Jiby M Thomas, Mortgage Lender: Purchase/Refinance

Home
United States
Parsippany, NJ
Jiby M Thomas, Mortgage Lender: Purchase/Refinance

Senior Loan Originator - NMLS 1793429
Licensed States: https://kwikmtg.com/state-licenses/ Apply in minutes, Close in days! Call me @ 914-573-1616

09/07/2026

Celebrating the hardworking people who build, serve, protect, and strengthen our communities every day. 🇺🇸

This Labor Day, we recognize the dedication, commitment, and perseverance of workers across the country who help create stronger homes and brighter futures.

Wishing everyone a safe and Happy Labor Day!

09/04/2026

On the joyous occasion of Janmashtami, wishing you and your loved ones happiness, peace, and abundant blessings. 🙏

May Lord Krishna’s grace guide us toward positivity, prosperity, and harmony, and may every home be filled with love and joy.

Happy Janmashtami!

09/02/2026

🏢 Unlock Your Next Investment Property with a DSCR Loan

Investors — your property’s cash flow can help you qualify for financing.

With DSCR (Debt Service Coverage Ratio) Loans, qualification is based primarily on the property’s cash flow, rather than traditional personal income documentation.

Key program highlights: ✅ Up to 85% LTV
✅ Loans up to $2 Million
✅ Short-term rentals allowed
✅ Credit scores starting at 660
✅ Properties can be held in an LLC
✅ Non-warrantable condos allowed
✅ No limit on the total number of properties
✅ No personal income or employment required
✅ Purchase, cash-out or rate-term refinance options
✅ 40-year fixed-rate interest-only option available

Whether you're purchasing your first investment property or expanding your portfolio, let's explore how a DSCR loan can help you grow.

📞 Jiby Thomas | Senior Loan Originator
NMLS #179329
📱 +1 (914) 573-1616
📧 [email protected]
🌐 www.kwikmtg.com
📍 959 Route 46 East, Suite 401, Parsippany, NJ 07054

Let’s turn your investment property’s cash flow into your next opportunity.

08/27/2026

Feedback like this is incredibly rewarding.

Thank you, Sudheesh, for trusting me and our team at Kwik Mortgage with your home-buying journey. My goal is always to make the mortgage process easier to understand, keep things moving smoothly, and ensure my clients feel supported at every step.

I'm grateful to have had the opportunity to guide you through such an important milestone. Congratulations on your home, and thank you for the kind words!

08/26/2026

Wishing everyone a joyful and prosperous Thiru Onam! 🌸🌿

May this beautiful celebration bring happiness, togetherness, abundance, and new beginnings to you and your loved ones. May your Onam be filled with cherished moments, laughter, and the warmth of family and friends.

Happy Thiru Onam! 🌼✨

08/16/2026

Atham 1 🌼 | Onam Season Begins!

The Onam season is here! 🌿✨ Let’s welcome Atham 1 with the spirit of joy, prosperity, togetherness, and new beginnings.

May this beautiful season bring happiness, success, peace, and prosperity to you and your loved ones.

Wishing everyone a joyful, blessed, and prosperous Onam! 🌸🌿💛

08/15/2026

Freedom gives us the confidence to dream, grow, and build a brighter future.

On this Independence Day, celebrating the joy of family, togetherness, and the special feeling of home.
Wishing everyone a proud and joyful Happy Independence Day!

07/23/2026

Receiving feedback like this is what makes this profession so rewarding.

Thank you, Sherin, for your kind words and for trusting me with such an important milestone. Buying a home is one of life's biggest decisions, and my goal is always to make the mortgage process as clear, responsive, and stress-free as possible.

I'm grateful that I had the opportunity to guide you through each step and help ensure everything came together smoothly for a successful, on-time closing.

Congratulations on your new home! Wishing you and your family many wonderful memories in this new chapter. Thank you again for your trust, recommendation, and the opportunity to be part of your homeownership journey.

07/21/2026

Helping my clients secure their new home—even with tight timelines and complex documentation—is always incredibly rewarding.

Thank you, Jithesh, for trusting me and my team throughout your home-buying journey. I truly appreciate your kind words and five-star review!

07/04/2026

Freedom opens new doors. 🇺🇸

This Independence Day, we celebrate 250 years of American independence and the opportunity to build a future, a family, and a place to call home.

Wishing you and your loved ones a safe, joyful, and memorable Fourth of July!

— Jiby Thomas, Kwik Mortgage

Address

959 US-46 #401
Parsippany, NJ
07054

Website

http://www.kwikmtg.com/

Alerts

Be the first to know and let us send you an email when Jiby M Thomas, Mortgage Lender: Purchase/Refinance posts news and promotions. Your email address will not be used for any other purpose, and you can unsubscribe at any time.

Contact The Business

Send a message to Jiby M Thomas, Mortgage Lender: Purchase/Refinance:

Want your business to be the top-listed Finance Company in Parsippany?