Rachel Needle at Atlantic Coast Mortgage

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Rachel Needle at Atlantic Coast Mortgage Rachel Needle | Loan Officer - NMLS 2020874

Atlantic Coast Mortgage, LLC
Equal Housing Lender
Company NMLS 643114 (www.nmlsconsumeraccess.org)

Rachel Needle | Loan Officer - NMLS 2020874

I’m motivated to help you navigate what can often feel like a very confusing and overwhelming financial process with empathy, transparency, skill, and a deeply rooted commitment to being your trusted advocate and the person you know is looking out for your best interests. I believe when you have a safe and stable place to call home, you can thrive in other parts of your life – because home is the foundation of everything that really matters. I’m a good listener who will listen closely to gain a complete understanding of your goals and circumstances. If you’re a first-time homebuyer, we’ll walk through each step of the loan process, ensuring that you feel confident and informed along the way. If this is not your first home purchase, we can discuss how staple loan programs like conventional, jumbo, FHA, and VA loans have evolved to meet today’s market and consider any new products that may make sense for your situation. I’m here to help you accomplish your goals and look forward to providing a warm and positive experience. Last but not least, although I’m a northern California native, I’ve lived on the East Coast for over 20 years. I live in Rockville, Maryland, with my husband, Brian, two teenage daughters, and our Goldendoodle, Murphy.

5.0 star review received on Experience.com for Rachel Needle by Jeffrey Z - The attention to detail was amazing. Rachel ...
10/12/2026

5.0 star review received on Experience.com for Rachel Needle by Jeffrey Z - The attention to detail was amazing. Rachel was there 100% to assure everything went smoothly and responded to questions immediately. What more can I say?

Click to see all 50 reviews of Rachel Needle - Atlantic Coast Mortgage, Loan Officer | NMLS ID #2020874

5.0 star review received on Experience.com for Rachel Needle by Sharon Z - Rachel  was  amazing!    She  made  the  proc...
10/08/2026

5.0 star review received on Experience.com for Rachel Needle by Sharon Z - Rachel was amazing! She made the process so easy and clear, leading us through it step by step. Applying for a mortgage can be an overwhelming experience, but knowing that Rachel was watching out for us and truly trying to help us made it a much less intimidating process. Thank you!!

Click to see all 48 reviews of Rachel Needle - Atlantic Coast Mortgage, Loan Officer | NMLS ID #2020874

We are so excited to introduce you to our newest Gold Sponsor 𝗔𝘁𝗹𝗮𝗻𝘁𝗶𝗰 𝗖𝗼𝗮𝘀𝘁 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 🌟Rachel Needle is a dedicated, sea...
10/02/2026

We are so excited to introduce you to our newest Gold Sponsor 𝗔𝘁𝗹𝗮𝗻𝘁𝗶𝗰 𝗖𝗼𝗮𝘀𝘁 𝗠𝗼𝗿𝘁𝗴𝗮𝗴𝗲 🌟

Rachel Needle is a dedicated, seasoned loan officer known for making the home financing process clear and stress free. Rachel focuses on transparency, communication and education especially for first time homebuyers.

Thank you for helping to support TGIF & personal growth for women!

Have a client buying an investment property, converting a home to a rental, or using rental income to qualify? Recent Fa...
09/30/2026

Have a client buying an investment property, converting a home to a rental, or using rental income to qualify?

Recent Fannie Mae updates affect how rental income is documented and how much may be used.

Connect with me early to help your client understand their financing options.

We’re excited to share that ACM’s conforming loan limit is increasing to $845k starting today!This higher limit may give...
09/18/2026

We’re excited to share that ACM’s conforming loan limit is increasing to $845k starting today!

This higher limit may give more homebuyers the opportunity to explore conventional financing at higher loan amounts and consider homes that may have previously required jumbo financing.

Thinking about buying a home or planning your next move?

5.0 star review received on Experience.com for Rachel Needle by Kathleen V - Rachel  was  amazing!  She  was  communicat...
09/15/2026

5.0 star review received on Experience.com for Rachel Needle by Kathleen V - Rachel was amazing! She was communicative, kind, thoughtful, and helpful throughout the entire process. 10/10 recommed working with her and her team.

Click to see all 46 reviews of Rachel Needle - Atlantic Coast Mortgage, Loan Officer | NMLS ID #2020874

September 11 will always be a day of remembrance.A day to honor those we lost, recognize the bravery of those who respon...
09/11/2026

September 11 will always be a day of remembrance.

A day to honor those we lost, recognize the bravery of those who responded, and reflect on the strength of a nation that came together in the face of tragedy.

At the heart of this business are the people and relationships behind every milestone.So grateful for every client, part...
09/10/2026

At the heart of this business are the people and relationships behind every milestone.

So grateful for every client, partner, friend, and referral who continues to trust and support me. 💙

Moving day is a lot easier when the essentials are within reach. 📦A little planning upfront can make that first night in...
09/08/2026

Moving day is a lot easier when the essentials are within reach. 📦

A little planning upfront can make that first night in your new home feel a whole lot smoother.

No better way to spend a long weekend than making memories with the people who matter most. Happy Labor Day Weekend from...
09/04/2026

No better way to spend a long weekend than making memories with the people who matter most.

Happy Labor Day Weekend from my family to yours!

Address

909 Rose Avenue , Suites 400 & 500
North Bethesda, MD
20852

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