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The Chris and Marcie Hines Team - NMLS 233626

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Oklahoma City, OK
The Chris and Marcie Hines Team - NMLS 233626

Hines Team | Neo Home Loans, powered by Better | NMLS 330511 | Equal Housing Lender

09/04/2026

Big career energy deserves home-financing options that understand the assignment. 🩺🏡

Medical professional home loans are designed to offer eligible early-career medical professionals more flexibility.

Options may include:
✨ Financing options up to 100%
✨ No mortgage insurance
✨ Employment contract or offer-letter flexibility
✨ Student loan flexibility for eligible residents and fellows

Your career is taking off. Your homeownership plans can, too.

Available features vary by program and borrower eligibility. Program guidelines, underwriting requirements and terms apply. This is not a commitment to lend.

09/02/2026

And YES, where that letter comes from matters. 👀🏡

With a prequalification letter from an experienced local lender with a strong reputation:
“Yep. They’re qualified. Their lender is local, responsive, experienced, and we know they’ll get the job done.” 👏🏼🔑

Because when you’re competing for a home, sellers aren't just looking at the offer price. The strength and credibility of your financing matters, too.

A prequalification letter from a lender with great reviews, local market knowledge, a proven track record, and years of mortgage experience can give your offer more confidence behind it.

So before you start scrolling Zillow at midnight and falling in love with a house… 😂

Get your PQ letter. And know who's standing behind it.

🏡 Are you considering a new home? Let’s get you prepared to compete.

DM us “PQ” and we’ll get you started. 🔑

08/28/2026

Plot twist: you may NOT have to sell your current house before buying your next one. 🏡➡️🏡

Depending on your financial picture, you may be able to:
✨ Qualify while carrying both mortgage payments
✨ Use a bridge loan to access your home equity before selling
✨ Buy first, then use the sale proceeds to recast your new mortgage
✨ Keep your current home as a rental and start building an investment portfolio

The right answer isn’t always “sell first.” It’s finding the strategy that works for your income, equity and goals—preferably before you fall in love with the next house. 😉
Thinking about buying and selling a home at the same time? Let’s map out your options before the SOLD signs start flying.

08/21/2026

Apparently being financially responsible is… kinda chic? 💅🏡

Getting pre-approved before you fall in love with a house. Knowing what monthly payment actually feels comfortable. Not opening a new line of credit while you’re under contract. And maybe — just maybe — not waiting around for some mythical “perfect” mortgage rate if the numbers make sense for your life right now.

Very mature. Very responsible. Very homeownership era.

Because buying a home isn’t about timing the market perfectly. It’s about understanding your options, knowing your budget, and having a mortgage strategy that works for you.

And if you have no idea where to start? Also chic. That’s literally what we’re here for. 😉

Save this for your future home-buying self + send it to the friend who has 47 houses saved on Zillow but hasn’t gotten pre-approved yet.

08/19/2026

Momma said, “When you grow up, you can do whatever you want.” 😂

Turns out… Momma left out a few details. Like income, credit, debt-to-income ratio, interest rates, and a budget. 🫠

You CAN do whatever you want… if you can afford it. 😂🏡

And if buying a home is on your “grown-up wishlist,” let’s figure out what you can actually afford BEFORE you start saving 47 houses on Zillow.

We’ll help you understand your buying power, payment options, and what it takes to get from “I want that house” to “I GOT THE KEYS.” 🔑

08/14/2026

Buying a home?
🏡 Don’t let closing costs catch you by surprise.

Closing costs are the fees and expenses paid in addition to your down payment when you close on your home. They can include things like:
✨ Lender fees
🏠 Appraisal costs
🔑 Title services
🛡️ Property taxes + homeowners insurance

The numbers can feel like a lot at first—but understanding what you’re paying for and whymakes the homebuying process a whole lot less intimidating.

That’s where The Hines Team comes in. 💙 We’re here to break down the mortgage process, answer the questions you didn’t even know you had, and help you feel prepared when it’s time to get to the closing table.
Thinking about buying a home or wondering how much cash you’ll actually need to close? Reach out today—we’d love to help you run the numbers.

MortgageLender HomeBuyingProcess

08/05/2026

🎶 "Where y'all at?! 👀

The ones still leasing...
The ones waiting for rates...
The ones thinking they need 20% down...
The ones waiting for the 'perfect time'...

👀 WHERE Y'ALL AT?!

Because we've got some things to talk about. 😂

You might be closer to buying a home than you think. Between low down payment options, down payment assistance programs, and loan products designed for different situations, waiting isn't always the best game plan.

📲 Let's find out what your options actually look like!

Address

4700 Gaillardia Pkwy Suite 100
Oklahoma City, OK
73142

Opening Hours

Monday	8am - 5pm
Tuesday	8am - 5pm
Wednesday	8am - 5pm
Thursday	8am - 5pm
Friday	8am - 5pm

Telephone

(405)6485746

Website

http://www.hines.mortgage/

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