Marketplace 4 Insurance - Murphy, NC

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Marketplace 4 Insurance - Murphy, NC Marketplace 4 Insurance, Murphy, NC, provides personalized insurance solutions with local knowledge and trusted service. Meet our Team!

We’re here to help individuals, families, and businesses protect what matters most with coverage tailored to their needs. Elaine Mashburn - Customer Solutions
Christina Chambers - Personal Lines Agent
Cindy Wilson - Personal Lines Agent

November is National Long-Term Care Awareness Month, a good reminder that planning ahead means more than having a retire...
11/02/2026

November is National Long-Term Care Awareness Month, a good reminder that planning ahead means more than having a retirement account. It also means thinking about how you and your loved ones would be protected if extended care ever became a reality.

The numbers are worth knowing. Seven in 10 Americans turning 65 today will need some form of long-term care. The national median cost of a private nursing home room is now over $129,500 per year; assisted living runs around $74,400 annually; and in-home care averages $80,080 per year.

That's where long-term care insurance can come in. This coverage can help with costs related to:

âś… In-home care
âś… Assisted living
âś… Nursing home care
âś… Adult day care
âś… Memory care

Long-term care can be costly if you don't plan ahead. So, if you have questions or want to explore your options, don't hesitate to reach out to our team. We are happy to have that conversation with you.

Happy Halloween!
10/31/2026

Happy Halloween!

This Halloween, we just wanted to stop and say that, no bones about it, your continued trust and support mean the world ...
10/30/2026

This Halloween, we just wanted to stop and say that, no bones about it, your continued trust and support mean the world to our team!

We are so grateful to be able to continuously support you and are here to support whatever other needs you may have before the year wraps up.

Wishing you and yours a safe Halloween!

When a life insurance policy pays a death benefit, beneficiaries may have more than one way to receive the funds. Unders...
10/26/2026

When a life insurance policy pays a death benefit, beneficiaries may have more than one way to receive the funds. Understanding the available settlement options can help individuals choose an approach that aligns with their financial goals, income needs, and long-term plans. Swipe to learn more.

Every financial situation is unique, and the right settlement option will depend on individual needs and objectives. If you have questions about life insurance settlement options or would like guidance on your choices, contact our team today. We're happy to help.

Discovering your car has been broken into is a horrible feeling; the violation, the stress, and the uncertainty of what ...
10/23/2026

Discovering your car has been broken into is a horrible feeling; the violation, the stress, and the uncertainty of what to do next can all hit at once. That’s why our team wants to provide a quick guide on key steps to take after a car break-in to help you stay prepared. Swipe to see more.

As always, if you have questions about what your auto insurance covers and how it can protect you in the event of a break-in, please don’t hesitate to reach out to our team. We are here to help you.

With fall finally here, the season brings many wonderful things to enjoy; however, it also brings a few seasonal risks a...
10/21/2026

With fall finally here, the season brings many wonderful things to enjoy; however, it also brings a few seasonal risks around the home and on the road, too.

So, with that in mind, our team wanted to pass along some safety reminders for this season. Swipe for more information.

We hope you found these tips helpful! And, as you enjoy the season, it’s worth making sure your personal property coverage is ready to protect you no matter what comes your way. If you’d like to schedule a quick policy review as the season shifts or have any other insurance needs, please don’t hesitate to reach out. Our team is here to help.

Halloween consistently brings a spike in insurance claims, from slip-and-fall injuries on front walkways to fire damage ...
10/19/2026

Halloween consistently brings a spike in insurance claims, from slip-and-fall injuries on front walkways to fire damage from decorations and auto accidents.

So, with that in mind, our team wanted to take a moment to share a few simple tips that can go a long way toward keeping the night enjoyable and keeping you well-protected. Swipe for a few things to keep in mind.

Halloween should be a night you look forward to, not one you spend recovering from. So, if you have questions about your coverage heading into the holiday weekend, our team is here to help.

We hope you and your family have a safe and enjoyable Halloween!

When a covered loss hits your business, knowing how your insurance policy will reimburse you is crucial. The difference ...
10/16/2026

When a covered loss hits your business, knowing how your insurance policy will reimburse you is crucial. The difference between having actual cash value (ACV) and replacement cost value (RCV) coverage is significant and can affect how your business may respond after a loss.

Swipe through for a breakdown of both and what each one means for your bottom line.

If you want help determining whether you have ACV or RCV or would like to talk through how payout structures can impact your coverage, please don’t hesitate to reach out to our team. We are here to help.

Fall is here, and between the busyness of the season and the end of the year fast approaching, it can be easy for things...
10/14/2026

Fall is here, and between the busyness of the season and the end of the year fast approaching, it can be easy for things to fall by the wayside. Amidst the rush, we want to remind you that we are always here whenever you need support.

Whether you have questions, need guidance, or just want to touch base, do not hesitate to reach out. We are always just a call away.

Most homeowners or drivers have some form of homeowners and auto insurance; however, their coverage might not be enough ...
10/12/2026

Most homeowners or drivers have some form of homeowners and auto insurance; however, their coverage might not be enough to protect them in the event of a major claim.

When a serious accident or unexpected lawsuit exceeds what your existing policies can cover, the gap between what you owe and what your insurance pays becomes very real, very fast. That’s where umbrella liability coverage comes in.

Umbrella liability insurance covers costs that would otherwise come straight out of your pocket. With relatively low annual costs, this comprehensive coverage can be one of the most affordable ways to fully protect what you love.

So, if you’re curious about whether umbrella insurance makes sense for your situation, please don’t hesitate to reach out to our team. We are here to help you run the numbers and see what makes sense.

Address

90 Tennessee Street Ste A
Murphy, NC
28906

Opening Hours

Monday 9am - 5pm
Tuesday 9am - 5pm
Wednesday 9am - 5pm
Thursday 9am - 5pm
Friday 9am - 5pm

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