10/07/2026

🏠🌎 FOREIGN NATIONAL MORTGAGE PROGRAM
Are you a noncitizen looking to invest in U.S. real estate? 🇺🇸
Kwik Mortgage offers financing options for qualified Foreign National investors, including:
✅ Up to 75% LTV
✅ Loans up to $2 Million
✅ Bank Statement, Asset Qualifier & DSCR options
✅ Gift funds accepted
✅ 1–4 unit properties & condos
✅ Condotels allowed
✅ Second homes & investment properties
Your U.S. real estate investment journey can start here!
📲 Contact Jiby Thomas
Senior Loan Originator | NMLS #179329
☎️ (914) 573-1616
📧 [email protected]
Let's discuss your financing options today!

10/01/2026

Grateful for feedback like this.

Thank you, Yemod, for trusting me and the Kwik Mortgage team throughout your loan process. Clear communication, consistent support, and keeping borrowers informed every step of the way are always priorities for me.

It was a pleasure helping you through the process, and I truly appreciate your kind words and confidence in our team.

09/30/2026

🏡 Bank Statement Mortgage — A Solution for Self-Employed Borrowers

Self-employed and finding it challenging to qualify for a traditional mortgage based on tax-return income?

A Bank Statement Loan may provide an alternative solution by using your business or personal bank statements to help document qualifying income.

Program Highlights: ✅ 12 or 24 months of business or personal bank statements
✅ Up to 90% LTV with no mortgage insurance
✅ Variable expense factors that may help maximize qualifying income
✅ Loan amounts up to $4 million
✅ Available for primary residences, second homes & investment properties
✅ Interest-only options available
✅ Minimum 2 years of self-employment required

If you're self-employed and planning to buy, refinance, or invest in real estate, let's discuss whether a Bank Statement program may fit your situation.

📞 Jiby Thomas | Senior Loan Originator
NMLS #179329
📱 (914) 573-1616
📧 [email protected]

Kwik Mortgage | NMLS #138075

09/24/2026

Reviews like this mean a great deal to me.🤝

Suneetha, thank you for trusting me and our team with your refinance. Every borrower’s situation is different, and I believe it’s important to take the time to review the numbers, explain the available scenarios, and help clients understand the options in front of them.

I’m also grateful to Tejas Shah and Kashyap Joshi for keeping everything organized and moving forward throughout the process.
Being able to complete the refinance in less than three weeks, while making the closing more convenient with a mobile notary, made this one especially rewarding.

Thank you again, Suneetha, for the kind words and recommendation. It was a pleasure working with you.

09/22/2026

One of the most important parts of my job is making sure clients understand their options and never feel rushed into a mortgage decision.

I’m especially grateful for this review because that’s exactly what this client experienced—from working through their rate-lock options and concerns together to maintaining consistent communication all the way through an on-time closing.

A big thank you to Tejas as well for staying ahead of the documentation and being there to answer questions throughout the process. Mortgage lending is a team effort, and having the right people involved makes a meaningful difference.

Thank you for trusting me and the Kwik Mortgage team with your home financing. It was a pleasure helping you through the process!

09/22/2026

09/16/2026

🏠 1099 EARNER? YOUR HOMEOWNERSHIP DREAMS ARE WITHIN REACH!

Are you self-employed or earning income through 1099s? At Kwik Mortgage, we have loan solutions designed to help eligible 1099 borrowers move closer to homeownership! 🔑

✨ 1099 Income Loan Highlights:
✔️ No tax returns required for qualifying 1099-only borrowers
✔️ Loans up to $3 Million
✔️ Up to 90% LTV
✔️ Two-year 1099 history required
✔️ First-time homebuyers welcome

Whether you're buying your first home, upgrading, or exploring an investment property, let's find the right financing path for you!

📲 Contact Jiby Thomas today!

📞 +1 (914) 573-1616
📧 [email protected]
🏢 Kwik Mortgage | Parsippany, NJ

Your goals. Your future. Your mortgage solution. 🏡

Eligibility, program guidelines, and loan terms apply. Contact us for details.

Address

959 US-46 #401
Parsippany, NJ
07054

Website

http://www.kwikmtg.com/

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