Michael Munessar - Branch Manager - NMLS 50944

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Michael Munessar - Branch Manager - NMLS 50944 Personal NMLS50944
Branch NMLS2349350
Company NMLS3277

🏡 Homeownership may be closer than you think!✨ EQUO Down Payment Assistance offers eligible buyers up to 5% toward down ...
10/14/2026

🏡 Homeownership may be closer than you think!

✨ EQUO Down Payment Assistance offers eligible buyers up to 5% toward down payment or closing costs, with flexible credit requirements.

📞 Call me to learn more!

On an EQUO DPA FHA REPAYABLE 5%, 30-year fixed rate purchase with loan amount $392,755 [at 96.5% Loan-to-Value (LTV) with 3.5% down payment (refer below note) and FICO 720], at an interest rate 6.875% with $102 discount points (Annual Percentage Rate: 7.674%), you will be required to make 360 equal monthly payments of $2,580.12 (which includes principal and interest only, so your actual payment, including taxes, insurance, and other property charges, will be higher).
Note: 3.5% down payment and part of closing costs will be in the form of a “EQUO DPA 2ND REPAYABLE 5%” second lien of loan amount $20,000, which is 5% of the purchase price, is a 10-year term, 8.875% interest rate (Annual percentage rate: 8.879%), you will be required to make 120 equal monthly payments of $252. All EQUO DPA programs require 1% origination fee paid to Sun West. The rates are effective as of 07/15/2026 09:55 a.m. PT and subject to change without prior notice.

🏡 Homebuying can feel easier when you have the right options and guidance.Sun West combines a wide range of mortgage sol...
10/13/2026

🏡 Homebuying can feel easier when you have the right options and guidance.

Sun West combines a wide range of mortgage solutions with technology designed to make the journey more informed and manageable. ✨

📞 Call me to learn more today.

10/10/2026

🏡 Make home financing simpler for your clients.

Sun West combines a broad product suite with AI-powered processes to help keep loans moving forward. ✨

📞 Call me today to learn more!

For mortgage professionals only. Not for consumers.

🏡 Thinking about buying a home next year? Your preparation can start today!The right financial moves now could put you i...
10/08/2026

🏡 Thinking about buying a home next year? Your preparation can start today!

The right financial moves now could put you in a stronger position when you’re ready to make your move. 💰✨

Wondering what you should focus on before you start house hunting? 👀

👉 Read the blog now and discover 7 financial moves to make before buying a home with AngelAi®!

🔗 Read More: swmc.com/blog/homebuying/7-financial-moves-to-make-before-you-buy-a-home-734/

Ask Angel® and GET HOME

Need more flexibility when accessing your home equity? 🏡The 1st Lien HELOC Full Documentation or Bank Statement Program ...
10/06/2026

Need more flexibility when accessing your home equity? 🏡

The 1st Lien HELOC Full Documentation or Bank Statement Program offers eligible borrowers loan amounts up to $300,000 for primary residences, second homes, and investment properties. 🧾

📞 Call me to learn more!

On a 1st lien HELOC: Full Doc or Bank Statement Program, 30-year variable rate purchase with loan amount $560,000 (at 70% LTV with 30% down payment and FICO 720), at an interest rate 9.21% with $0 discount points (Annual Percentage Rate: 9.21%), you will be required to make 360 equal monthly payments of $4,590.76 (which includes principal and interest only, so your actual payment, including taxes, insurance, and other property charges, will be higher). The rates are effective as of 09/22/2026 04:20 p.m. PT and may be subject to change without notice.

A little more room to explore your options. 🏡The median U.S. listing price declined 1.3% year-over-year in August, givin...
10/05/2026

A little more room to explore your options. 🏡

The median U.S. listing price declined 1.3% year-over-year in August, giving buyers another reason to stay engaged with the market.

📞 Call me to explore your financing options.

Source: Realtor.com

🍂 Ready to give your home a cozy Fall makeover? 🏡✨You don’t need a major renovation or a big budget to bring the feeling...
10/01/2026

🍂 Ready to give your home a cozy Fall makeover? 🏡✨

You don’t need a major renovation or a big budget to bring the feeling of Fall into your home. A few simple touches can make your space feel warmer, cozier, and more inviting. 👀

👉 Read our latest blog and discover simple ways to make your home feel like Fall!

🔗 Read More: swmc.com/blog/lifestyle/simple-ways-to-make-your-home-feel-like-fall-729/

Ask Angel® and GET DÉCORATING

🏡 Put your rental property's equity to work.Sun West's HELOC DSCR lets eligible investors access a revolving line of cre...
09/29/2026

🏡 Put your rental property's equity to work.

Sun West's HELOC DSCR lets eligible investors access a revolving line of credit while qualifying based on rental income. 💼

✨ Flexible financing designed to help you pursue your next investment opportunity.

Here's some good news for buyers. 🌟🏡The Housing Affordability Index climbed to 102.3 - up from 95.5 a year ago - with af...
09/28/2026

Here's some good news for buyers. 🌟🏡

The Housing Affordability Index climbed to 102.3 - up from 95.5 a year ago - with affordability improving in every single region. Why? Wage growth is now outpacing home price growth. The math is moving in your favor.

📞 Curious what you can afford today? Call me to learn more!

Source: National Association of Realtors®

🏡 Speed and service can make all the difference.With fast approvals, quick condition reviews, and industry-leading turn ...
09/26/2026

🏡 Speed and service can make all the difference.

With fast approvals, quick condition reviews, and industry-leading turn times, Sun West helps keep your loan moving forward. 🚀

✨ Experience the Sun West difference.

Address

1055 Parsippany Boulevard, Suite 305
Parsippany, NJ
07054

Opening Hours

Monday 8am - 10pm
Tuesday 8am - 10pm
Wednesday 8am - 8pm
Thursday 8am - 8pm
Friday 8am - 8pm
Saturday 8am - 10pm
Sunday 8am - 10pm

Telephone

+15164232700

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