Millenium Home Mortgage LLC

10/13/2026

A Non-Qualified Mortgage (Non-QM) is a type of home loan designed for borrowers who don't fit the strict rules of a standard "Qualified Mortgage". The loan is tailored to be customized to a persons unique personal finacial situation. Please reach out to one of our Loan Officers if you are person that matches for this type of Loan!

10/08/2026

The newly advanced Bucco Bill aims to modernize New Jersey's mortgage landscape by allowing qualified loan originators to work remotely under strict data security guidelines. By cutting through outdated administrative red tape, this legislation paves the way for a more flexible, efficient, and responsive mortgage process for local homebuyers. To read more click the article link below. Any homebuyers currently browsing the market right now please reach out to our Loan Officers for expert guidance and support.

TRENTON, N.J. — Legislation sponsored by state Sen. Anthony M. Bucco (R-Morris, Passaic) that would allow certain mortgage professionals in New Jersey to work remotely has advanced out of the …

10/06/2026

Contact our Loan Officers today if you are interested in getting a Prewritten Approval!

10/02/2026

Recent shifts in the housing market are sparking conversation as buyers and sellers navigate a complex landscape defined by persistent home prices and elevated mortgage rates. While affordability challenges continue to keep transaction volumes low, market watchers are closely tracking whether changing economic factors could finally unlock more inventory. Understanding these evolving trends is essential for anyone looking to buy, sell, or refinance in today's unique market environment please contact our company Loan Officers for expert advice. To read more of the article the link is below.

Five cities west of the Mississippi have highest rates of home price reductions

09/29/2026

In a landscape of rising interest rates, these First Time Home Buyer programs keep our company and Loan Officers highly competitive. If you are currently browsing the housing market, please reach out to our Loan Officers to learn if you are able to qualify.

09/17/2026

Navigating a non approved condo due to HOA lawsuits or low reserves can be tricky, but it doesn't have to block your path. With a 20% down payment, lenders can offer you normal, standard interest rates despite those HOA hurdles. Please contact our Loan Officer's today if you want to learn more about our various programs on Non-warrantable condos.

09/14/2026

Hello all, we here at Millenium Home Mortgage are expanding our operations and looking for a dedicated professional to take ownership of our investor delivery and suspense pipeline as our company’s Loan Shipper – Post Closing

What You Will Do: You will manage loans from funding to purchase, review closing document packages for completeness, resolve investor conditions, handle HUD and MERS registrations, and make sure funded loans are delivered accurately and purchased efficiently.

What You Bring: You have at least 2 years of mortgage post-closing experience, a track record of clearing suspense items. Demonstrated ownership of delivery, suspense, rebuttal processes, experience resolving investor exceptions and purchase delays, and proficiency with loan origination systems.

The role is flexible being completely US Based remote with the expectation of working EST hours. We also offer the flexible option of being onsite at our NJ Offices as well.

If interested, please send your resume to [email protected]

09/08/2026

Newark takes the crown as America's most competitive housing market according to recent data. The combination of urban revitalization, prime commuter access, and intense NYC spillover has transformed the area into a hotspot for buyers. Read the full breakdown by clicking on the link below. Additionally if you are currently looking at buying homes in Newark or elsewhere please reach out to one of our company loan officers.

In this city, nearly three in five homes sold above ask in May — the highest share of the nation’s 50 most populous metros.

09/04/2026

We will be closed this Monday due to the celebration of the holiday. Have a great weekend everyone see you Tuesday!

09/01/2026

Housing demand is cooling down a bit, but the broader market is holding steady rather than experiencing a dramatic drop. Inventory continues to see healthy, orderly growth while new listings and price adjustments remain balanced. Overall, market fundamentals are finding a stable balance for buyers and sellers alike. Anyone currently looking to venture into this market at this time please reach out to our Loan Officers for expert navigational advice.

With mortgage rates at 6.81%, new listings were 66,874 vs 63,762, inventory rose to 879,764, and price cuts were 42.10%.