Rachel Needle at Atlantic Coast Mortgage

Rachel Needle at Atlantic Coast Mortgage Rachel Needle | Loan Officer - NMLS 2020874

Atlantic Coast Mortgage, LLC
Equal Housing Lender
Company NMLS 643114 (www.nmlsconsumeraccess.org)

Rachel Needle | Loan Officer - NMLS 2020874

I’m motivated to help you navigate what can often feel like a very confusing and overwhelming financial process with empathy, transparency, skill, and a deeply rooted commitment to being your trusted advocate and the person you know is looking out for your best interests. I believe when you have a safe and stable place to call home, you can thrive in ot

her parts of your life – because home is the foundation of everything that really matters. I’m a good listener who will listen closely to gain a complete understanding of your goals and circumstances. If you’re a first-time homebuyer, we’ll walk through each step of the loan process, ensuring that you feel confident and informed along the way. If this is not your first home purchase, we can discuss how staple loan programs like conventional, jumbo, FHA, and VA loans have evolved to meet today’s market and consider any new products that may make sense for your situation. I’m here to help you accomplish your goals and look forward to providing a warm and positive experience. Last but not least, although I’m a northern California native, I’ve lived on the East Coast for over 20 years. I live in Rockville, Maryland, with my husband, Brian, two teenage daughters, and our Goldendoodle, Murphy.

4.66 star review received on Experience.com for Rachel Needle by Christopher B - Rachel went above and beyond in making ...
05/25/2026

4.66 star review received on Experience.com for Rachel Needle by Christopher B - Rachel went above and beyond in making us feel comfortable and being able to take our calls whenever possible. One of the many nice things was being able to provide us comparison updates in Mortgage Coach and add in various loan options based on our questions.

Click to see all 38 reviews of Rachel Needle - Atlantic Coast Mortgage, Loan Officer | NMLS ID #2020874

05/08/2026

Charity bingo is about creating connection at a time that feels pretty divisive. Everyone has their own reason for coming to bingo, and here are just a few. The underlying theme seems to be that people are craving connection, community and want to feel like they are doing something meaningful and part of something bigger than themselves.

I’m so excited for our next Bingo Happy Hour coming up next Thursday, May 7th! It’s always such a fun night and a great ...
04/30/2026

I’m so excited for our next Bingo Happy Hour coming up next Thursday, May 7th! It’s always such a fun night and a great chance to connect with everyone in person. I hope to see you there from 5:00–8:00 PM at in North Bethesda.

This month, we’re proud to support Habitat for Humanity, helping bring people together to build homes, community, and hope.

I’m also really grateful to be partnering with some amazing co-hosts and friends, , , and Rob Zanville, who are helping make this event happen.

Be sure to grab your spot and come hang with us for a great night of bingo, prizes, and good company. Can’t wait to see you there!

Here's the link to my website to register: www.hopeandlightcollective.org

There’s a lot being said about the housing market right now.A recent CNBC study called out some of the biggest misconcep...
04/28/2026

There’s a lot being said about the housing market right now.

A recent CNBC study called out some of the biggest misconceptions, like waiting for rates to drop or thinking prices are about to crash. It’s not always that simple.

If you’ve been wondering what’s actually going on, I’m happy to chat.

Renting vs owning is not just a monthly payment. It is a long term decision about building something that is yours.Let’s...
04/24/2026

Renting vs owning is not just a monthly payment. It is a long term decision about building something that is yours.

Let’s break down what makes sense for your next move and run the numbers together.

Ready to see what homeownership could look like for you? Reach out today.

Home renovations are not just about looks, they can significantly increase your home’s value.The right updates can impro...
04/22/2026

Home renovations are not just about looks, they can significantly increase your home’s value.

The right updates can improve your ROI when it comes time to sell.

Let’s talk about which upgrades make the biggest impact. Reach out today.

5.0 star review received on Experience.com for Rachel Needle by Logan L - Rachel was great! We did this very fast.
04/20/2026

5.0 star review received on Experience.com for Rachel Needle by Logan L - Rachel was great! We did this very fast.

Click to see all 36 reviews of Rachel Needle - Atlantic Coast Mortgage, Loan Officer | NMLS ID #2020874

Not sure where to start? The search bar can only take you so far. If you're ready to move past the "searching" phase, le...
04/17/2026

Not sure where to start? The search bar can only take you so far. If you're ready to move past the "searching" phase, let's talk.

4.83 star review received on Experience.com for Rachel Needle by Shannon H - Rachel was great at educating us through th...
04/17/2026

4.83 star review received on Experience.com for Rachel Needle by Shannon H - Rachel was great at educating us through the whole process as first time home buyers. She took the time to explain all of our options and helped us feel comfortable with such a big life decision.

Click to see all 35 reviews of Rachel Needle - Atlantic Coast Mortgage, Loan Officer | NMLS ID #2020874

Address

909 Rose Avenue , Suites 400 & 500
North Bethesda, MD
20852

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