Mike Montgomery NMLS: 729567

Mike Montgomery NMLS: 729567 Kindness is Contagious! All Rights Reserved. NMLS #3925 www.nmlsconsumeraccess.org.

NMLS #729567
Kind Lending NMLS #3925
Equal Housing Lender
http://nmlsconsumeraccess.org/
©2021 Kind Lending, LLC. 4 Hutton Centre Drive, Suite 1000, Santa Ana, CA Mike Montgomery, NMLS #729567, 3027 English Rows Ave., Suite 103, Naperville, IL 60564, Branch NMLS #2229903, 630.973.6911, Licensed In IL, IN, Link here for corporate licensing: https://kindlending.com/legal/licensing
©2021 Kind Lending,

LLC. 4 Hutton Centre Drive, Suite 1000, Santa Ana, CA 92707. Equal housing lender | Equal opportunity Employer


As a Mortgage Loan Originator I strive to provide excellent service and communication with my customers. My customers rely on my knowledge of the products We offer which include FHA, VA, Conventional, Jumbo and other loan products. I am the main point of contact to assist my customers with product parameters, pipeline management or questions relating to underwriting, pricing, and loan closing. I bring over 25 years of experience in the mortgage industry and I am proud to be a member of the ; Equal Housing Lender nmlsconsumeraccess.org
As your Kind Ambassador, I am happy to help you through the mortgage loan process with a simplified approach while making it fun along the way. Whether you are ready to buy, sell, refinance, build your dream home, or simply planning to, I’m here to help. As an experienced loan officer, I’ll help you explore your financing options and help you make the right choice for you and your family. I’m committed to being a part of your journey towards homeownership with a Kind Mortgage.

5.0 star review received on Experience.com for Mike Montgomery by Karina G - Mike was wonderful ! As a first time homebu...
06/02/2026

5.0 star review received on Experience.com for Mike Montgomery by Karina G - Mike was wonderful ! As a first time homebuyer he explained things thoroughly, answered our questions, and kept us informed of everything going on. I couldn't of asked for a better lender ! Thank you Mike !

Click to see all 256 reviews of Mike Montgomery, Sr. Loan Officer | NMLS #729567

Exciting news for buyers and referral partners. Our Adjustable-Rate Mortgage lineup just got bigger.Kind Lending has exp...
06/02/2026

Exciting news for buyers and referral partners. Our Adjustable-Rate Mortgage lineup just got bigger.
Kind Lending has expanded its ARM offerings across both Fannie Mae and Freddie Mac, adding more 5/6 and 7/6 options to fit a wider range of borrowers. That includes Standard, High Balance, HomeReady®, Home Possible®, Texas Cash Out, and Seller-paid buydowns (1-0, 2-1, and 3-2-1).
Whether the goal is a lower starting payment, stretching buying power, or pairing a buydown with an ARM for extra savings up front, there's a good chance the right product is in reach.
Contact me today to see how an ARM could work for your next move.

5.0 star review received on Experience.com for Mike Montgomery by Richard K - Mike is very helpful and knowledgeable on ...
06/01/2026

5.0 star review received on Experience.com for Mike Montgomery by Richard K - Mike is very helpful and knowledgeable on what can help you close and what is needed not afraid to tell you how it us to make sure you close on time and that was a blessing keeping us informed with everything highly recommended his services.

Click to see all 254 reviews of Mike Montgomery, Sr. Loan Officer | NMLS #729567

Unlock opportunities with our Repayable Seconds Down Payment Assistance loan programs at Kind Lending! Contact me today ...
06/01/2026

Unlock opportunities with our Repayable Seconds Down Payment Assistance loan programs at Kind Lending! Contact me today to learn more!

5.0 star review received on Experience.com for Mike Montgomery by Paul P - Mike  was  the  best.  He  was  there  at  ev...
05/29/2026

5.0 star review received on Experience.com for Mike Montgomery by Paul P - Mike was the best. He was there at every step. No delays and was always on top of things.

Click to see all 252 reviews of Mike Montgomery, Sr. Loan Officer | NMLS #729567

The grill isn't the only thing heating up this summer—our pre-approvals are too!Get ahead of the competition with a fast...
05/29/2026

The grill isn't the only thing heating up this summer—our pre-approvals are too!
Get ahead of the competition with a fast, friendly pre-approval from Kind Lending and shop with confidence.
Call me today to get started!

5.0 star review received on Experience.com for Mike Montgomery by Carol P - We  have  moved  4  times  in  our  life  an...
05/28/2026

5.0 star review received on Experience.com for Mike Montgomery by Carol P - We have moved 4 times in our life and Mike was by far, the best loan officer!

Click to see all 251 reviews of Mike Montgomery, Sr. Loan Officer | NMLS #729567

Do you need a mortgage checkup? A quick review of your loan could uncover opportunities to lower payments, access equity...
05/28/2026

Do you need a mortgage checkup? A quick review of your loan could uncover opportunities to lower payments, access equity, or better align with your current financial goals.

Here's a smart move worth knowing about. 👇An ARM (adjustable-rate mortgage) starts with a lower interest rate than a 30-...
05/27/2026

Here's a smart move worth knowing about. 👇
An ARM (adjustable-rate mortgage) starts with a lower interest rate than a 30-year fixed. A seller-paid buydown can lower that rate even more for the first few years of your loan. Stack them together, and you get a smaller monthly payment when it counts most: right after you close.
Kind Lending now offers seller-paid 1-0, 2-1, and 3-2-1 buydowns on our new 5/6 and 7/6 ARMs.
Want to see how this could work for your purchase? Send me a message.

Don’t let a maturing Fix & Flip loan catch you off guard. Kind’s DSCR program is built to help investors transition out ...
05/26/2026

Don’t let a maturing Fix & Flip loan catch you off guard. Kind’s DSCR program is built to help investors transition out of short-term debt and into stable, long-term financing. Depending on your property value, you may even be able to recover some of the cash you put into the project. All structured as a rate & term refinance.
Let’s map out your next move.
&flip

Address

3027 English Rows Avenue , Suite 103
Naperville, IL
60564

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