Ken Amstutz, CIBM Mortgage, Loan Officer NMLS 221511

Ken Amstutz, CIBM Mortgage, Loan Officer NMLS 221511 Since 1993 I have worked to assist 1000's of customers with purchase and refinance mortgages. National certification CMC & CRMS. CIBM Mortgage. www.soddo.org

a division of CIBM Bank, NMLS # 418442. Equal Housing Lender, Member FDIC Ken Amstutz

Ken has been involved with consumer credit since 1971. He previously worked for GMAC and Citicorp. In 1993 he started a mortgage company eventually growing that business to a Mortgage Banker. In 2006 Ken, and his daughter Kirstan, bought all outstanding shares of Kingsland Financial Corp, the former company, and

changed the name to Crown Home Mortgage Corp. In 2011 Ken and Kirstan joined Avenue Mortgage a Mortgage Banker in Naperville. Ken holds national and state mortgage certifications. Illinois recognizes the CMC designation; there are only 16 recipients for the entire state. Approximately 140 Illinois mortgage originators hold the CRMS designation. Ken sees himself as a creative advisor to his customers. "A mortgage is a often our largest personal financial investment opportunity." Together he considers cash flow, future relocation probabilities, tax implications, and borrowing ability. Avenue Mortgage offers competitive rates, but Ken looks at the whole picture and wants his clients to understand the process. Our greatest complement is how many customers report that they finally understood the purchase or refinance process. Ken is a husband, father and grandfather. He has been married for 46 years and lives in Dupage County since 1963. He is also President of St Luke's Health Care Foundation, a 501C3 not for profit, that operates a hospital in Soddo Ethiopia.

05/26/2026

Buying a home isn’t a one-time decision.
It’s something you grow into.

Over time, that might look like:
• small upgrades
• learning what maintenance matters
• building equity
• making the space your own

Homeownership isn’t about perfection — it’s about progress.

And we’re here long after closing if you ever need guidance along the way.

📩 Reach out anytime.

05/19/2026

One of the biggest misconceptions we hear is:

“I can’t buy a house until I have 20% down.”

That’s not always true.

There are different loan options, and the right one depends on your goals — payment, budget, timeline, and even your comfort level.

Two common paths:
✅ Conventional (great for many buyers, flexible options)
✅ FHA (often helpful for first-time buyers depending on the scenario)

If you want, we can run a few side-by-side options and show you what it would actually look like.

📩 Message us anytime.

02/09/2025
Higher than expected inflation reports mean rates are likely to stay higher longer than previously expected. Meanwhile, ...
04/17/2024

Higher than expected inflation reports mean rates are likely to stay higher longer than previously expected. Meanwhile, house prices are expected to continue their rise. If you are qualified to buy now, waiting for lower rates on a higher priced home may not pay off. If you'd like to run the numbers, please reach out. CIBM Mortgage is an Equal Housing Lender.

CIBM Mortgage a division of CIBM Bank, Ken Amstutz, Loan Officer NMLS #221511

My grandson’s wife
10/13/2023

My grandson’s wife

10/07/2023
Ready for new owners
10/07/2023

Ready for new owners

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VIDEO: Take your home to the next level with these ultra-high-end features.
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Address

1811 Centre Point Cir, Ste 123
Naperville, IL
60563

Opening Hours

Monday 7am - 6pm
Tuesday 7am - 6pm
Wednesday 7am - 6pm
Thursday 7am - 6pm
Friday 7am - 6pm
Saturday 7am - 6pm

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