Team Wettstein / Jeff Wettstein NMLS #333232

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Palm Desert, CA
Team Wettstein / Jeff Wettstein NMLS #333232

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Team Wettstein powered by Cardinal Financial serving mortgage clients needs for over 25+ years

11/03/2026

Go to Team Wettstein's YOUTUBE Channel at https://lnkd.in/eDhPsbcy and watch Jeff Wettstein explain our 101.50% of purchase price loan program and a few other important mortgage and real estate topics

One of the most common things I hear: ‘I don’t have enough saved for a down payment.’

Here’s what I want every homebuyer to know: Cardinal Elite* pairs an FHA first mortgage with up to 3.5% or 5% in down payment assistance. Assistance can apply to your down payment, closing costs, or prepaids.

If the down payment has been the barrier, let’s run the numbers.

*Minimum 600 credit score required. Homebuyer education course required for scores below 620. Down payment assistance is a repayable second lien. Not available in New York. Restrictions apply in Alaska and South Carolina.

11/01/2026

Go to Team Wettstein's YOUTUBE Channel at https://lnkd.in/eDhPsbcy and watch Jeff Wettstein explain our 101.50% of purchase price loan program and a few other important mortgage and real estate topics.

The best first step isn't finding a house. It's getting prepared.

Before you start scrolling listings, take a few minutes to understand your credit, budget, and financing options. A little planning now can help you shop with more confidence later.

When you're ready, get pre-approved with real numbers, not estimates.

11/01/2026

Go to Team Wettstein's YOUTUBE Channel at https://lnkd.in/eDhPsbcy and watch Jeff Wettstein explain our 101.50% of purchase price loan program and a few other important mortgage and real estate topics.

The mortgage process should not be the scary part.
Real numbers. Clear next steps. Someone who answers when questions come up.

No mystery. No mayhem. Happy Halloween.

10/31/2026

Go to Team Wettstein's YOUTUBE Channel at https://lnkd.in/eDhPsbcy and watch Jeff Wettstein explain our 101.50% of purchase price loan program and a few other important mortgage and real estate topics.

Why I do this: because for most people, buying a home is the biggest financial decision they'll ever make, and they deserve someone in their corner who actually picks up the phone.

Not a portal. Not a call center. A person who remembers your name and your timeline.

If that's what you're looking for, let's talk.

10/31/2026

Go to Team Wettstein's YOUTUBE Channel at https://lnkd.in/eDhPsbcy and watch Jeff Wettstein explain our 101.50% of purchase price loan program and a few other important mortgage and real estate topics.

Autumn brings a wave of “What should I actually be doing with my mortgage right now?” questions. My answer: Start with your goals, not with trying to time the market. Your budget, timeline, and future plans matter more than short-term predictions. Let's connect and build a mortgage strategy around your goals.

10/30/2026

Go to Team Wettstein's YOUTUBE Channel at https://lnkd.in/eDhPsbcy and watch Jeff Wettstein explain our 101.50% of purchase price loan program and a few other important mortgage and real estate topics.

The listing is not step one. Your numbers are.
Before we talk homes, I ask about three things: cash available, a comfortable monthly payment, and your timeline.
You do not need every answer yet. That is what our first conversation is for.

10/29/2026

Go to Team Wettstein's YOUTUBE Channel at https://lnkd.in/eDhPsbcy and watch Jeff Wettstein explain our 101.50% of purchase price loan program and a few other important mortgage and real estate topics.

One of the most common things I hear: "I don’t have enough saved for a down payment."

Here’s what most people don’t know:

You may not need as much as you think. There are programs designed specifically to help qualified homebuyers with down payment costs, including options with as little as 3% down.

If the down payment has been the thing keeping you on the sidelines, let’s talk. It might be closer than you think.

DM me or drop a comment below.

10/29/2026

Go to Team Wettstein's YOUTUBE Channel at https://lnkd.in/eDhPsbcy and watch Jeff Wettstein explain our 101.50% of purchase price loan program and a few other important mortgage and real estate topics.

Go to Team Wettstein's YOUTUBE Channel at https://lnkd.in/eDhPsbcy and watch Jeff Wettstein explain our 101.50% of purchase price loan program and a few other important mortgage and real estate topics.

Buying but stuck on the down payment? You’re not alone.

Cardinal Elite can help with up to 3.5% in down payment assistance for qualified buyers. That can make getting in the door more realistic, without draining your savings.

Start with real numbers, not guesses.

10/28/2026

Go to Team Wettstein's YOUTUBE Channel at https://lnkd.in/eDhPsbcy and watch Jeff Wettstein explain our 101.50% of purchase price loan program and a few other important mortgage and real estate topics.

One of the most common things I hear: ‘I don’t have enough saved for a down payment.’

Here’s what I want every homebuyer to know: Cardinal Elite* pairs an FHA first mortgage with up to 3.5% or 5% in down payment assistance. Assistance can apply to your down payment, closing costs, or prepaids.

If the down payment has been the barrier, let’s run the numbers.

*Minimum 600 credit score required. Homebuyer education course required for scores below 620. Down payment assistance is a repayable second lien. Not available in New York. Restrictions apply in Alaska and South Carolina.

Address

Palm Desert, CA
92260

Telephone

+18058893332

Website

https://www.cardinalfinancial.com/loan-originator/jeff-wettstein

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