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The Chris and Marcie Hines Team - NMLS 233626

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The Chris and Marcie Hines Team - NMLS 233626

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Hines Team | Neo Home Loans, powered by Better | NMLS 330511 | Equal Housing Lender

11/02/2026

The prep. The pressure. The PowerPoint. The mic drop. 🎤🔥

A keynote might look effortless from the audience, but there's a whole lot that goes into getting up there and bringing something worth listening to.

We took the stage at Oklahoma's largest annual real estate event and shared a message we're pretty passionate about: stop treating marketing like a transaction and start treating it like a relationship.

Show up with intention. Make your marketing more human. Build connections that actually mean something.

Because being memorable in this business takes more than posting another JUST LISTED graphic and selfie at closing. 😉

10/30/2026

New year, new goals… maybe new keys? 👀🏡

Your mortgage game plan does not need a color-coded spreadsheet, a vision board, and three business days of overthinking. Pick a goal, tell us what’s changing, and ask the mortgage question you’ve been sitting on—even the tiny one.

Thinking about buying a home, refinancing, or making a move this year? We can help you sort through your options and make a plan that fits your life.

DM START and let’s talk. We promise, no question is too small. 😜

10/29/2026

POV: You’ve been renting for 3 years because someone told you that you need 20% down. 🫠🏡

WHO told you that?!

There are low-down-payment mortgage options, down payment assistance programs, and some pretty great real estate agents who know how to negotiate seller contributions toward closing costs. 👏

Does that mean buying a home costs $0? No. But it DOES mean you shouldn’t count yourself out before you know what you qualify for.

If buying a home in Oklahoma is on your radar, let’s talk through your options before you keep doom-scrolling Zillow and assuming you need to save another $40K.

📲 DM us START and let’s figure out what homeownership could actually look like for you!

10/28/2026

The mortgage divas have entered the chat. 💅

We can be serious about your home loan and completely unserious when the camera’s on. 😂 From first-time homebuyer questions to pre-approval and VA home loans, The Hines Team is here to help you make your next move—with a little diva energy, obviously.

Buying in Oklahoma or anywhere nationwide? DM us “START” and let’s talk home loans. 🏡

10/26/2026

A quick “YES!” feels great… until it gets real floppy right before closing. 🫠🏠

When you’re buying a home, you need more than a mortgage pre-approval and a “you should be fine.”

You need a lender who asks the extra questions, reviews your documents, and explains your loan options BEFORE you’re under contract and emotionally attached to the kitchen. 👀
Because surprises belong at birthday parties. Not in your financing.

We'll cheer you on AND do the homework. That’s what 65+ years of combined experience brings to your corner. 🩵
Buying a home in Oklahoma? DM “START.” Let’s build a plan you can feel confident about.

10/23/2026

Waiting for mortgage rates to drop before you buy a home? Totally fair—but the rate isn’t the only thing that gets a vote. 👀

Your full monthly mortgage payment, savings, monthly debt and comfort zone all matter. Depending on the numbers, using some funds to pay off monthly debt instead of putting every dollar toward your down payment may free up room in your budget for a house payment.

There’s no crystal ball for the future—but we can compare your options right now and help you make a homebuying plan that fits your real life. 🏡

DM START and let’s run the numbers!

10/22/2026

Self-employed and feel like your tax returns are making your homebuying life harder than it needs to be? 🙃

Marcie gets it. She’s a business owner too—and knows the frustration of building a business, doing all the right things, then hearing, “Your income doesn’t fit neatly in this box.”

But your tax returns may not tell the whole story. Depending on your situation, Non-QM mortgage options—like bank statement loans—may give us another way to look at your income.

You don’t have to squeeze your business into a one-size-fits-all mortgage. Let’s look at the options and find a path that makes sense for you. DM START and let’s talk. 🏡

10/21/2026

POV: You’ve got 37 ChatGPT tabs open, 14 mortgage programs saved, and somehow you’re MORE confused about buying a house than when you started. 🫠😂

Listen, we love questions. Do your research! But you do NOT have to become a part-time mortgage underwriter just to buy a home. 😅

Between FHA, conventional, down payment assistance, credit score requirements, interest rates, and figuring out what you can actually afford? The internet can get real loud, real fast.

That’s where we come in. 🤝

We break down the homebuying and mortgage process in actual human language. No alphabet soup. No generic “you’re probably fine.” No 47 tabs open at midnight.

Just real answers, a plan that makes sense for YOUR situation, and a team that will walk you through it all.

10/16/2026

Closing day is exciting… and then the mortgage questions start. 😅

When is my first payment due?
What’s escrow?
Who can help me make sense of my home’s equity?

That’s why your support from The Hines Team doesn’t stop at closing. Our Client Success Manager is here to help you understand your mortgage, answer homeownership questions, connect you with trusted financial professionals, and check in on your equity and goals.
A dedicated support person after closing isn’t the norm in our industry. We think it should be—and we believe it’s an important part of helping homebuyers feel informed and supported long after they get the keys. 🏡

DM us START if you want a homebuying team that sticks around after closing!

10/15/2026

Buying a home? Let's make sure you have the right people in your group chat. 👀🏡

Because a casual “yeah, you’re good” from a lender is NOT a homebuying strategy. And touring 47 houses before knowing what your monthly payment could look like? Bestie. No. 🫠
If you're a first-time homebuyer (or just haven't bought in a hot minute), you deserve more than a preapproval number and a prayer.

You need a lender who explains your options, breaks down your monthly payment, and helps you understand your actual buying power before you fall in love with the house.
You need a Realtor who finds the RIGHT home, negotiates like they mean it, and helps you navigate the process.

And you need a team that communicates, catches potential issues early, and has the experience to help you make confident decisions without panic-Googling every step. 😂
We're big believers that buying a home starts WAY before you find the front door.
Let's figure out your numbers, your options, and your real homebuying timeline BEFORE Zillow becomes your full-time job.

DM START when you're to chat, and send it to the friend who's currently house-hunting with absolutely no plan. 👇

Address

4700 Gaillardia Pkwy Suite 100
Oklahoma City, OK
73142

Opening Hours

Monday	8am - 5pm
Tuesday	8am - 5pm
Wednesday	8am - 5pm
Thursday	8am - 5pm
Friday	8am - 5pm

Telephone

(405)6485746

Website

http://www.hines.mortgage/

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