Veronica Lopez NMLS #1693636

06/09/2026

Thank you to everyone who joined us for this workshop!

I shared so many helpful resources, tips, and encouragement for anyone looking to take the next step in the home buying journey with confidence.

Our next workshops will be on June 11th in Coachella, June 18th in Cathedral City and June 24th in Cathedral City — and we’d love to have you there!

Spots are limited, so make sure to register early.

👉 Sign up for the next workshop through the link in our bio.

IndioCA PalmDesert HomeBuyingTips

06/05/2026

Every family deserves to know that homeownership is possible. 🏡
For many people, the biggest barrier isn’t income, it’s information.
That’s why I love hosting homebuyer workshops and sharing the programs, resources, and strategies available to help families achieve their dream of owning a home.
Thank you to everyone who joined us. Your questions, stories, and goals are exactly why I do what I do.

Over $2.4 million in down payment assistance secured! And we’re just getting started. 💙
Ready to become a homeowner? My DMs are open.

Upcoming workshops in partnership with Lift To Rise:
Thursday June 11th at 6pm - Coachella Library
Thursday June 18th at 6pm - Cathedral City Council Chambers



05/27/2026

Hey friends! 🏡✨

June is Homeownership Month, and to help spread awareness about the programs, grants, and down payment assistance available for first time homebuyers, Lift to Rise and I have partnered together to host FOUR local homebuyer workshops during the month of June. 🤝

Last year, we had three attendees become homeowners after attending these workshops and getting the information and guidance they needed to start the process. 🏠🔑✨

Workshop dates:

📍 Thursday, June 2nd – Palm Desert
📍 Thursday, June 11th – Coachella
📍 Thursday, June 18th – Cathedral City
📍 Wednesday, June 24th – Riverside

⏰ All workshops begin at 6:00 PM
🍽️ Dinner will be provided

If you’ve been thinking about buying a home but don’t know where to start, this is a great opportunity to learn about local programs, grants, down payment assistance options, and the homebuying process in a relaxed, no pressure environment. 😊🏡Lift to Rise

05/26/2026

Not all down payment assistance is created equal 👀

Some programs are loans.
Some are forgivable.
Some are true grants.

Understanding the difference can save you thousands over time.

Programs vary based on income, location, credit score, household size, and funding availability. That’s why it’s important to understand what you’re actually signing up for.

Here are a few of the programs I mentioned in this video:

🏡 CalHFA
Can help with 3% to 6.5% toward the down payment and closing costs. There is no monthly payment, but the assistance has to be repaid when you sell, refinance, or pay off the home.

🏡 Riverside County 20% DPA
Limited funding program with income and household size limits. Depending on the terms, the assistance may be forgiven after 15 or 30 years.

🏡 Greenline Foundation
This is a true grant program that may help with 5% to 10% toward the down payment. If the home stays owner occupied for 5 years, the assistance is forgiven.

🏡 FHA SmartPay
This has become one of my favorite programs lately. The assistance is repaid with the mortgage payment, allows for higher debt to income ratios, and still offers competitive rates.

🏡 USDA
Eligible buyers may qualify for zero down financing in approved rural areas, subject to income limits.

Every buyer’s situation is different. The best program is not always the one with the biggest assistance amount. It’s the one that actually makes sense for your long term goals.

05/26/2026

Not my regular mortgage content for once 🏠 but some seasons of life teach you strength in ways you never expected.

Grateful for good workouts, good laughs, and good people to grow through life with. 💪🤍

The gym became more than fitness for me this past year… it became therapy, discipline, healing, and proof that I can do hard things.

And having friends alongside you makes the journey even better. 🥹 ❤️

05/19/2026

FHA SmartPay has become one of my favorite DPA programs lately 👀

Why buyers are loving it:
• Higher DTI flexibility (up to 57% in some cases)
• Down payment assistance available
• Competitive interest rates
• Lower closing costs than some other DPA programs
• Potential lender credits depending on market pricing
• Minimum 660 FICO

Yes , the assistance is repaid over time, but for many buyers, the lower cash-to-close and easier qualification make the numbers work.

As always, every buyer’s scenario is different. Qualification is based on income, credit, debt, and overall loan profile.

05/08/2026

My days start at 4:00am… long before emails, loan updates, and phone calls. ☀️

Before work even starts, I’m already in full mom mode. Walking the dogs, getting a workout in, making breakfast, and getting the kids ready and off to school.

Then it’s time to jump into work. Some days I’m working from home, some days from my office in Palm Desert, and sometimes from a local coffee shop.

A lot happens behind the scenes during the home loan process. I’m constantly problem solving, communicating with clients and realtor partners, and helping navigate the unexpected issues that can come up during escrow.

My goal is to make the process feel as smooth and stress-free as possible for my clients. 🏡

Whether you’re buying, refinancing, or just have questions about your options, I’d love to help. Send me a DM!

01/10/2026

Discover this turnkey single-family home that has just received a price improvement. The property is conveniently located within walking distance to an elementary school, shops, and dining. https://property.listreports.com/inH2DZ3xM3/41394-hanover-st-indio-ca-92203?v1768072040946e

House photos, infographics, and listing agent details for 41394 Hanover St, Indio, CA 92203. This home is priced at $549900, with 3 beds, 2 baths, and 1888 sqft.