Debbie Calixto, NMLS# 691121

Debbie Calixto, NMLS# 691121 Debbie Calixto, Sales Manager at loanDepot, NMLS # 691121 Years later, Debbie still enjoys helping others achieve their homeownership goals.

Using 19 years of mortgage experience, Debbie has quickly become a trusted lending partner among clients and industry associates. She actively goes out of her way to provide exceptional hands-on experience and prides herself on product and process knowledge, making every effort to source the best loan for each borrower’s needs. Debbie originally joined the industry out of her desire to help assist

others in securing their American dream of owning a home. Debbie has worked in various positions in the mortgage industry and taking part in her borrowers’ most important financial decision is what drives her to do her best each day. Please contact her for any of your mortgage financing needs!

Apply Now!https://heloc.loandepot.com/account/heloc/register?referrer=c52aa42f-7a40-4ada-a851-980b367a9562Unlocking your...
05/28/2026

Apply Now!

https://heloc.loandepot.com/account/heloc/register?referrer=c52aa42f-7a40-4ada-a851-980b367a9562

Unlocking your home’s equity shouldn’t feel like a second full-time job. Traditional mortgages and HELOCs can drag on for weeks with endless paperwork, multiple underwriting reviews, appraisals, inspections, and constant back-and-forth. loanDepot’s 5x5 Home Loan was designed to change that experience completely — giving homeowners a faster, simpler way to access cash without the stress and uncertainty of the old process. With streamlined technology and automated verification, qualified borrowers can move from application to closing in days, not weeks.

Whether you’re planning home improvements, consolidating debt, funding education, or creating new investment opportunities, the 5x5 program helps you access your equity with more speed, confidence, and convenience. Fewer delays. Fewer surprises. More flexibility. It’s a modern lending solution built for today’s homeowners who want fast answers and a smoother path forward. Same equity — way less hassle.

Debbie Calixto
Sales Manager - Finance Specialist
loanDepot - Palm Desert CA
NMLS # 691121
(442) 274-3111 office
(760) 250-9187 cell

https://tinyurl.com/nhebv3wmNeed cash for a remodel, debt consolidation, medical expenses, or your next investment oppor...
05/26/2026

https://tinyurl.com/nhebv3wm

Need cash for a remodel, debt consolidation, medical expenses, or your next investment opportunity? Your home’s equity may be one of your most powerful financial tools. With loanDepot’s 5x5 program, qualified homeowners may receive approval in as little as 5 minutes and funding in as few as 5 days—without the traditional mortgage process slowing things down.

Skip unnecessary delays and access your equity faster. With streamlined underwriting, reduced closing friction, and no appraisal required in many cases, getting the funds you need can be simpler than ever. If you're ready to explore your options and see what your home's equity can do for you, message me today to get started.

Debbie Calixto
Sales Manager - Finance Specialist
loanDepot - Palm Desert CA
NMLS # 691121
(442) 274-3111 office
(760) 250-9187 cell

Apply Now!https://heloc.loandepot.com/account/heloc/register?referrer=c52aa42f-7a40-4ada-a851-980b367a9562Introducing lo...
05/19/2026

Apply Now!

https://heloc.loandepot.com/account/heloc/register?referrer=c52aa42f-7a40-4ada-a851-980b367a9562

Introducing loanDepot's 5x5 Home Equity Program

Your home equity can be a powerful financial tool—and now accessing it is faster and easier than ever. The loanDepot 5x5 Program is designed to help qualified homeowners tap into their available equity without refinancing their current first mortgage. Whether you're planning home improvements, consolidating debt, covering major expenses, or funding your next big goal, 5x5 offers a streamlined digital process built around speed, convenience, and flexibility.

With approvals available in as little as 5 minutes and funding in as few as 5 days, the 5x5 Program eliminates much of the paperwork and waiting associated with traditional lending options. Homeowners may access loan amounts ranging from approximately $25,000 to $750,000, while keeping their existing mortgage and interest rate intact. It's a modern way to put your home's equity to work—quickly, simply, and on your schedule.

Debbie Calixto
Sales Manager - Finance Specialist
loanDepot - Palm Desert CA
NMLS # 691121
(442) 274-3111 office
(760) 250-9187 cell

The April 2026 housing market showed signs of slowly moving toward a healthier balance, though affordability challenges ...
05/12/2026

The April 2026 housing market showed signs of slowly moving toward a healthier balance, though affordability challenges continue to weigh on buyers. Existing home sales rose slightly to a 4.02 million annual pace, while the median home price reached a record April high of $417,700. Inventory improved to 1.47 million homes and a 4.4-month supply, giving buyers more choices and easing some of the intense competition seen during the pandemic housing boom. Mortgage rates, however, remained elevated around the mid-6% range, limiting purchasing power and keeping many first-time buyers on the sidelines. Homes are also taking longer to sell, and buyers are becoming more selective, especially in higher-priced markets. The South continued to lead market activity while the Midwest showed modest monthly improvement, whereas many Western markets remained softer with slowing sales and more price pressure.

Looking ahead through the rest of 2026, most analysts expect the market to continue transitioning toward a more normalized environment rather than experiencing a major crash or another rapid boom. Inventory is expected to gradually improve, bidding wars should continue cooling, and price growth will likely moderate into the low single digits nationally. Markets in the Midwest and more affordable Northeast regions may outperform due to stronger affordability and job growth, while some overheated Sun Belt and Western markets could see flat or declining prices as supply rises. Mortgage rates are forecast to remain above 6% for much of the year, which may keep overall sales activity subdued, but improving wage growth and increased housing supply could slowly bring more buyers back into the market by late 2026 and early 2027.

Debbie Calixto
Sales Manager - Finance Specialist
loanDepot - Palm Desert CA
NMLS # 691121
(442) 274-3111 office
(760) 250-9187 cell

Open houseThu, Apr 2312:00 PM - 2:00 PM Bedrooms: 3 Bathrooms: 3 Full bathrooms: 3Forced Air, Fireplace(s)Central AirFlo...
04/22/2026

Open house

Thu, Apr 23
12:00 PM - 2:00 PM

Bedrooms: 3
Bathrooms: 3
Full bathrooms: 3

Forced Air, Fireplace(s)
Central Air

Flooring: Tile
Has fireplace: Yes
Fireplace features: Gas, Great Room

Total interior livable area: 2,782 sqft

Parking
Total spaces: 2
Parking features: Garage, Garage Door Opener
Attached garage spaces: 2

Levels: One
Stories: 1
Has view: Yes
View description: Mountain(s), Peek-A-Boo

Lot
Size: 8,712 Square Feet
Features: Drip Irrigation/Bubblers, Sprinklers Timer

Parcel number: 779390055
Special conditions: Standard

Home type: SingleFamily
Property subtype: Single Family Residence

Year built: 2006

Community & HOA
Features: Gated
Security: Gated Community, Key Card Entry
Subdivision: Rancho Santana

HOA
Has HOA: Yes
Amenities included: Bocce Court, Controlled Access, Playground
HOA fee: $230 monthly
HOA name: Rancho Santana

Location
La Quinta

Financial & listing details

Price per square foot: $306/sqft
Tax assessed value: $493,241
Annual tax amount: $7,005
Date on market: 4/4/2026
Listing terms: Cash,Conventional,FHA,VA Loan

The March housing report shows a market still feeling the impact of higher rates—buyers are more cautious, and sales hav...
04/18/2026

The March housing report shows a market still feeling the impact of higher rates—buyers are more cautious, and sales have slowed, even as inventory is starting to improve.

Looking ahead, we’ll likely continue to see a more balanced (but still competitive) market. The real shift will come when rates ease—once that happens, expect demand to pick back up quickly as more buyers jump back in.

Debbie Calixto
Sales Manager - Finance Specialist
loanDepot - Palm Desert CA
NMLS # 691121
(442) 274-3111 office
(760) 250-9187 cell

Not something I push for , but it's nice to receive recognition for the effort. Thanks always to my clients.Debbie Calix...
04/18/2026

Not something I push for , but it's nice to receive recognition for the effort. Thanks always to my clients.

Debbie Calixto
Sales Manager - Finance Specialist
loanDepot - Palm Desert CA
NMLS # 691121
(442) 274-3111 office
(760) 250-9187 cell

Thanks, Patricia!Debbie CalixtoSales Manager - Finance SpecialistloanDepot - Palm Desert CANMLS # 691121(442) 274-3111 o...
04/18/2026

Thanks, Patricia!

Debbie Calixto
Sales Manager - Finance Specialist
loanDepot - Palm Desert CA
NMLS # 691121
(442) 274-3111 office
(760) 250-9187 cell

The February 2026 housing report showed a modest rebound in the U.S. housing market after a weak start to the year. Exis...
03/10/2026

The February 2026 housing report showed a modest rebound in the U.S. housing market after a weak start to the year. Existing home sales increased 1.7% from January to a seasonally adjusted annual rate of about 4.09 million homes, beating economists’ expectations. The improvement was largely driven by lower mortgage rates, which briefly dipped below 6% and encouraged more buyers to reenter the market ahead of the spring buying season. Inventory also rose slightly to around 1.29 million homes, giving buyers a bit more choice than in previous months.

Despite the monthly gain, the market still faces challenges. Sales remain about 1.4% lower than a year ago, and affordability continues to be a concern due to high home prices and limited supply. The median existing-home price was about $398,000, a record for the month of February, while first-time buyers made up roughly 34% of purchases, the highest share in about five years. Overall, the report suggests the housing market may be slowly stabilizing, but tight inventory, economic uncertainty, and potential increases in mortgage rates could still limit stronger growth in the months ahead.

Debbie Calixto
Sales Manager - Finance Specialist
loanDepot - Palm Desert CA
NMLS # 691121
(442) 274-3111 office
(760) 250-9187 cell

The January Housing Market Report shows a market that started the year with slower activity but continued price stabilit...
03/10/2026

The January Housing Market Report shows a market that started the year with slower activity but continued price stability. Existing home sales came in at an annual pace of 3.91 million, representing an 8.4% decline from December as higher mortgage rates and limited inventory continued to influence buyer activity. Despite the slower sales pace, home values remained resilient, with the median home price reaching $396,900, a 0.9% increase compared to the same time last year. This reflects ongoing demand for housing even as affordability challenges remain.

Inventory levels improved slightly to 1.18 million homes for sale, representing about a 3.6-month supply of housing. While still below a balanced market, the gradual increase in available homes may create more opportunities for buyers as the year progresses. Pending home sales saw a modest decline of 0.8% month-over-month and 0.5% year-over-year, suggesting that the market remains cautious but active. With mortgage rates currently hovering in the mid-6% range, buyers and sellers alike are closely watching economic conditions as the housing market moves further into 2026.

Debbie Calixto
Sales Manager - Finance Specialist
loanDepot - Palm Desert CA
NMLS # 691121
(442) 274-3111 office
(760) 250-9187 cell

Address

74980 Highway 111
Indian Wells, CA
92210

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